Comparison

Perkmon vs CardTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Perkmon

Effortlessly track credit card perks, benefits, and rewards to avoid missing deadlines and maximize value. Discover new card benefits and manage your entire credit card portfolio in one convenient place.

Highlights
  • Perk dashboard with deadline reminders
  • Benefits tracker for usage and expiry
  • Credit card portfolio management
  • Perk discovery across cards
  • Travel perk aggregation
  • Customizable settings and notifications
Features
Read full description

Stop leaving money on the table. Perkmon helps you track every credit card perk, benefit, and reward so you never miss a deadline or forget a valuable benefit. KEY FEATURES • Dashboard — See all your active perks at a glance with smart reminders for upcoming deadlines. • Benefits Tracker — Monitor which card benefits you've used and which are expiring soon. Track statement credits, travel perks, and subscription benefits across all your cards. • My Cards — Manage your credit card portfolio in one place. Add cards and instantly see every perk each card offers. • Smart Perks — Browse and discover perks across hundreds of credit cards. Find the best card for dining, travel, streaming, and more. • Travel Perks — View all your travel-related benefits together, including lounge access, hotel status, TSA PreCheck credits, and airline perks. • Settings & Customization — Personalize your experience with flexible card slot management and notification preferences. Whether you carry one card or ten, Perkmon makes sure you get the full value from every single one. Download Perkmon and start maximizing your credit card perks today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

CardTrack

Features
Read full description

CardTrack is the smartest way to manage every credit card benefit you already have — statement credits, bonus points, merchant offers, travel credits, lounge access, and more. Stop leaving money on the table. Most cardholders forget 30–40% of the credits their annual-fee cards include. CardTrack fixes that with automatic expiration reminders, a real-time dashboard, and an instant "best card for this purchase" lookup. -- WHAT YOU CAN DO ---------------------- ▸ Track Any Reward Type Log statement credits, cash back, multiplier bonuses, travel credits, lounge access, and custom rewards across every card in your wallet. ▸ Never Miss an Expiration Set smart notifications for any reward — get alerted 7 days before a credit expires. Recurring benefits (monthly, quarterly, annual) automatically reset so you always know what's still available. ▸ Find Your Best Card Instantly Select a spending category — Dining, Travel, Gas, Groceries, Airlines, Hotels, Streaming, Online Shopping, Pharmacy, Transit — and instantly see which card in your wallet earns the most points, miles, or cash back. ▸ Manage Your Entire Card Vault Keep a clean record of every card you own with issuer logos, reward currencies, and category-level multipliers. Add, edit, or remove cards at any time. ▸ 100% Private & Offline-First All data lives on your device in a local SQLite database. No account required. No data shared with servers. No ads. Ever. ▸ Dashboard at a Glance See your total reward value, upcoming expirations, card count, and a snapshot of active vs. redeemed rewards the moment you open the app. ▸ Smart Onboarding Start in seconds. Choose from a curated list of popular cards (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and dozens more), then customize exactly which benefits to track before you even reach the home screen. ▸ Expiring Reward Alerts Surfaces every upcoming reminder sorted by date, so nothing sneaks up on you before your billing cycle or expiration cutoff. -- SUPPORTED ISSUERS ---------------------- American Express · Chase · Capital One · Citi · Discover · Bank of America · Wells Fargo · Barclays · Brex · US Bank · PNC · PenFed · Synchrony · FNBO · and more. -- SPENDING CATEGORIES ------------------ Dining · Travel · Gas · Grocery · Entertainment · Online Shopping · Pharmacy · Hotels · Airlines · Streaming · Transit · Other -- PRIVACY FIRST ------------------------ CardTrack never asks for your card numbers, login credentials, or any financial account access. Everything is stored locally on your device. Download CardTrack today and start getting full value from every card in your wallet.

Screenshots

Perkmon4 screens
CardTrack4 screens

Verdict

The call

The clearest difference is in-app purchases: CardTrack at none against Perkmon's 4. CardTrack also leads on iOS requirement (15.0 vs 17.0). Perkmon's advantage is update cadence (every 4 days vs every 2 months) and ratings volume (9 vs 1). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Perkmon sells 4 in-app purchases, starting at $3.99 per month. CardTrack asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Perkmon against 5.0 for CardTrack. That said, the two scores are not equally well evidenced: Perkmon has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Perkmon ships an update every 4 days, CardTrack every 2 months. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
Perkmon versus CardTrack: the parameters behind the verdict, then further details
ParameterPerkmonCardTrack
PriceFreeFree
Rating4.9 (9 ratings)5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings9 — better1
Update frequencyEvery 4 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size73 MB33 MB
Age rating4+4+
DeveloperMujaka LLCZobair S

In-app purchases

4 purchases

Perkmon

Subscriptions4
  • Perkmon Pro Founder Monthly7 Days trial$3.991 Month
  • Perkmon Pro Monthly7 Days trial$7.991 Month
  • Perkmon Pro Founder Yearly7 Days trial$39.491 Year
Show 1 more
  • Perkmon Pro Yearly7 Days trial$79.001 Year
None

CardTrack

No in-app purchases

Questions

Is Perkmon free?
Perkmon is free to download, with in-app purchases available.
Is CardTrack free?
CardTrack is free to download, with no in-app purchases.
Which has better reviews, Perkmon or CardTrack?
CardTrack is rated higher. Perkmon averages 4.9 out of 5 from 9 ratings, while CardTrack averages 5.0 from 1 ratings.
Do Perkmon or CardTrack have ads?
Neither Perkmon nor CardTrack shows ads.
Which is updated more often, Perkmon or CardTrack?
Perkmon ships an update every 4 days, and CardTrack every 2 months. Most recently, Perkmon was updated on October 24, 2026 and CardTrack on October 24, 2026.

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