Richish vs WorthSafe

PRIVATE WEALTH TRACKING WITHOUT BANK CONNECTIONS Richish is a private wealth tracker built for people who want a clear view of their money without giving up control. Track net worth, accounts, credit cards, loans, investments, and spending in one clean workspace. Add data manually or import CSV files to stay organized and build your financial picture over time from your iPhone or iPad. COMPLETE NET WORTH OVERVIEW • Track assets and liabilities in one place • Monitor cash, credit cards, loans, and investments together • See your total net worth over time • Review balances across all accounts at a glance • Keep your financial life organized in one dashboard PRIVATE BY DESIGN • No bank connections required • No Plaid or brokerage syncing • Add information manually on your terms • Import CSV files when you want a faster setup • Keep full control of your financial data ACCOUNT TRACKING MADE SIMPLE • Add checking, savings, credit card, loan, and investment accounts • Organize balances across your financial life • Keep everyday money and long-term wealth in one app • View account details in a clean, structured layout • Track changes over time with clarity SMART TRANSACTION MANAGEMENT • Import transaction history from CSV files • Review spending by date, merchant, and category • Track statement activity across your accounts • Keep a personal record of income and expenses • Build a financial history you can revisit anytime INVESTMENT TRACKING • Log holdings, quantities, and cost basis • Monitor portfolio value over time • Track stocks, ETFs, and other positions in one place • Connect your investments to your full net worth picture • Stay focused on long-term wealth growth BUDGETING AND CASH FLOW INSIGHTS • Review monthly spending trends • Understand where your money is going • Track income and expenses in one system • Spot recurring activity more easily • Stay aligned with your financial goals AUTOMATION AND ORGANIZATION • Detect recurring transactions faster • Use rules to automate categorization • Reduce manual cleanup over time • Keep your finances organized as your data grows • Create a smoother long-term tracking workflow REPORTS AND DATA EXPORT • Export reports when you need a snapshot • Keep a private record of your financial progress • Maintain your own historical financial data • Build a system you can manage on your own terms PERFECT FOR: • People who want a private wealth tracker • Users who prefer manual control over bank syncing • Anyone tracking net worth across multiple accounts • Investors who want spending and portfolio tracking together • People who want a calm, organized financial workspace WHY RICHISH? • Private-first design • No forced account connections • Clean and focused experience • Flexible CSV import workflow • Built for clarity, control, and long-term tracking Download Richish and take control of your financial life with a private wealth tracker designed around clarity, organization, and ownership. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Financial stability doesn't happen by accident. Whatever your goal — your first $10,000, your first million, or lasting generational wealth — you can't grow what you don't measure. WorthSafe is a comprehensive Net Worth Tracker that shows you where you stand on the way to a secure financial future. WorthSafe is the privacy-first wealth dashboard for people who want a clear, complete picture of their net worth without handing their financial life to a bank, a broker, or a data company. There is no account to create and no server of ours: everything you enter stays on your device and in your own iCloud, where nobody but you can reach it. Organize every asset and liability in one place and see your true net worth at a glance — everything you own minus everything you owe — alongside your Liquid Net Worth (cash, investments, crypto and the cash value of your insurance). If you track your net worth in a spreadsheet — or not at all — WorthSafe is built for you. Chasing FIRE? Follow your liquid net worth and growth trend, and decide whether your home counts toward the number. TRACK EVERYTHING YOU OWN AND OWE • Bank and savings accounts, CDs, brokerage, 401(k) and other retirement accounts, crypto • Property, cars, bullion, jewelry, watches, paintings, collectibles, coins and memorabilia • Household goods: furniture, appliances and electronics • Student loans, mortgages, home equity lines of credit, credit cards, secured and unsecured loans — link a debt to the asset it's secured against • Record where physical items are kept — home, bank locker or storage • Record insurance policies covering your property, vehicles and valuables • Attach documents, photos and policy details to any item • Track expiry dates for policies, registrations and warranties • Choose exactly which assets count toward your net worth ELEVEN REPORTS, READY TO PRINT OR SHARE Net Worth Summary • Assets by Category • Liabilities Summary • Household Inventory • Foreign Accounts • Institution Exposure • Upcoming Dates • Net Worth by Owner • Excluded from Net Worth • Wealth Growth Trend • Estate Planning Asset List Run any report for today or for a date in the past, then save it as a PDF. BUILT FOR THE WHOLE PICTURE • Multi-currency support with 16 currencies with daily rates — a missing rate sets items aside rather than guessing • Assign owners and nominees, including yourself, for true joint and family tracking • A Family Handoff Dossier — one PDF, optionally password-protected, that your family, executor or attorney could actually act on • Reminders before policies, warranties and registrations expire • Works on iPhone, iPad and Mac PRIVATE BY DESIGN • Your data lives in your iCloud, synced across your devices — never on our servers • Face ID, Touch ID or passcode App Lock • No account to create, no password to forget WHAT WORTHSAFE DOES NOT DO • It does not connect to your bank, broker or any financial institution • It does not fetch balances or transactions automatically — you enter and update values yourself • It never asks for banking credentials or account passwords • It does not track spending or categorise transactions • It does not show daily market movement or track individual stocks — values are at the account level • It does not give investment, tax or legal advice • It does not buy, sell or transfer anything • It does not send your data to us or anyone else START FREE — AND WE MEAN IT Add your first 10 assets and liabilities completely free. Checking and savings, a brokerage account, a 401(k), your car and its loan, your home and its mortgage, a life insurance policy and a credit card — that's ten, with every feature and no time limit. When you're ready for more, subscribe monthly or yearly for unlimited assets and liabilities. Cancel anytime. Just beginning? WorthSafe grows with you. A complete user manual is built into the app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/