Comparison

PaySplit vs DivvyBill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaySplit

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Highlights
  • Track group expenses
  • Clear balance visibility
  • Smart settlement suggestions
  • Multi-currency support
  • iCloud group sharing
  • Voice entry (Pro)
Features
Read full description

Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. We have no servers and collect no data. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

DivvyBill

Features
Read full description

Split Bills in Seconds with DivvyBill Split restaurant bills, travel expenses, hotel costs, rent, and group payments with ease. DivvyBill is the fastest and simplest bill splitter and tip calculator for friends, roommates, couples, and families with no account or sign-up required. Whether you are dining out, traveling with friends, planning a vacation, or sharing household expenses, DivvyBill helps everyone know exactly what they owe. Why You'll Love DivvyBill Fast Bill Splitting Split bills equally or customize each person's share Add subtotal, tax, and tip with instant calculations See everyone's amount update in real time Smart Tip Calculator Choose from 10 percent, 15 percent, 18 percent, 20 percent, or 25 percent tip presets Enter any custom tip percentage Calculate tips on subtotal or total See how much you save by avoiding tips on tax Flexible Group Expense Splitting Split restaurant bills with friends Share travel and vacation expenses Divide hotel costs Manage roommate expenses and rent Handle any shared group payment Customize Every Payment Assign custom amounts or percentages Let one person pay more while everyone else splits the remaining balance Set individual tip percentages for each person Supports 30 plus Currencies Switch currencies instantly Exchange rates update automatically when available Share Results Instantly Send split summaries via iMessage, WhatsApp, AirDrop, or any sharing app Everyone sees exactly what they owe Split History Every bill is saved locally on your device Review previous expenses anytime No account or cloud storage required Built In Tipping Guide Tipping etiquette for over 20 countries Perfect for international travel DivvyBill Pro Upgrade once and keep it forever. Remove ads Export bills as PDF No subscriptions. No monthly fees. No recurring charges. Your Privacy Matters Your expense history stays on your device. DivvyBill never uploads your bill data or requires an account. The free version displays Google AdMob ads, which may use your device's advertising identifier according to your privacy settings. Whether you are splitting dinner with friends, sharing vacation costs, managing roommate expenses, or calculating tips at a restaurant, DivvyBill makes splitting bills simple, fair, and stress free.

Screenshots

PaySplit4 screens
DivvyBill4 screens

Verdict

The call

The clearest difference is ads: PaySplit at none against DivvyBill's shown. DivvyBill's advantage is iOS requirement (13.0 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PaySplit sells 3 in-app purchases, starting at $2.99 per month and DivvyBill sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PaySplit ships an update every 3 weeks, DivvyBill fortnightly. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

Scorecard2 real differences · 7 level
PaySplit versus DivvyBill: the parameters behind the verdict, then further details
ParameterPaySplitDivvyBill
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.013.0 — better
Further details — not scored
Size16 MB57 MB
Age rating4+4+
DeveloperRicardo CarvalhoMd Najmul Huda

In-app purchases

3 purchases

PaySplit

Subscriptions2
  • PaySplit Pro Monthly1 Month trial$2.991 Month
  • PaySplit Pro Yearly1 Year trial$14.991 Year
One-time1
  • Group Pass$4.99
2 purchases

DivvyBill

One-time2
  • Buy Me a Coffee$0.99
  • DivvyBill Pro$2.99

Questions

Is PaySplit free?
PaySplit is free to download, with in-app purchases available.
Is DivvyBill free?
DivvyBill is free to download, with in-app purchases available.
Do PaySplit or DivvyBill have ads?
DivvyBill shows ads; PaySplit does not.
Which is updated more often, PaySplit or DivvyBill?
PaySplit ships an update every 3 weeks, and DivvyBill fortnightly. Most recently, PaySplit was updated on October 24, 2026 and DivvyBill on October 13, 2026.

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