CardTrack vs Tablu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardTrack
This app helps you maximize credit card rewards by tracking statement credits, bonus points, and merchant offers. It provides automatic expiration reminders and an instant lookup for the best card to use for specific purchases. Manage all your card benefits in one place to avoid missing out on valuable perks.
- Track all reward types
- Automatic expiration reminders
- Best card for purchase lookup
- Manage entire card vault
- Offline-first data storage
- Dashboard at a glance
- Smart onboarding for popular cards
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CardTrack is the smartest way to manage every credit card benefit you already have — statement credits, bonus points, merchant offers, travel credits, lounge access, and more. Stop leaving money on the table. Most cardholders forget 30–40% of the credits their annual-fee cards include. CardTrack fixes that with automatic expiration reminders, a real-time dashboard, and an instant "best card for this purchase" lookup. -- WHAT YOU CAN DO ---------------------- ▸ Track Any Reward Type Log statement credits, cash back, multiplier bonuses, travel credits, lounge access, and custom rewards across every card in your wallet. ▸ Never Miss an Expiration Set smart notifications for any reward — get alerted 7 days before a credit expires. Recurring benefits (monthly, quarterly, annual) automatically reset so you always know what's still available. ▸ Find Your Best Card Instantly Select a spending category — Dining, Travel, Gas, Groceries, Airlines, Hotels, Streaming, Online Shopping, Pharmacy, Transit — and instantly see which card in your wallet earns the most points, miles, or cash back. ▸ Manage Your Entire Card Vault Keep a clean record of every card you own with issuer logos, reward currencies, and category-level multipliers. Add, edit, or remove cards at any time. ▸ 100% Private & Offline-First All data lives on your device in a local SQLite database. No account required. No data shared with servers. No ads. Ever. ▸ Dashboard at a Glance See your total reward value, upcoming expirations, card count, and a snapshot of active vs. redeemed rewards the moment you open the app. ▸ Smart Onboarding Start in seconds. Choose from a curated list of popular cards (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and dozens more), then customize exactly which benefits to track before you even reach the home screen. ▸ Expiring Reward Alerts Surfaces every upcoming reminder sorted by date, so nothing sneaks up on you before your billing cycle or expiration cutoff. -- SUPPORTED ISSUERS ---------------------- American Express · Chase · Capital One · Citi · Discover · Bank of America · Wells Fargo · Barclays · Brex · US Bank · PNC · PenFed · Synchrony · FNBO · and more. -- SPENDING CATEGORIES ------------------ Dining · Travel · Gas · Grocery · Entertainment · Online Shopping · Pharmacy · Hotels · Airlines · Streaming · Transit · Other -- PRIVACY FIRST ------------------------ CardTrack never asks for your card numbers, login credentials, or any financial account access. Everything is stored locally on your device. Download CardTrack today and start getting full value from every card in your wallet.
Tablu
Effortlessly track credit cards, bank accounts, and cash spending in one place. Discover which card offers the best rewards for each spending category and easily split expenses with others. Understand your financial habits with monthly reports and keep your data private.
- Track credit cards, accounts, and cash
- Optimize card rewards by category
- Split expenses with others
- Monthly spending reports
- Private data, no bank login
- PDF & CSV export (Pro)
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Tablu is one app for the money you share and the money you spend: split bills with anyone, use the right card every time, and see where it all goes. SPLIT ANY BILL Add an expense, tap Split, pick the group. Tablu works out each person's share, keeps a running balance, and writes a friendly reminder you can send to whoever still owes you. Roommates, trips, dinners: as many groups and people as you want. Splitting is always free. USE THE BEST CARD Tell Tablu which cards you carry. When you add an expense, it shows which one earns the most for that purchase, and the points or dollars back you'll get. SEE WHERE IT GOES Spending by category, month by month. Only your share of a split counts, so your numbers stay honest. NEVER MISS A CARD BILL A due date and countdown for every card, the bill worked out from what you've logged, and an optional reminder 3 days before it's due. KNOW WHAT'S SAFE TO SPEND Your accounts, cards and what friends owe you in one net worth line, and a safe-to-spend number that already sets aside card bills and recurring payments due in the next 30 days. A WEEKLY LOOK BACK An optional Sunday-evening summary: what you spent, how it compares to last week, and the one purchase where another card would have earned more. YOUR DATA, YOUR CALL No bank login, no ads, no tracking. You enter what you want Tablu to know. Export to PDF or CSV, and delete your account from Settings whenever you like. TABLU PRO Standard is free. Pro adds: - Unlimited cards and accounts (Standard includes 3 of each) - Receipt photos: snap and keep a receipt with every expense - Every month, forever: your full history, with reports and exports for the whole year (Standard shows and exports the last 3 months) - Who spent on what: each person in a group, by category - 6 months of net worth trend (Standard shows 3) Pro is available as: - Yearly: $29.99 per year, with a 3-day free trial for new subscribers - Lifetime: $69.99, one payment Prices are in US dollars and may vary by country. Yearly is an auto-renewing subscription. Payment is charged to your Apple ID when you confirm the purchase, or when the free trial ends. It renews automatically unless you turn it off at least 24 hours before the current period ends, and your account is charged for the renewal within the 24 hours before the period ends. Manage or cancel it anytime in Settings > your name > Subscriptions. Terms of Service: https://tablu.app/terms Privacy Policy: https://tablu.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: CardTrack at none against Tablu's 4. CardTrack also leads on device support (3 vs 1). Tablu's advantage is update cadence (every 3 days vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tablu sells 4 in-app purchases, starting at $4.99 per month. CardTrack asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for CardTrack against 5.0 for Tablu. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
CardTrack ships an update every 2 months, Tablu every 3 days. The most recent releases landed on October 30, 2026 and October 29, 2026 respectively.
| Parameter | CardTrack | Tablu |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 33 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Zobair S | Ravcon Ventures LLC |
In-app purchases
CardTrack
No in-app purchases
Tablu
- Tablu Pro$4.991 Month
- Tablu Pro Annual3 Days trial$29.991 Year
- Tablu Pro Annual7 Days trial$29.991 Year
- Tablu Pro Lifetime$69.99







