Comparison

Points Vault vs Reward Points Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Points Vault

Features
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Know which credit card to use for every purchase โ€” and what your points and miles can actually book. Points Vault keeps your cards, points and airline miles in one place. Tap the cards you have and it shows the best card for groceries, dining, gas and travel, every airline and hotel your points can reach, and how many points a flight costs. No account needed โ€” sign in only if you want your data on more than one device. THE BEST CARD FOR EVERY PURCHASE Answer a few questions about how you spend, and the Optimizer recommends the best one, two or three cards within your annual-fee budget โ€” cash back or travel rewards, your choice. SEE WHAT YOUR POINTS CAN BOOK Pick a route and a cabin. Points Vault compares published award charts from 12 airline programs and shows which of your points to transfer, and how many. NEVER MISS A TRANSFER BONUS Limited-time bonuses from Chase, Amex, Capital One, Citi, Bilt and Rove appear automatically, with their end dates, and are counted in your award search results. KNOW BEFORE YOUR MILES EXPIRE Enter your balances and the expiry tracker shows which miles expire first, and when. WALLET Every card, points currency and loyalty program in one place, with transfer ratios shown the same easy way (for example 1,000 โ†’ 750). TIPS Short, practical guides on getting more from your points, updated regularly. INCLUDED - 45 credit cards from Chase, Amex, Capital One, Citi, Wells Fargo, US Bank, Bank of America and Barclays - 47 airline, hotel and rail programs, including Amtrak Guest Rewards - Earning platforms: Bilt Rewards, Rove Miles and Rakuten - Statement import and spending budgets, processed on your iPhone - Card offers, transfer partners and bonuses refresh automatically โ€” no app update needed - Optional sign-in with Apple or email to keep your data on more than one device Award prices come from each airline's published charts. A chart shows what a seat costs, not whether one is available โ€” always check with the airline before transferring points, because transfers can't be reversed.

About

Reward Points Tracker

Features
Read full description

Keep tabs on every point you've earned โ€” without the spreadsheet. Reward Points Tracker is the simplest way to see all your credit card, airline, and hotel points in one place. Add your accounts in seconds and instantly see your total points balance across every program. Features: Track credit card, airline, hotel, and other reward accounts See your total points at a glance on the summary screen View all transfer partners and ratios across major card programs See potential transfer opportunities based on your accounts Organized by category so nothing gets lost Clean, minimal design โ€” no clutter, no ads, no subscriptions 100% free with all features included Supported programs include Chase Ultimate Rewards, Amex Membership Rewards, Capital One Venture, Citi ThankYou, Bilt Rewards, and many more.

Screenshots

Points Vault4 screens
Reward Points Tracker4 screens

Verdict

The call

Points Vault and Reward Points Tracker are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 31, 2026.

ScorecardNo meaningful differences
Points Vault versus Reward Points Tracker: the parameters behind the verdict, then further details
ParameterPoints VaultReward Points Tracker
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS16.0 โ€” better17.6
Further details โ€” not scored
Size5 MB6 MB
Age rating4+4+
DeveloperIOAN MIHAI COSMAAric Thomas

In-app purchases

None

Points Vault

No in-app purchases

None

Reward Points Tracker

No in-app purchases

Questions

Is Points Vault free?
Points Vault is free to download, with no in-app purchases.
Is Reward Points Tracker free?
Reward Points Tracker is free to download, with no in-app purchases.
Do Points Vault or Reward Points Tracker have ads?
Neither Points Vault nor Reward Points Tracker shows ads.
Which is updated more often, Points Vault or Reward Points Tracker?
Points Vault ships an update every 3 weeks, and Reward Points Tracker every 3 weeks. Most recently, Points Vault was updated on October 31, 2026 and Reward Points Tracker on October 31, 2026.

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