Comparison

CardTrack vs Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CardTrack

Features
Read full description

CardTrack is the smartest way to manage every credit card benefit you already have — statement credits, bonus points, merchant offers, travel credits, lounge access, and more. Stop leaving money on the table. Most cardholders forget 30–40% of the credits their annual-fee cards include. CardTrack fixes that with automatic expiration reminders, a real-time dashboard, and an instant "best card for this purchase" lookup. -- WHAT YOU CAN DO ---------------------- ▸ Track Any Reward Type Log statement credits, cash back, multiplier bonuses, travel credits, lounge access, and custom rewards across every card in your wallet. ▸ Never Miss an Expiration Set smart notifications for any reward — get alerted 7 days before a credit expires. Recurring benefits (monthly, quarterly, annual) automatically reset so you always know what's still available. ▸ Find Your Best Card Instantly Select a spending category — Dining, Travel, Gas, Groceries, Airlines, Hotels, Streaming, Online Shopping, Pharmacy, Transit — and instantly see which card in your wallet earns the most points, miles, or cash back. ▸ Manage Your Entire Card Vault Keep a clean record of every card you own with issuer logos, reward currencies, and category-level multipliers. Add, edit, or remove cards at any time. ▸ 100% Private & Offline-First All data lives on your device in a local SQLite database. No account required. No data shared with servers. No ads. Ever. ▸ Dashboard at a Glance See your total reward value, upcoming expirations, card count, and a snapshot of active vs. redeemed rewards the moment you open the app. ▸ Smart Onboarding Start in seconds. Choose from a curated list of popular cards (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and dozens more), then customize exactly which benefits to track before you even reach the home screen. ▸ Expiring Reward Alerts Surfaces every upcoming reminder sorted by date, so nothing sneaks up on you before your billing cycle or expiration cutoff. -- SUPPORTED ISSUERS ---------------------- American Express · Chase · Capital One · Citi · Discover · Bank of America · Wells Fargo · Barclays · Brex · US Bank · PNC · PenFed · Synchrony · FNBO · and more. -- SPENDING CATEGORIES ------------------ Dining · Travel · Gas · Grocery · Entertainment · Online Shopping · Pharmacy · Hotels · Airlines · Streaming · Transit · Other -- PRIVACY FIRST ------------------------ CardTrack never asks for your card numbers, login credentials, or any financial account access. Everything is stored locally on your device. Download CardTrack today and start getting full value from every card in your wallet.

About

Wealth

Track your net worth by consolidating all your assets and debts in one secure, private location on your device. Understand your financial standing with wealth distribution comparisons and visualize your progress towards financial goals.

Highlights
  • Consolidate all assets and debts
  • Local data storage for privacy
  • Currency conversion
  • Wealth percentile comparison
  • Financial goal tracking
  • Decision timeline visualization
Read full description

Your numbers never leave your phone. No account, no bank connection, no server that sees what you own. EVERYTHING IN ONE PLACE Cash, deposits, stocks, crypto, property, vehicles, a business, a pension — and against them, loans and credit cards. You enter something once. After that it is counted for you, in the currency you prefer to read. WHERE YOU STAND Wealth compares your capital with wealth distribution data for your country and tells you which percentile you are in. Not a score. A number you can check. WHAT YOU SEE • What your capital is made of — by asset class, by currency, by what is liquid. • What a month costs you, and what is left. • A goal, and an honest estimate of when you reach it at your current pace. • A timeline of the decisions that brought you here. PRIVACY Nothing to log into. Your assets live in a database on your device and are never uploaded. The app records anonymous usage statistics — which screens are opened, nothing more. No amounts. No names. Face ID keeps the app closed to anyone else holding your phone. Available in English, Russian, German, Spanish, Portuguese, French, Japanese and Chinese. BEFORE YOU PAY Open the example: a complete portfolio of someone who is not you. Every screen, every number, nothing to sign up for. SUBSCRIPTION $4.99 per month or $19.99 per year, shown in your currency in the App Store. No advertising, nothing else to buy. Payment is charged to your Apple ID at confirmation and renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel it in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://wealthapp.me/privacy

Screenshots

CardTrack4 screens
Wealth4 screens

Verdict

The call

The clearest difference is in-app purchases: CardTrack at none against Wealth's 2. CardTrack also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealth sells 2 in-app purchases, starting at $4.99 per month. CardTrack asks for nothing beyond the download.

UpkeepUpdate frequency

CardTrack ships an update every 2 months, Wealth every 6 weeks. The most recent releases landed on October 8, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
CardTrack versus Wealth: the parameters behind the verdict, then further details
ParameterCardTrackWealth
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Subscription
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size33 MB41 MB
Age rating4+4+
DeveloperZobair SSamat Umirbekov

In-app purchases

None

CardTrack

No in-app purchases

2 purchases

Wealth

Subscriptions2
  • Wealth — 1 month$4.991 Month
  • Wealth — 1 year$19.991 Year

Questions

Is CardTrack free?
CardTrack is free to download, with no in-app purchases.
Is Wealth free?
Wealth is free to download, with in-app purchases available.
Do CardTrack or Wealth have ads?
Neither CardTrack nor Wealth shows ads.
Which is updated more often, CardTrack or Wealth?
CardTrack ships an update every 2 months, and Wealth every 6 weeks. Most recently, CardTrack was updated on October 8, 2026 and Wealth on October 9, 2026.

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