Pointfolio vs SwipeMax
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Pointfolio
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Stop Leaving Money on the Table. Most loyalty program members lose up to 30% of their potential value simply by transferring points at the wrong time. In the complex world of global arbitrage, 10,000 points isn't just a number, itβs the difference between an Economy seat and a First Class suite. Pointfolio is the high-conviction tool designed for power users who refuse to settle for average redemptions. Weβve built the "Terminal" for your loyalty portfolio. The Real-Time Edge The loyalty landscape moves fast. Pointfolio ensures your math is always current, mapping the latest program devaluations and status qualifying shifts as they happen. Whether you are navigating tiered transfer rates for Esfera or the evolving Revolut RevPoints ecosystem, Pointfolio keeps your strategy precise. 100+ Global Partners at Your Fingertips Stop jumping between 20 different bank apps and airline portals. Weβve unified the most powerful ecosystems in the world: USA: Amex Membership Rewards, Chase Ultimate Rewards, Capital One, Citi ThankYou, Bilt. Brazil: Livelo, Esfera, ItaΓΊ Shop (Pontos ItaΓΊ), C6 Γtomos, Caixa. Global: Revolut RevPoints, Marriott Bonvoy, ALL Accor, and more. Key Features for the "Billionaire" Traveler: Live Arbitrage Alerts: Get notified the second a transfer bonus goes live across major global carriers and hotel chains. The SpendEngine: Input your spend and instantly see which card/program path yields the highest ROI for your specific goal. Tiered Intelligence: Our calculator automatically adjusts for your status. Whether youβre a Club member or an Elite holder, Pointfolio knows your specific rate. Activity Insights: Log your transfer simulations and history to visualize your wealth growth and optimization score over time. Security First. Passwords Never. We believe your financial privacy is non-negotiable. Zero-Password Policy: Pointfolio never asks for your bank or airline login credentials. Local Calculation: All sensitive arbitrage math is handled with total transparency. Your Data, Your Business: We provide insights; you keep the control. Why Pointfolio? Because "Standard" is a choice. Whether youβre optimizing spend in SΓ£o Paulo or leveraging miles in New York, Pointfolio provides the mechanical precision needed to travel better, stay longer, and spend smarter. Download Pointfolio today and turn your points into a high-yield asset. Terms of Use: https://pointfolio.co/terms Privacy Policy: https://pointfolio.co/privacy
SwipeMax
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SwipeMax is a personal credit card points guide built to help you choose the right card at checkout. Add the cards you carry, then see where each card earns the most: dining, groceries, travel, gas, online shopping, rotating categories, and everyday purchases. SwipeMax focuses on points multipliers so your best option is easy to spot before you swipe. Features: - Search and add supported US credit cards - View card artwork, multipliers, category notes, and source links - Compare your cards in a clean Guide sorted by highest multiplier - See tied cards when multiple cards earn the same rate - Use Nearby purchase tools to match nearby stores to the best card category - Review rotating category details when applicable SwipeMax does not require bank logins. Your selected cards stay on device. Catalog updates come from a public SwipeMax catalog so card bonus details can improve over time. Free users can add up to 2 cards. SwipeMax Pro unlocks unlimited cards, Shopping Mode, Lock Screen nearby picks, automatic rewards updates, and removes ads. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: SwipeMax at weekly against Pointfolio's every 4 months. Pointfolio's advantage is iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Pointfolio sells 4 in-app purchases, starting at $4.99 per month and SwipeMax sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Pointfolio ships an update every 4 months, SwipeMax weekly. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.
| Parameter | Pointfolio | SwipeMax |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Weekly β better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 16.0 β better | 18.0 |
| Further details β not scored | ||
| Size | 70 MB | 7 MB |
| Age rating | 17+ | 4+ |
| Developer | JONATHAN LUCAS DAUNT | ONELL ROMAN |
In-app purchases
Pointfolio
- Pointfolio Premium Monthly1 Month trial$4.991 Month
- Pointfolio Pro Monthly1 Month trial$8.991 Month
- Pointfolio Premium Yearly1 Month trial$49.991 Year
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- Pointfolio Pro Yearly1 Month trial$89.991 Year
SwipeMax
- SwipeMax Pro Monthly$1.991 Month
- SwipeMax Pro Yearly$14.991 Year
- SwipeMax Pro Lifetime$29.99









