Pointfolio vs Tablu

Stop Leaving Money on the Table. Most loyalty program members lose up to 30% of their potential value simply by transferring points at the wrong time. In the complex world of global arbitrage, 10,000 points isn't just a number, it’s the difference between an Economy seat and a First Class suite. Pointfolio is the high-conviction tool designed for power users who refuse to settle for average redemptions. We’ve built the "Terminal" for your loyalty portfolio. The Real-Time Edge The loyalty landscape moves fast. Pointfolio ensures your math is always current, mapping the latest program devaluations and status qualifying shifts as they happen. Whether you are navigating tiered transfer rates for Esfera or the evolving Revolut RevPoints ecosystem, Pointfolio keeps your strategy precise. 100+ Global Partners at Your Fingertips Stop jumping between 20 different bank apps and airline portals. We’ve unified the most powerful ecosystems in the world: USA: Amex Membership Rewards, Chase Ultimate Rewards, Capital One, Citi ThankYou, Bilt. Brazil: Livelo, Esfera, Itaú Shop (Pontos Itaú), C6 Átomos, Caixa. Global: Revolut RevPoints, Marriott Bonvoy, ALL Accor, and more. Key Features for the "Billionaire" Traveler: Live Arbitrage Alerts: Get notified the second a transfer bonus goes live across major global carriers and hotel chains. The SpendEngine: Input your spend and instantly see which card/program path yields the highest ROI for your specific goal. Tiered Intelligence: Our calculator automatically adjusts for your status. Whether you’re a Club member or an Elite holder, Pointfolio knows your specific rate. Activity Insights: Log your transfer simulations and history to visualize your wealth growth and optimization score over time. Security First. Passwords Never. We believe your financial privacy is non-negotiable. Zero-Password Policy: Pointfolio never asks for your bank or airline login credentials. Local Calculation: All sensitive arbitrage math is handled with total transparency. Your Data, Your Business: We provide insights; you keep the control. Why Pointfolio? Because "Standard" is a choice. Whether you’re optimizing spend in São Paulo or leveraging miles in New York, Pointfolio provides the mechanical precision needed to travel better, stay longer, and spend smarter. Download Pointfolio today and turn your points into a high-yield asset. Terms of Use: https://pointfolio.co/terms Privacy Policy: https://pointfolio.co/privacy

Tablu is one app for the money you share and the money you spend: split bills with anyone, use the right card every time, and see where it all goes. SPLIT ANY BILL Add an expense, tap Split, pick the group. Tablu works out each person's share, keeps a running balance, and writes a friendly reminder you can send to whoever still owes you. Roommates, trips, dinners: as many groups and people as you want. Splitting is always free. USE THE BEST CARD Tell Tablu which cards you carry. When you add an expense, it shows which one earns the most for that purchase, and the points or dollars back you'll get. SEE WHERE IT GOES Spending by category, month by month. Only your share of a split counts, so your numbers stay honest. NEVER MISS A CARD BILL A due date and countdown for every card, the bill worked out from what you've logged, and an optional reminder 3 days before it's due. KNOW WHAT'S SAFE TO SPEND Your accounts, cards and what friends owe you in one net worth line, and a safe-to-spend number that already sets aside card bills and recurring payments due in the next 30 days. A WEEKLY LOOK BACK An optional Sunday-evening summary: what you spent, how it compares to last week, and the one purchase where another card would have earned more. YOUR DATA, YOUR CALL No bank login, no ads, no tracking. You enter what you want Tablu to know. Export to PDF or CSV, and delete your account from Settings whenever you like. TABLU PRO Standard is free. Pro adds: - Unlimited cards and accounts (Standard includes 3 of each) - Receipt photos: snap and keep a receipt with every expense - Every month, forever: your full history, with reports and exports for the whole year (Standard shows and exports the last 3 months) - Who spent on what: each person in a group, by category - 6 months of net worth trend (Standard shows 3) Pro is available as: - Yearly: $29.99 per year, with a 3-day free trial for new subscribers - Lifetime: $69.99, one payment Prices are in US dollars and may vary by country. Yearly is an auto-renewing subscription. Payment is charged to your Apple ID when you confirm the purchase, or when the free trial ends. It renews automatically unless you turn it off at least 24 hours before the current period ends, and your account is charged for the renewal within the 24 hours before the period ends. Manage or cancel it anytime in Settings > your name > Subscriptions. Terms of Service: https://tablu.app/terms Privacy Policy: https://tablu.app/privacy