PointStax vs SwipeMax
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PointStax
This app helps you choose the best credit card for every purchase by analyzing merchant data and your card rewards. It provides clear reward rate comparisons without needing to link bank accounts or share transaction history.
- Identify best card for any merchant
- View real reward rates
- Compare card benefits
- Add cards quickly
- Browse extensive card catalog
- Privacy-focused design
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PointStax tells you which credit card to use the moment you walk into a store. Tap any business on the map and instantly see which of your cards earns the most there — with the math to prove it. No bank linking, no passwords to your accounts, no reading your transactions. Ever. HOW IT WORKS • Tap a business on the map — restaurants, groceries, gas, anywhere • See your best card for that spot, ranked with real reward rates • Tap any card for the full picture: rates, annual fee, and whether it earns its keep YOUR STACK, YOUR CALL • Add your cards in seconds — most people find theirs on the first screen • Browse 230 cards across every major issuer, with faithful card art • Compare what you carry against what you could get PRIVATE BY DESIGN We never connect to your bank. Your location is used only while the app is open, to find merchants near you. Delete your account and all your data any time, right from Settings. Stop guessing at the register. Know your card.
SwipeMax
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SwipeMax is a personal credit card points guide built to help you choose the right card at checkout. Add the cards you carry, then see where each card earns the most: dining, groceries, travel, gas, online shopping, rotating categories, and everyday purchases. SwipeMax focuses on points multipliers so your best option is easy to spot before you swipe. Features: - Search and add supported US credit cards - View card artwork, multipliers, category notes, and source links - Compare your cards in a clean Guide sorted by highest multiplier - See tied cards when multiple cards earn the same rate - Use Nearby purchase tools to match nearby stores to the best card category - Review rotating category details when applicable SwipeMax does not require bank logins. Your selected cards stay on device. Catalog updates come from a public SwipeMax catalog so card bonus details can improve over time. Free users can add up to 2 cards. SwipeMax Pro unlocks unlimited cards, Shopping Mode, Lock Screen nearby picks, automatic rewards updates, and removes ads. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: PointStax at none against SwipeMax's 3. PointStax also leads on ads (none vs shown) and iOS requirement (15.1 vs 18.0). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SwipeMax sells 3 in-app purchases, starting at $1.99 per month. PointStax asks for nothing beyond the download.
| Parameter | PointStax | SwipeMax |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | — | Weekly |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 62 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Strategiz LLC | ONELL ROMAN |
In-app purchases
PointStax
No in-app purchases
SwipeMax
- SwipeMax Pro Monthly$1.991 Month
- SwipeMax Pro Yearly$14.991 Year
- SwipeMax Pro Lifetime$29.99
