Elekto vs CardTrack

Elekto is your personal credit card assistant powered by on-device Apple Intelligence. Get smart recommendations for which card to use based on where you are or what you're buying. HOW IT WORKS Share your location or describe what you're buying — flights, groceries, gas — and Elekto tells you which credit card to use for the best rewards. All analysis happens entirely on your iPhone. Nothing leaves your device. MANAGE YOUR CARDS Add your credit cards with custom rewards descriptions. Organize them with drag-and-drop and custom colors. Export and import your card data with .elekto files for easy backup and sharing. PRIVACY FIRST - 100% on-device AI — no cloud servers, no tracking - Location accessed only when you ask, never stored - Never collects card numbers, CVVs, or account details - All card data stays on your iPhone Elekto is free with no paywall. Every feature is available without paying. You may have up to 5 cards for free. Subscriptions are available to allow the use of more. Optional tips support continued development. Requires iPhone 15 Pro or later with Apple Intelligence enabled. Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

CardTrack is the smartest way to manage every credit card benefit you already have — statement credits, bonus points, merchant offers, travel credits, lounge access, and more. Stop leaving money on the table. Most cardholders forget 30–40% of the credits their annual-fee cards include. CardTrack fixes that with automatic expiration reminders, a real-time dashboard, and an instant "best card for this purchase" lookup. -- WHAT YOU CAN DO ---------------------- ▸ Track Any Reward Type Log statement credits, cash back, multiplier bonuses, travel credits, lounge access, and custom rewards across every card in your wallet. ▸ Never Miss an Expiration Set smart notifications for any reward — get alerted 7 days before a credit expires. Recurring benefits (monthly, quarterly, annual) automatically reset so you always know what's still available. ▸ Find Your Best Card Instantly Select a spending category — Dining, Travel, Gas, Groceries, Airlines, Hotels, Streaming, Online Shopping, Pharmacy, Transit — and instantly see which card in your wallet earns the most points, miles, or cash back. ▸ Manage Your Entire Card Vault Keep a clean record of every card you own with issuer logos, reward currencies, and category-level multipliers. Add, edit, or remove cards at any time. ▸ 100% Private & Offline-First All data lives on your device in a local SQLite database. No account required. No data shared with servers. No ads. Ever. ▸ Dashboard at a Glance See your total reward value, upcoming expirations, card count, and a snapshot of active vs. redeemed rewards the moment you open the app. ▸ Smart Onboarding Start in seconds. Choose from a curated list of popular cards (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and dozens more), then customize exactly which benefits to track before you even reach the home screen. ▸ Expiring Reward Alerts Surfaces every upcoming reminder sorted by date, so nothing sneaks up on you before your billing cycle or expiration cutoff. -- SUPPORTED ISSUERS ---------------------- American Express · Chase · Capital One · Citi · Discover · Bank of America · Wells Fargo · Barclays · Brex · US Bank · PNC · PenFed · Synchrony · FNBO · and more. -- SPENDING CATEGORIES ------------------ Dining · Travel · Gas · Grocery · Entertainment · Online Shopping · Pharmacy · Hotels · Airlines · Streaming · Transit · Other -- PRIVACY FIRST ------------------------ CardTrack never asks for your card numbers, login credentials, or any financial account access. Everything is stored locally on your device. Download CardTrack today and start getting full value from every card in your wallet.