Net Worth Tracker vs Net Worth Tracker & Calculator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
This app provides a private and secure way to track your net worth and personal finances without linking bank accounts. It offers insights into your assets, debts, bills, and subscriptions, with AI-powered projections and goal tracking.
- Private net worth tracking
- No bank account linking required
- Track cash, investments, and bills
- AI-powered financial insights
- Goal setting and progress tracking
- CSV export and import
- On-device data processing
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You worked hard for it. Netvo helps you see all of it in one calm, beautiful place. Netvo is a net worth tracker, wealth tracker, and personal finance manager built for people who want a clear picture of their money without giving anyone access to it. Most money apps ask for your bank login on day one. Netvo never does. You tell it what you own and what you owe. It gives you a live, private picture of exactly where you stand. No bank login. No ads in the app. Your financial data stays on your device. WHAT YOU CAN TRACK Cash and Banking: • Cash, checking, and savings in 160+ currencies • Money owed to you and money you owe • Credit cards, loans, and mortgages Investments: • Stocks, crypto, precious metals, property, and vehicles • Live prices: stocks, crypto, exchange rates, metals updated on refresh Bills and Subscriptions: • Every subscription and one-off future payment • Group them into folders like Family or Bills, each with its own total • Press and hold a payment to mark it paid or set its next date • Archive paused items without losing history • Reminders and total monthly spend at a glance DISTRIBUTION • See what you own as simple blocks, sized by what each category is worth • Tap a block to open it and see every account inside NETVO AI Overview: AI projects your net worth trajectory from your real history. Spending: AI surfaces patterns across your subscriptions and planned payments. Goals: AI gives personalised commentary on your pace and deadline. All private. All on-device. No bank link required. GOALS • Set targets tied to net worth, a category, an account, or total debt • Live progress ring updates as your numbers change • Tag your goals (Retirement, FIRE, House Deposit, or your own) and filter by tag • AI projects your deadline based on your actual pace MILESTONES • Unlock achievements as your wealth grows • Every milestone saved with the exact date you unlocked it • Your day streak follows you when you change phones GUIDED TOURS • New to Tracker, Goals or Distribution? A 30-second tour shows you one thing at a time CSV EXPORT AND IMPORT • Export everything: accounts, entries, snapshots, plan items, goals, milestones • Import back on any device. Nothing locked in. PRIVATE BY DEFAULT • No Netvo account required • No bank login, ever • No ads in the app • Your financial data stays on your device • Optional iCloud sync through your own Apple account ____________ NETVO PRO 7-day free trial unlocks: • Unlimited accounts • Unlimited goals • All themes and color palettes • iCloud sync across devices • Custom reminders • Netvo AI • Priority support Cancel anytime, no hassle. Subscription details Netvo Pro is available as: • An auto-renewing yearly subscription with a 7-day free trial for new subscribers • A one-time lifetime purchase with no recurring billing Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID Account Settings. Privacy Policy: https://netvo.app/privacy Terms of Use (EULA): https://netvo.app/terms
Net Worth Tracker & Calculator
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Net Worth Tracker is the simple way to see your true net worth — by hand, and private on your device. No bank login required. You add what you own and what you owe, and your net worth is calculated instantly. HOW IT WORKS - Add your assets: cash, investments, real estate, retirement, crypto - Add your debts: loans, mortgage, credit cards - See your net worth update in real time - Update your balances each month and follow the trend WHAT YOU GET - Real-time net worth (assets minus debts) - Monthly net worth trend chart - Asset composition breakdown - Custom categories for anything you track - Multiple currencies - Works fully offline, and your data stays on your device A PRIVATE ALTERNATIVE Prefer not to connect your bank accounts to an aggregator app? This is a manual, private net worth tracker. You stay in control, and your numbers stay on your phone. WHO IT IS FOR - Anyone building wealth or on the path to financial independence (FIRE) - People who track net worth in a spreadsheet and want something faster - Privacy-minded users who avoid bank-linking apps - Anyone who wants a clean net worth calculator and wealth log Start tracking your net worth today.
Screenshots
Verdict
The clearest difference is in-app purchases: Net Worth Tracker & Calculator at none against Net Worth Tracker's 2. Net Worth Tracker & Calculator also leads on iOS requirement (13.0 vs 16.0). Net Worth Tracker's advantage is ads (none vs shown). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $19.99 per year. Net Worth Tracker & Calculator asks for nothing beyond the download.
| Parameter | Net Worth Tracker | Net Worth Tracker & Calculator |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 9 days | — |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahzin Razal | Seulki Eom |
In-app purchases
Net Worth Tracker
- Netvo Pro Yearly7 Days trial$19.991 Year
- Netvo Pro Lifetime$49.99
Net Worth Tracker & Calculator
No in-app purchases
Questions
Is Net Worth Tracker free?
Is Net Worth Tracker & Calculator free?
Do Net Worth Tracker or Net Worth Tracker & Calculator have ads?
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