Comparison

Points Vault vs Reward Points Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Points Vault

Features
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Points Vault helps you track, manage and make the most of your credit card points, airline miles and hotel rewards โ€” all in one place. WALLET Add your credit cards and earning platforms, and enter your balances. See every airline, hotel and rail program your points can reach through transfer partners, grouped by alliance and hotel chain. The expiration tracker keeps an eye on when your miles expire. AWARDS โ€” NEW Pick a route and a cabin and see what the flight costs in miles. Points Vault compares published award charts from 12 airline programs, including Air Canada Aeroplan, Turkish Miles&Smiles, Singapore KrisFlyer, ANA, Qantas, JAL and Iberia. It checks your balances and shows exactly which points to transfer and how many. Airlines that price dynamically are listed with a link to check their own site. OPTIMIZER Answer a few questions about your spending and Points Vault recommends the best card combination for you โ€” one card, two or three โ€” within your annual fee budget. Track Spend imports your bank statements and sorts purchases into budgets by category, on your iPhone. EXPLORE Discover cards worth adding to your wallet. See welcome bonuses, annual fees and benefits, ranked by how well they complement the cards you already carry. TIPS Read travel rewards guides on transfer sweet spots, booking tricks and card strategy, updated regularly. FEATURES - 45 credit cards from Chase, Amex, Capital One, Citi, Wells Fargo, US Bank, Bank of America and Barclays - 47 airline, hotel and rail loyalty programs, including Amtrak Guest Rewards - Transfer partner map, so you always know where your points can go - Award chart search for 12 airline programs, with transfer steps from your own balances - Card optimizer with customizable annual fee budgets - Earning platforms including Bilt Rewards, Rove Miles and Rakuten - Statement import and spending budgets, processed on your iPhone - No account needed. Sign in only if you want to sync across devices. Award prices come from each airline's published charts. A chart shows what a seat costs, not whether one is available โ€” always check with the airline before transferring points, because transfers can't be reversed.

About

Reward Points Tracker

Features
Read full description

Keep tabs on every point you've earned โ€” without the spreadsheet. Reward Points Tracker is the simplest way to see all your credit card, airline, and hotel points in one place. Add your accounts in seconds and instantly see your total points balance across every program. Features: Track credit card, airline, hotel, and other reward accounts See your total points at a glance on the summary screen View all transfer partners and ratios across major card programs See potential transfer opportunities based on your accounts Organized by category so nothing gets lost Clean, minimal design โ€” no clutter, no ads, no subscriptions 100% free with all features included Supported programs include Chase Ultimate Rewards, Amex Membership Rewards, Capital One Venture, Citi ThankYou, Bilt Rewards, and many more.

Screenshots

Points Vault4 screens
Reward Points Tracker4 screens

Verdict

The call

The clearest difference is device support: Points Vault at 3 against Reward Points Tracker's 1. Points Vault also leads on iOS requirement (15.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Points Vault ships an update monthly, Reward Points Tracker every 2 weeks. The most recent releases landed on October 17, 2026 and October 2, 2026 respectively.

Scorecard2 real differences ยท 4 level
Points Vault versus Reward Points Tracker: the parameters behind the verdict, then further details
ParameterPoints VaultReward Points Tracker
PriceFreeFree
Update frequencyMonthlyEvery 2 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.0 โ€” better17.6
Further details โ€” not scored
Size4 MB6 MB
Age rating4+4+
DeveloperIOAN MIHAI COSMAAric Thomas

In-app purchases

None

Points Vault

No in-app purchases

None

Reward Points Tracker

No in-app purchases

Questions

Is Points Vault free?
Points Vault is free to download, with no in-app purchases.
Is Reward Points Tracker free?
Reward Points Tracker is free to download, with no in-app purchases.
Do Points Vault or Reward Points Tracker have ads?
Neither Points Vault nor Reward Points Tracker shows ads.
Which is updated more often, Points Vault or Reward Points Tracker?
Points Vault ships an update monthly, and Reward Points Tracker every 2 weeks. Most recently, Points Vault was updated on October 17, 2026 and Reward Points Tracker on October 2, 2026.

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