Pointfolio vs Wealth

Stop Leaving Money on the Table. Most loyalty program members lose up to 30% of their potential value simply by transferring points at the wrong time. In the complex world of global arbitrage, 10,000 points isn't just a number, it’s the difference between an Economy seat and a First Class suite. Pointfolio is the high-conviction tool designed for power users who refuse to settle for average redemptions. We’ve built the "Terminal" for your loyalty portfolio. The Real-Time Edge The loyalty landscape moves fast. Pointfolio ensures your math is always current, mapping the latest program devaluations and status qualifying shifts as they happen. Whether you are navigating tiered transfer rates for Esfera or the evolving Revolut RevPoints ecosystem, Pointfolio keeps your strategy precise. 100+ Global Partners at Your Fingertips Stop jumping between 20 different bank apps and airline portals. We’ve unified the most powerful ecosystems in the world: USA: Amex Membership Rewards, Chase Ultimate Rewards, Capital One, Citi ThankYou, Bilt. Brazil: Livelo, Esfera, Itaú Shop (Pontos Itaú), C6 Átomos, Caixa. Global: Revolut RevPoints, Marriott Bonvoy, ALL Accor, and more. Key Features for the "Billionaire" Traveler: Live Arbitrage Alerts: Get notified the second a transfer bonus goes live across major global carriers and hotel chains. The SpendEngine: Input your spend and instantly see which card/program path yields the highest ROI for your specific goal. Tiered Intelligence: Our calculator automatically adjusts for your status. Whether you’re a Club member or an Elite holder, Pointfolio knows your specific rate. Activity Insights: Log your transfer simulations and history to visualize your wealth growth and optimization score over time. Security First. Passwords Never. We believe your financial privacy is non-negotiable. Zero-Password Policy: Pointfolio never asks for your bank or airline login credentials. Local Calculation: All sensitive arbitrage math is handled with total transparency. Your Data, Your Business: We provide insights; you keep the control. Why Pointfolio? Because "Standard" is a choice. Whether you’re optimizing spend in São Paulo or leveraging miles in New York, Pointfolio provides the mechanical precision needed to travel better, stay longer, and spend smarter. Download Pointfolio today and turn your points into a high-yield asset. Terms of Use: https://pointfolio.co/terms Privacy Policy: https://pointfolio.co/privacy

Your numbers never leave your phone. No account, no bank connection, no server that sees what you own. EVERYTHING IN ONE PLACE Cash, deposits, stocks, crypto, property, vehicles, a business, a pension — and against them, loans and credit cards. You enter something once. After that it is counted for you, in the currency you prefer to read. WHERE YOU STAND Wealth compares your capital with wealth distribution data for your country and tells you which percentile you are in. Not a score. A number you can check. WHAT YOU SEE • What your capital is made of — by asset class, by currency, by what is liquid. • What a month costs you, and what is left. • A goal, and an honest estimate of when you reach it at your current pace. • A timeline of the decisions that brought you here. PRIVACY Nothing to log into. Your assets live in a database on your device and are never uploaded. The app records anonymous usage statistics — which screens are opened, nothing more. No amounts. No names. Face ID keeps the app closed to anyone else holding your phone. Available in English, Russian, German, Spanish, Portuguese, French, Japanese and Chinese. BEFORE YOU PAY Open the example: a complete portfolio of someone who is not you. Every screen, every number, nothing to sign up for. SUBSCRIPTION $4.99 per month or $19.99 per year, shown in your currency in the App Store. No advertising, nothing else to buy. Payment is charged to your Apple ID at confirmation and renews automatically unless cancelled at least 24 hours before the period ends. Manage or cancel it in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://wealthapp.me/privacy