Comparison

Shared Expense Tracker vs Envelope Ledger

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Shared Expense Tracker

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UsBox is a smart shared expense tracker designed for families, couples, and friends. More than just a personal budget app, it helps you manage shared expenses, settle balances, and even share shopping lists โ€” making everyday money management easier and more convenient. โ–  Shared Expense Tracker for Everyone Share one expense tracker with family, partners, or friends and manage records together. See who added what and when at a glance. โ–  Quick and Easy Income & Expense Tracking Record your income and expenses easily without complicated steps. Organize everything by category for more convenient management. โ–  Spending Pattern Analysis Understand your spending habits through category-based statistics and expense analysis. Track monthly trends to help plan smarter spending. โ–  Automatic Settlement Feature Automatically calculate shared expenses and easily see who needs to pay whom. Perfect for gatherings, trips, and household expense management. โ–  Shared Shopping List Create and manage shopping lists together in real time. Share grocery lists with family members and avoid forgetting important items. โ–  Budget Management Set monthly budgets and monitor your spending to manage expenses more efficiently. Manage our money, our lifestyle, and our records more smartly with UsBox.

About

Envelope Ledger

Features
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A wedding passes, a funeral passes, and a year later nobody remembers the numbers. Whose wedding you attended, how much you gave, and how much that person once gave you. Envelope Ledger keeps all of it in one place. [TEN SECONDS PER ENTRY] - Who, what occasion, how much. Four short steps, nothing to learn. - Names you typed once come back as suggestions. - Sent a wreath or a gift card instead of cash? Record it as a gift. [NEVER MISS THE NEXT ONE] - Write down the date as soon as the invitation arrives. - A reminder comes the day before and again on the morning of the event. - Add it to your device calendar with a single switch. - Mark it as attended and it moves straight into your ledger totals. [ONE PERSON, ONE SCREEN] - Tap a name to see everything exchanged with them and the balance. - A positive balance means it is your turn to give back. - Merge duplicates of the same person into one entry. - Share one person's history as a text message. [YOUR YEAR IN NUMBERS] - Compare received and given by week, month, or year. - Break it down by occasion and by relationship. - The calendar marks days that hold records and events still to come. [EXCEL AND PDF] - Import an existing spreadsheet using the built in template. - Export your ledger to Excel with a per person summary sheet. - Turn one month into a single PDF page and send it to your family. - One backup file moves everything to a new device. [HOW MUCH SHOULD I GIVE] - Common amount ranges by relationship, gathered in one place. - Envelope phrases and short messages copy with a single tap. [A LEDGER IS PRIVATE BY NATURE] - Records never leave your device. There is no server. - No sign up and no login. Open the app and start. - Lock it with a four digit passcode, a fingerprint, or your face. - Block screenshots, and keep a front camera snapshot after three wrong attempts. That photo stays on the device too. [MADE FOR] - Anyone who has been keeping gift money in a notebook - Anyone who tracks family events on behalf of their parents - Anyone who has to keep work and client events separate Available in Korean, English, Japanese, Spanish, and French. Light and dark themes are both supported.

Screenshots

Shared Expense Tracker4 screens
Envelope Ledger4 screens

Verdict

The call

The clearest difference is ads: Shared Expense Tracker at none against Envelope Ledger's shown. Shared Expense Tracker also leads on update cadence (every 5 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Shared Expense Tracker ships an update every 5 days, Envelope Ledger every 3 weeks. The most recent releases landed on November 13, 2026 and November 12, 2026 respectively.

Scorecard2 real differences ยท 4 level
Shared Expense Tracker versus Envelope Ledger: the parameters behind the verdict, then further details
ParameterShared Expense TrackerEnvelope Ledger
PriceFreeFree
Update frequencyEvery 5 days โ€” betterEvery 3 weeks
AdsNo โ€” betterYes
In-app purchasesNoNo
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS15.0 โ€” better16.0
Further details โ€” not scored
Size42 MB52 MB
Age rating4+12+
DeveloperSeung se LeeEcodeLab

In-app purchases

None

Shared Expense Tracker

No in-app purchases

None

Envelope Ledger

No in-app purchases

Questions

Is Shared Expense Tracker free?
Shared Expense Tracker is free to download, with no in-app purchases.
Is Envelope Ledger free?
Envelope Ledger is free to download, with no in-app purchases.
Do Shared Expense Tracker or Envelope Ledger have ads?
Envelope Ledger shows ads; Shared Expense Tracker does not.
Which is updated more often, Shared Expense Tracker or Envelope Ledger?
Shared Expense Tracker ships an update every 5 days, and Envelope Ledger every 3 weeks. Most recently, Shared Expense Tracker was updated on November 13, 2026 and Envelope Ledger on November 12, 2026.

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