PointStax vs SwipeMax
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PointStax
This app helps you choose the best credit card for every purchase by analyzing merchant data and your card rewards. It provides clear reward rate comparisons without needing to link bank accounts or share transaction history.
- Identify best card for any merchant
- View real reward rates
- Compare card benefits
- Add cards quickly
- Browse extensive card catalog
- Privacy-focused design
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PointStax helps you choose which of your credit cards to use at a merchant. Tap a business on the map to compare your cards and see the reward rates behind each recommendation. Add the cards you already carry without linking a bank account or sharing banking credentials. YOUR CARDS, PERSONALIZED • Build your wallet from our supported card catalog. • Set eligible rewards tiers, membership status, and selectable categories or retailers for supported cards. • Update these choices whenever your qualification changes. Settings are self-reported; PointStax does not track transactions or spending-cap usage. HELP AT THE REGISTER • Find nearby restaurants, grocery stores, gas stations, and other merchants. • Compare your cards for a merchant and explore their rewards and perks. • Ask the concierge questions by typing or speaking. OPTIONAL NEARBY REMINDERS Enable nearby reminders to receive a notification with up to three of your cards when you arrive near a monitored merchant. Tap the notification to open its recommendations. Reminders require notification and background-location permission. Settings shows reminder status and offers a test notification to help check notification delivery. You can turn reminders off at any time. PRIVATE BY DESIGN PointStax does not connect to your bank or read your transactions. Location helps find nearby merchants; background location is used for nearby reminders only if you enable them. You can delete your account from Settings. SUBSCRIPTION REQUIRED PointStax Pro is an auto-renewing monthly subscription required for wallet tools, merchant recommendations, and Ask AI. The US price is $3.99 per month; the app displays your local price. Eligible new subscribers receive a seven-day free trial, followed by the monthly subscription price. The subscription renews automatically unless canceled at least 24 hours before the current period ends. Manage or cancel in your Apple account subscription settings. Deleting your PointStax account does not cancel your Apple subscription. Privacy Policy: https://pointstax.ai/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Service Terms: https://pointstax.ai/terms
SwipeMax
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SwipeMax is a personal credit card points guide built to help you choose the right card at checkout. Add the cards you carry, then see where each card earns the most: dining, groceries, travel, gas, online shopping, rotating categories, and everyday purchases. SwipeMax focuses on points multipliers so your best option is easy to spot before you swipe. Features: - Search and add supported US credit cards - View card artwork, multipliers, category notes, and source links - Compare your cards in a clean Guide sorted by highest multiplier - See tied cards when multiple cards earn the same rate - Use Nearby purchase tools to match nearby stores to the best card category - Review rotating category details when applicable SwipeMax does not require bank logins. Your selected cards stay on device. Catalog updates come from a public SwipeMax catalog so card bonus details can improve over time. Free users can add up to 2 cards. SwipeMax Pro unlocks unlimited cards, Shopping Mode, Lock Screen nearby picks, automatic rewards updates, and removes ads. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: PointStax at none against SwipeMax's shown. PointStax also leads on iOS requirement (15.1 vs 18.0). SwipeMax's advantage is update cadence (weekly vs every 6 weeks). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PointStax sells 1 in-app purchase, starting at $3.99 per month and SwipeMax sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
PointStax ships an update every 6 weeks, SwipeMax weekly. Both last shipped on November 5, 2026.
| Parameter | PointStax | SwipeMax |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 6 weeks | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 57 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Strategiz LLC | ONELL ROMAN |
In-app purchases
PointStax
- PointStax Pro7 Days trial$3.991 Month
SwipeMax
- SwipeMax Pro Monthly$1.991 Month
- SwipeMax Pro Yearly$14.991 Year
- SwipeMax Pro Lifetime$29.99









