Comparison

DuoWallet vs Oat Budget

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

DuoWallet

Features
Read full description

DuoWallet is the shared budgeting app built for couples, families, and roommates who want to stay on the same page with money β€” without the awkward conversations. Set a monthly budget together. Log expenses instantly. Watch the running total update in real time for everyone in your group. WHAT YOU CAN DO: β€’ Set a shared monthly budget with your partner, family, or roommates β€’ Log expenses in seconds with 20+ categories β€’ See who spent what with a live spending balance β€’ Track shared savings goals β€” holiday fund, gadget, emergency stash β€’ Split group expenses fairly with built-in expense splitting β€’ Invite members instantly with a simple code β€’ Works for couples, families (up to 6 members), and roommates WHY DUOWALLET: No more end-of-month surprises. No more "I thought you paid for that." Just a clean, real-time view of where your shared money is going β€” on every member's phone, at the same time. DUOWALLET PREMIUM β€” β‚Ή49/month or β‚Ή499/year: β€’ Unlimited goals β€’ Custom expense categories β€’ Full expense history β€’ Priority support Start free. Upgrade anytime. By subscribing, you agree to Apple's Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Oat Budget

This app helps couples manage their finances together. It uses AI to help plan monthly budgets, track spending in real-time, and provides a summary of your financial activity. Easily see who spent what and how much is left for the month.

Highlights
  • Shared budgeting for couples
  • AI-powered monthly planning
  • Real-time spending tracking
  • Automated expense logging
  • Monthly financial review summaries
  • Customizable budget templates
Features
Read full description

Oat Budget is a shared budgeting app made for couples. Connect with your partner and keep one budget together β€” who spent what, how much is left, and what you're saving toward, all on a single screen that updates in real time. And you don't have to plan alone. Oat Budget's AI sets up your month and looks back on it with you. PLAN THE MONTH WITH AI Tell it your income and fixed costs, and AI drafts realistic category limits and a savings goal for the month. Start from a template that fits you β€” tighten spending, save first, build an emergency fund, split into buckets, or set a daily allowance β€” then adjust anything you like. A MONTHLY REVIEW, WRITTEN FOR YOU When the month ends, AI reads your spending and tells the story: where the money went, what changed from last month, and what you did well. Pick from four tones so it sounds the way you like to hear it. SEE YOUR MONEY CLEARLY β€’ Income, expenses, and remaining budget at a glance β€’ How much you two can spend today β€’ Category limits with live progress bars β€’ Donut breakdowns and month-over-month comparisons β€’ A calendar view of every day's spending BUILT FOR TWO β€’ Invite your partner with a code β€” one budget you both share β€’ When one of you logs an expense, the other sees it instantly β€’ See who spent what, side by side LESS TYPING β€’ Snap a receipt and let it fill in the amount β€’ Recurring income and expenses post on their own β€’ Quick category and memo suggestions as you go Start on your own if you like, then invite your partner when you're ready. Free to use, in your local currency. Designed for iPhone (iOS 26 and later). --- ## What's New (version 1.2.0 release notes β€” limit 4000) Oat Budget is now available worldwide. β€’ Full English support β€’ Your local currency, everywhere in the app β€’ New monthly-plan templates to help you get started Thanks for budgeting with us. Questions or ideas? support@oatbudget.com

Screenshots

DuoWallet4 screens
Oat Budget4 screens

Verdict

The call

The clearest difference is iOS requirement: DuoWallet at 16.0 against Oat Budget's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. DuoWallet sells 2 in-app purchases, starting at $0.99 per month and Oat Budget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference Β· 7 level
DuoWallet versus Oat Budget: the parameters behind the verdict, then further details
ParameterDuoWalletOat Budget
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyβ€”Every 6 days
AdsNoNo
In-app purchasesYesYes
Monetizationβ€”Freemium
DevicesiPhoneiPhone
Requires iOS16.0 β€” better26.0
Further details β€” not scored
Size14 MB21 MB
Age rating4+4+
DeveloperUjjwal VasishtJongGil Seo

In-app purchases

2 purchases

DuoWallet

Subscriptions2
  • Monthly$0.991 Month
  • Annual$4.991 Year
2 purchases

Oat Budget

Subscriptions2
  • Pro - Monthly$4.991 Month
  • Oat 가계뢀 Pro (Year)$59.991 Year

Questions

Is DuoWallet free?
DuoWallet is free to download, with in-app purchases available.
Is Oat Budget free?
Oat Budget is free to download, with in-app purchases available.
Do DuoWallet or Oat Budget have ads?
Neither DuoWallet nor Oat Budget shows ads.

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