Comparison

Stmnt vs Statement Bureau

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stmnt

Features
Read full description

Your bank sends you a PDF. Stmnt turns it into an answer. Upload a statement from any bank in any country. Stmnt reads every line, sorts it, and shows you where your money actually went. No account to create, nothing to sign up for. WHAT STMNT READS • PDF statements from any bank, including password-protected files • Scanned statements, read by AI vision when there is no text to extract • Up to three statements at once, appended or replaced as you like • Duplicate files and duplicate transactions, caught before they skew your numbers • 35+ currencies, detected automatically and converted to the one you think in WHAT IT SHOWS YOU • A dashboard with net balance, income, expenses, and daily, weekly and monthly averages • Spending sorted into 17 categories, with over 100 merchants recognized by name • Trends over time, category donuts, cash flow, a heatmap by day of week, and month-over-month change • Unusual transactions flagged for a second look • An explanation in plain words on every single chart CATCH EVERY SUBSCRIPTION Stmnt finds recurring charges on its own, from weekly to yearly, and estimates what each one really costs you per month. The renewal you forgot about shows up on the list. REFUNDS THAT BEHAVE Refunds and reversals are matched to the charge they cancel and kept out of your spending totals, so a returned purchase does not look like money spent. REPORTS AND SHARING Save an analysis as a named report, export it to PDF, CSV or Excel, and share it with someone who needs to see it. Shared reports are encrypted, can be password-protected, and sync live for everyone with access. You choose read-only or read-and-write, and you can revoke a link at any time. Sharing is in beta. STMNT PRO • AI Financial Advisor. Ask about your spending in plain language and get answers with charts drawn from your own data. • Smart Forecast. Next month's spending by category, with a confidence score and a look back at how past forecasts turned out. • Smart Spending Tips. A financial health score and advice built from your own transactions. • Chart Builder. Describe the chart you want, then pin it to your dashboard. • Unlimited uploads. No daily cap, no limit on files per report. YOUR STATEMENTS STAY YOURS • Results are saved on your device, not on our servers • No account, no sign-up, no advertising • Your statement goes to the AI only so it can read your transactions • iCloud backup is optional and lives in your own private container BUILT FOR BOTH LANGUAGES Full English and Arabic with right-to-left layout, 35+ currencies, light and dark themes, and layouts made for iPhone and iPad. Free to try. Stmnt Pro is an auto-renewing subscription that unlocks the AI advisor, forecast, tips, chart builder and unlimited uploads. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and you can manage or cancel anytime in your device's subscription settings. Privacy Policy: https://stmnt.7mxd.me/privacy Terms of Use: https://stmnt.7mxd.me/terms

About

Statement Bureau

This app converts eligible Wallet financial transactions into CSV files for budgeting tools or personal archives. It processes data on-device with permission-based access and offers customizable export formats. An optional one-time purchase unlocks unlimited exports and background syncing.

Highlights
  • Export Wallet transactions to CSV
  • Monarch, YNAB, and generic CSV formats
  • On-device data processing
  • Permission-based access to financial data
  • Customizable filename templates
  • Optional one-time purchase for advanced features
Features
Read full description

Statement Bureau turns eligible Wallet financial transactions into clean CSV files for your favorite budgeting tool, spreadsheet, or personal archive. On-device. Permission-based. Built for people who already have enough admin. EXPORTS THAT MATCH YOUR TOOLS • Generic CSV for any aggregator that accepts the format. • Monarch-style CSV ready to drop into Monarch's import folder. • YNAB-style CSV mapped to YNAB's expected columns. • Customizable filename templates so files sort the way you want. CHOOSE WHAT GETS EXPORTED • Pick the eligible Wallet card accounts you care about. • Pick a start and end date for the export. Free exports cover up to 3 months of activity at a time; Bureau Chief removes the limit. • Preview transactions and totals before you commit. ON-DEVICE BY DESIGN • Statement Bureau uses Apple's FinanceKit framework with your permission. • Transactions are processed on your device. • No developer-operated server. No advertising SDKs. No analytics SDKs. • Generated CSVs are saved to the location you choose, including iCloud Drive. OPTIONAL: BECOME BUREAU CHIEF A one-time in-app purchase unlocks: • An unlimited manual export date range (free exports cover up to 3 months). • Automatic background exports — a rolling CSV that refreshes itself in your chosen folder. • Lookback window from 7 to 365 days. • Optional notification on each successful export. • Family-shareable. No subscription. No recurring fee. WHO IT'S FOR • Monarch, Copilot, Tiller, YNAB, and Lunch Money users who want a tidy import path for Wallet activity. • Spreadsheet users who'd rather build their own dashboard. • Anyone who wants a personal archive of Wallet transaction history. REQUIREMENTS • iOS 17.4 or later for FinanceKit access. • An Apple Account with eligible Wallet financial data. PRIVACY Statement Bureau accesses Wallet financial data only with your permission and only to generate the CSVs you ask for. Nothing is sold, shared, or sent to a developer-operated server. Read the policy at bureau.middleout.dev/privacy. Statement Bureau is independent and is not affiliated with Apple Inc. Apple, Apple Wallet, Apple Card, iCloud, and FinanceKit are trademarks of Apple Inc.

Screenshots

Stmnt4 screens
Statement Bureau4 screens

Verdict

The call

The clearest difference is in-app purchases: Stmnt at none against Statement Bureau's 1. Stmnt also leads on update cadence (every 3 days vs every 3 weeks) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Statement Bureau sells 1 one-off in-app purchase. Stmnt asks for nothing beyond the download.

UpkeepUpdate frequency

Stmnt ships an update every 3 days, Statement Bureau every 3 weeks. The most recent releases landed on October 18, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Stmnt versus Statement Bureau: the parameters behind the verdict, then further details
ParameterStmntStatement Bureau
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size54 MB5 MB
Age rating4+4+
DeveloperAhmed RadhiJackson Matthew Tomlinson

In-app purchases

None

Stmnt

No in-app purchases

1 purchases

Statement Bureau

One-time1
  • Statement Bureau — Bureau Chief$4.99

Questions

Is Stmnt free?
Stmnt is free to download, with no in-app purchases.
Is Statement Bureau free?
Statement Bureau is free to download, with in-app purchases available.
Do Stmnt or Statement Bureau have ads?
Neither Stmnt nor Statement Bureau shows ads.
Which is updated more often, Stmnt or Statement Bureau?
Stmnt ships an update every 3 days, and Statement Bureau every 3 weeks. Most recently, Stmnt was updated on October 18, 2026 and Statement Bureau on October 19, 2026.

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