Cashflow & Payoff vs ExpenseFlowy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashflow & Payoff
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This is a simple application to track payback against items purchased. It will calculate the needed monthly payments in order to pay off the item by the due date to allow you track how much you are committed to on a monthly basis
ExpenseFlowy
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ExpenseFlowy is a simple expense tracking app that helps you record your daily income and expenses. Features: - Add and manage expenses - Track income - View basic summaries - Organize transactions into categories No complex setup. Just simple tracking.
Screenshots
Verdict
The clearest difference is update cadence: ExpenseFlowy at every 2 days against Cashflow & Payoff's every 4 days. Cashflow & Payoff's advantage is iOS requirement (15.1 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cashflow & Payoff ships an update every 4 days, ExpenseFlowy every 2 days. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.
| Parameter | Cashflow & Payoff | ExpenseFlowy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 26.2 |
| Further details — not scored | ||
| Size | 42 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | IAN GUNYON | cuneyt sen |
In-app purchases
Cashflow & Payoff
No in-app purchases
ExpenseFlowy
No in-app purchases
Questions
Is Cashflow & Payoff free?
Is ExpenseFlowy free?
Do Cashflow & Payoff or ExpenseFlowy have ads?
Which is updated more often, Cashflow & Payoff or ExpenseFlowy?
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