Shared Expense Tracker vs Oat Budget

UsBox is a smart shared expense tracker designed for families, couples, and friends. More than just a personal budget app, it helps you manage shared expenses, settle balances, and even share shopping lists — making everyday money management easier and more convenient. ■ Shared Expense Tracker for Everyone Share one expense tracker with family, partners, or friends and manage records together. See who added what and when at a glance. ■ Quick and Easy Income & Expense Tracking Record your income and expenses easily without complicated steps. Organize everything by category for more convenient management. ■ Spending Pattern Analysis Understand your spending habits through category-based statistics and expense analysis. Track monthly trends to help plan smarter spending. ■ Automatic Settlement Feature Automatically calculate shared expenses and easily see who needs to pay whom. Perfect for gatherings, trips, and household expense management. ■ Shared Shopping List Create and manage shopping lists together in real time. Share grocery lists with family members and avoid forgetting important items. ■ Budget Management Set monthly budgets and monitor your spending to manage expenses more efficiently. Manage our money, our lifestyle, and our records more smartly with UsBox.

Oat Budget is a shared budgeting app made for couples. Connect with your partner and keep one budget together — who spent what, how much is left, and what you're saving toward, all on a single screen that updates in real time. And you don't have to plan alone. Oat Budget's AI sets up your month and looks back on it with you. PLAN THE MONTH WITH AI Tell it your income and fixed costs, and AI drafts realistic category limits and a savings goal for the month. Start from a template that fits you — tighten spending, save first, build an emergency fund, split into buckets, or set a daily allowance — then adjust anything you like. A MONTHLY REVIEW, WRITTEN FOR YOU When the month ends, AI reads your spending and tells the story: where the money went, what changed from last month, and what you did well. Pick from four tones so it sounds the way you like to hear it. SEE YOUR MONEY CLEARLY • Income, expenses, and remaining budget at a glance • How much you two can spend today • Category limits with live progress bars • Donut breakdowns and month-over-month comparisons • A calendar view of every day's spending BUILT FOR TWO • Invite your partner with a code — one budget you both share • When one of you logs an expense, the other sees it instantly • See who spent what, side by side LESS TYPING • Snap a receipt and let it fill in the amount • Recurring income and expenses post on their own • Quick category and memo suggestions as you go Start on your own if you like, then invite your partner when you're ready. Free to use, in your local currency. Designed for iPhone (iOS 26 and later). --- ## What's New (version 1.2.0 release notes — limit 4000) Oat Budget is now available worldwide. • Full English support • Your local currency, everywhere in the app • New monthly-plan templates to help you get started Thanks for budgeting with us. Questions or ideas? support@oatbudget.com