Duly vs Esme

Know what's due next. Duly keeps your subscriptions and bills in one list and reminds you before each one is due. You add what you pay for yourself, so there is no bank to connect and no account to create. Track 6 expenses free, and one purchase unlocks unlimited. Netflix, rent, insurance, gym, cloud storage: more than you think, on repeat. Each one feels small. The total rarely does. Duly puts every recurring payment in one place and nudges you before each one hits. Add an expense, pick how often it repeats (weekly, monthly, yearly, or any custom interval), and get a reminder before it's due. Mark it as paid right from the notification, no need to even open the app. The home screen shows what's coming up and how much you're spending this month. Widgets bring the same view to your home and lock screen. Built-in charts break down your recurring payments by category and project totals months ahead. Works with any currency, amounts auto-convert to your base currency. Organize with custom categories. Add expenses through Siri. Syncs across your Apple devices via iCloud. Available in 21 languages. That's it. No bank linking, no account sign-ups, no ads. Just your recurring payments, where you can actually see them. Free for up to 6 expenses. A single purchase removes the limit. No subscription required to track your subscriptions. Your expenses live on your device and in your own iCloud. Duly has no account and no server of its own holding them. The only thing that ever leaves your phone is feedback, and only if you choose to write it.

Stop wondering where your money goes. Esme is a smart budgeting app that helps you track spending, manage shared expenses, and build better financial habits, all in one place. Whether you're budgeting for yourself or splitting bills with others, Esme keeps everything simple, clear, and easy to manage. TAKE CONTROL OF YOUR MONEY • Track daily expenses and see exactly where your money goes • Create a personalized budget that fits your lifestyle • Stay on top of spending without spreadsheets or guesswork MANAGE SHARED EXPENSES EASILY • Split bills with your partner, roommates, or friends • Track who paid and who owes — instantly • Settle up without awkward calculations SAVE TIME WITH SMART AUTOMATION • Scan receipts and log expenses in seconds • Automatically track recurring transactions • Get AI-powered insights to improve your spending habits BUILT FOR REAL LIFE • Add expenses quickly with home screen widgets • Stay organized with a clean, simple interface • No complicated setup — start in minutes Esme is designed to make budgeting practical and easy to stick with. Build better habits, reduce stress, and feel confident about your money every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/