Comparison

Spengo vs Tappy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spengo

Features
Read full description

Spengo is the easiest way to track shared expenses, split bills fairly, and stay on budget. Why Spengo - Track expenses in any currency - Flexible splits: equal, unequal, percent, or shares - Realtime notifications - know when your group spends - Simple budgets with custom categories - Clear balances and settlements - Advanced insights and analytics - Import data from SplitWise Made for Trips • Housemates • Friends • Couples • Solo Keep your spendings organized, your splits fair, and your group chats chill. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.spengo.app/about/policy

About

Tappy

Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.

Highlights
  • Log expenses in seconds without opening app
  • Back Tap and Siri integration
  • Home and Lock Screen widgets
  • Spending tracking by category
  • Customizable expense categories
  • Data export to CSV
  • 100% private on-device data
Features
Read full description

Track expenses the moment they happen, before you forget. Tappy is the fastest way to log spending. Double-tap the back of your phone, ask Siri, or tap a widget to save an expense in seconds, without ever opening the app. Most expense trackers make you unlock your phone, open the app, tap through screens, and type. By then you've already forgotten the coffee or the cab fare. Tappy removes every step between you and a logged expense. WHY TAPPY • Log an expense in seconds, no app open required • Back Tap: double-tap your phone to log instantly • Siri: "Hey Siri, log expense in Tappy" • Widgets: log straight from your Lock or Home Screen • Track spending by category, at a glance • See where your money goes with clear insights • Browse your full expense history anytime • Create your own custom categories • Works in any currency • Export everything to CSV • iCloud backup. Never lose an expense, restore on any device PRIVATE BY DESIGN No account, no sign-up. Your expenses stay on your device and back up only to your own private iCloud, we never see them. BUILT FOR SPEED Whether it's morning coffee, a quick cab, or splitting dinner with friends, Tappy makes logging effortless, so you actually keep it up and finally know where your money goes. Download Tappy and start tracking in seconds. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spengo4 screens
Tappy4 screens

Verdict

The call

The clearest difference is update cadence: Tappy at every 3 days against Spengo's every 2 months. Spengo's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spengo sells 2 in-app purchases, starting at $4.99 per month and Tappy sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spengo ships an update every 2 months, Tappy every 3 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Spengo versus Tappy: the parameters behind the verdict, then further details
ParameterSpengoTappy
PriceFreeFree
Rating—4.8 (21 ratings) — better
Positive reviews—86.0% of reviews
Number of ratings—21 — better
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size18 MB38 MB
Age rating4+4+
DeveloperJ1K TechnologiesArranged Social LLP

In-app purchases

2 purchases

Spengo

Subscriptions2
  • Spengo Pro$4.991 Month
  • Spengo Pro$49.991 Year
3 purchases

Tappy

Subscriptions2
  • Tappy Pro$2.991 Month
  • Tappy Pro$14.991 Year
One-time1
  • Tappy Pro$29.99

Questions

Is Spengo free?
Spengo is free to download, with in-app purchases available.
Is Tappy free?
Tappy is free to download, with in-app purchases available.
Do Spengo or Tappy have ads?
Neither Spengo nor Tappy shows ads.
Which is updated more often, Spengo or Tappy?
Spengo ships an update every 2 months, and Tappy every 3 days. Most recently, Spengo was updated on October 25, 2026 and Tappy on October 31, 2026.

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