Comparison

Reward Points Tracker vs CardTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Reward Points Tracker

Features
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Keep tabs on every point you've earned — without the spreadsheet. Reward Points Tracker is the simplest way to see all your credit card, airline, and hotel points in one place. Add your accounts in seconds and instantly see your total points balance across every program. Features: Track credit card, airline, hotel, and other reward accounts See your total points at a glance on the summary screen View all transfer partners and ratios across major card programs See potential transfer opportunities based on your accounts Organized by category so nothing gets lost Clean, minimal design — no clutter, no ads, no subscriptions 100% free with all features included Supported programs include Chase Ultimate Rewards, Amex Membership Rewards, Capital One Venture, Citi ThankYou, Bilt Rewards, and many more.

About

CardTrack

Features
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CardTrack is the smartest way to manage every credit card benefit you already have — statement credits, bonus points, merchant offers, travel credits, lounge access, and more. Stop leaving money on the table. Most cardholders forget 30–40% of the credits their annual-fee cards include. CardTrack fixes that with automatic expiration reminders, a real-time dashboard, and an instant "best card for this purchase" lookup. -- WHAT YOU CAN DO ---------------------- ▸ Track Any Reward Type Log statement credits, cash back, multiplier bonuses, travel credits, lounge access, and custom rewards across every card in your wallet. ▸ Never Miss an Expiration Set smart notifications for any reward — get alerted 7 days before a credit expires. Recurring benefits (monthly, quarterly, annual) automatically reset so you always know what's still available. ▸ Find Your Best Card Instantly Select a spending category — Dining, Travel, Gas, Groceries, Airlines, Hotels, Streaming, Online Shopping, Pharmacy, Transit — and instantly see which card in your wallet earns the most points, miles, or cash back. ▸ Manage Your Entire Card Vault Keep a clean record of every card you own with issuer logos, reward currencies, and category-level multipliers. Add, edit, or remove cards at any time. ▸ 100% Private & Offline-First All data lives on your device in a local SQLite database. No account required. No data shared with servers. No ads. Ever. ▸ Dashboard at a Glance See your total reward value, upcoming expirations, card count, and a snapshot of active vs. redeemed rewards the moment you open the app. ▸ Smart Onboarding Start in seconds. Choose from a curated list of popular cards (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and dozens more), then customize exactly which benefits to track before you even reach the home screen. ▸ Expiring Reward Alerts Surfaces every upcoming reminder sorted by date, so nothing sneaks up on you before your billing cycle or expiration cutoff. -- SUPPORTED ISSUERS ---------------------- American Express · Chase · Capital One · Citi · Discover · Bank of America · Wells Fargo · Barclays · Brex · US Bank · PNC · PenFed · Synchrony · FNBO · and more. -- SPENDING CATEGORIES ------------------ Dining · Travel · Gas · Grocery · Entertainment · Online Shopping · Pharmacy · Hotels · Airlines · Streaming · Transit · Other -- PRIVACY FIRST ------------------------ CardTrack never asks for your card numbers, login credentials, or any financial account access. Everything is stored locally on your device. Download CardTrack today and start getting full value from every card in your wallet.

Screenshots

Reward Points Tracker4 screens
CardTrack4 screens

Verdict

The call

The clearest difference is update cadence: Reward Points Tracker at every 2 weeks against CardTrack's every 2 months. CardTrack's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Reward Points Tracker ships an update every 2 weeks, CardTrack every 2 months. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 3 level
Reward Points Tracker versus CardTrack: the parameters behind the verdict, then further details
ParameterReward Points TrackerCardTrack
PriceFreeFree
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.615.0 — better
Further details — not scored
Size6 MB33 MB
Age rating4+4+
DeveloperAric ThomasZobair S

In-app purchases

None

Reward Points Tracker

No in-app purchases

None

CardTrack

No in-app purchases

Questions

Is Reward Points Tracker free?
Reward Points Tracker is free to download, with no in-app purchases.
Is CardTrack free?
CardTrack is free to download, with no in-app purchases.
Do Reward Points Tracker or CardTrack have ads?
Neither Reward Points Tracker nor CardTrack shows ads.
Which is updated more often, Reward Points Tracker or CardTrack?
Reward Points Tracker ships an update every 2 weeks, and CardTrack every 2 months. Most recently, Reward Points Tracker was updated on September 18, 2026 and CardTrack on September 22, 2026.

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