Comparison

Reward Points Tracker vs Pointfolio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Reward Points Tracker

Features
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Keep tabs on every point you've earned — without the spreadsheet. Reward Points Tracker is the simplest way to see all your credit card, airline, and hotel points in one place. Add your accounts in seconds and instantly see your total points balance across every program. Features: Track credit card, airline, hotel, and other reward accounts See your total points at a glance on the summary screen View all transfer partners and ratios across major card programs See potential transfer opportunities based on your accounts Organized by category so nothing gets lost Clean, minimal design — no clutter, no ads, no subscriptions 100% free with all features included Supported programs include Chase Ultimate Rewards, Amex Membership Rewards, Capital One Venture, Citi ThankYou, Bilt Rewards, and many more.

About

Pointfolio

Features
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Stop Leaving Money on the Table. Most loyalty program members lose up to 30% of their potential value simply by transferring points at the wrong time. In the complex world of global arbitrage, 10,000 points isn't just a number, it’s the difference between an Economy seat and a First Class suite. Pointfolio is the high-conviction tool designed for power users who refuse to settle for average redemptions. We’ve built the "Terminal" for your loyalty portfolio. The Real-Time Edge The loyalty landscape moves fast. Pointfolio ensures your math is always current, mapping the latest program devaluations and status qualifying shifts as they happen. Whether you are navigating tiered transfer rates for Esfera or the evolving Revolut RevPoints ecosystem, Pointfolio keeps your strategy precise. 100+ Global Partners at Your Fingertips Stop jumping between 20 different bank apps and airline portals. We’ve unified the most powerful ecosystems in the world: USA: Amex Membership Rewards, Chase Ultimate Rewards, Capital One, Citi ThankYou, Bilt. Brazil: Livelo, Esfera, Itaú Shop (Pontos Itaú), C6 Átomos, Caixa. Global: Revolut RevPoints, Marriott Bonvoy, ALL Accor, and more. Key Features for the "Billionaire" Traveler: Live Arbitrage Alerts: Get notified the second a transfer bonus goes live across major global carriers and hotel chains. The SpendEngine: Input your spend and instantly see which card/program path yields the highest ROI for your specific goal. Tiered Intelligence: Our calculator automatically adjusts for your status. Whether you’re a Club member or an Elite holder, Pointfolio knows your specific rate. Activity Insights: Log your transfer simulations and history to visualize your wealth growth and optimization score over time. Security First. Passwords Never. We believe your financial privacy is non-negotiable. Zero-Password Policy: Pointfolio never asks for your bank or airline login credentials. Local Calculation: All sensitive arbitrage math is handled with total transparency. Your Data, Your Business: We provide insights; you keep the control. Why Pointfolio? Because "Standard" is a choice. Whether you’re optimizing spend in São Paulo or leveraging miles in New York, Pointfolio provides the mechanical precision needed to travel better, stay longer, and spend smarter. Download Pointfolio today and turn your points into a high-yield asset. Terms of Use: https://pointfolio.co/terms Privacy Policy: https://pointfolio.co/privacy

Screenshots

Reward Points Tracker4 screens
Pointfolio4 screens

Verdict

The call

The clearest difference is in-app purchases: Reward Points Tracker at none against Pointfolio's 4. Reward Points Tracker also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 4 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pointfolio sells 4 in-app purchases, starting at $4.99 per month. Reward Points Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Reward Points Tracker ships an update every 2 weeks, Pointfolio every 4 months. The most recent releases landed on September 18, 2026 and September 14, 2026 respectively.

Scorecard3 real differences · 3 level
Reward Points Tracker versus Pointfolio: the parameters behind the verdict, then further details
ParameterReward Points TrackerPointfolio
PriceFreeFree
Update frequencyEvery 2 weeks — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, iPad — better
Requires iOS17.616.0 — better
Further details — not scored
Size6 MB70 MB
Age rating4+17+
DeveloperAric ThomasJONATHAN LUCAS DAUNT

In-app purchases

None

Reward Points Tracker

No in-app purchases

4 purchases

Pointfolio

Subscriptions4
  • Pointfolio Premium Monthly1 Month trial$4.991 Month
  • Pointfolio Pro Monthly1 Month trial$8.991 Month
  • Pointfolio Premium Yearly1 Month trial$49.991 Year
Show 1 more
  • Pointfolio Pro Yearly1 Month trial$89.991 Year

Questions

Is Reward Points Tracker free?
Reward Points Tracker is free to download, with no in-app purchases.
Is Pointfolio free?
Pointfolio is free to download, with in-app purchases available.
Do Reward Points Tracker or Pointfolio have ads?
Pointfolio shows ads; Reward Points Tracker does not.
Which is updated more often, Reward Points Tracker or Pointfolio?
Reward Points Tracker ships an update every 2 weeks, and Pointfolio every 4 months. Most recently, Reward Points Tracker was updated on September 18, 2026 and Pointfolio on September 14, 2026.

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