Duly vs Budget App

Know what's due next. Duly keeps your subscriptions and bills in one list and reminds you before each one is due. You add what you pay for yourself, so there is no bank to connect and no account to create. Track 6 expenses free, and one purchase unlocks unlimited. Netflix, rent, insurance, gym, cloud storage: more than you think, on repeat. Each one feels small. The total rarely does. Duly puts every recurring payment in one place and nudges you before each one hits. Add an expense, pick how often it repeats (weekly, monthly, yearly, or any custom interval), and get a reminder before it's due. Mark it as paid right from the notification, no need to even open the app. The home screen shows what's coming up and how much you're spending this month. Widgets bring the same view to your home and lock screen. Built-in charts break down your recurring payments by category and project totals months ahead. Works with any currency, amounts auto-convert to your base currency. Organize with custom categories. Add expenses through Siri. Syncs across your Apple devices via iCloud. Available in 21 languages. That's it. No bank linking, no account sign-ups, no ads. Just your recurring payments, where you can actually see them. Free for up to 6 expenses. A single purchase removes the limit. No subscription required to track your subscriptions. Your expenses live on your device and in your own iCloud. Duly has no account and no server of its own holding them. The only thing that ever leaves your phone is feedback, and only if you choose to write it.

Take full control of your money with a smarter way to track expenses. This isn’t just another budgeting app — it’s an AI-powered finance assistant that helps you log expenses, understand spending, and stay on budget without effort. No spreadsheets. No complex forms. Just type… and you're done. AI FINANCIAL ASSISTANT Track expenses like chatting. Type: “coffee 120” → instantly logged Add multiple: “taxi 40, food 50” → done in seconds Ask: “How much did I spend today?” Get instant answers and insights This is the fastest way to manage money — built for real life. MULTI-ENTRY EXPENSE TRACKING Log multiple expenses in one message: “groceries 1500, rent 12000, snacks 200” No manual forms or repeated input Perfect for daily expense tracking, budgeting, and quick logging. SMART CATEGORIZATION (ZERO EFFORT) Automatically categorizes expenses: Food, groceries, rent, travel, shopping Learns from your behavior; no setup required A true automated expense tracker experience. SAFE TO SPEND (REAL-TIME BUDGETING) Know exactly how much you can spend today. Based on your monthly budget Adjusts in real-time to prevent overspending Stay financially disciplined More than a budget tracker — it's a spending control system. INSIGHTS & ANALYTICS Understand your money clearly: Category breakdown (food, rent, etc.) Spending trends over time Income vs expense tracking Savings tracking A powerful personal finance app with clean insights. BILL SCANNER (OCR) Scan receipts instantly: Auto-detect amount, merchant, and category No manual typing; works in seconds Your complete receipt scanner app + expense tracker. RECURRING PAYMENTS & EMI TRACKING Track subscriptions, recurring bills, and monthly payments Manage EMIs and installment payments with progress tracking Automatically log recurring expenses securely on-device Perfect for subscription management, bill tracking, and installment planning. DATA EXPORT Download your financial data anytime: CSV export for accounting or analysis Export receipts and bills for tax accountants iCloud-compatible ZIP backup and restore support Full transparency and data ownership Perfect for professionals, freelance money managers, and small business expense tracking. PRIVACY FIRST No bank connection required Your data stays under your control Works as a secure offline expense manager. PERFECT FOR Daily expense tracking and monthly budget planning Budgeting for students and shared budget for couples Family budget app users Anyone looking for the best way to save money WHY USERS LOVE IT No forms — just chat Fastest expense logging AI-powered automation Clean and simple design ADDITIONAL CAPABILITIES Debt payoff tracker: Keep tabs on what you owe. Subscription manager app: Find and track recurring bills. Zero-based budgeting: Support for envelope budgeting app methods. Net worth tracker: View your total cash flow manager dashboard. Bill reminder app: Never miss a payment again. GLOBAL TRAVEL & TAX ARCHITECTURE Multi Currency Budget App: Track foreign exchange natively. The ultimate multi currency expense tracker, holiday expense tracker, and travel expense app for international trips. Tax Deductible Expense Tracker: Built as a business trip cost logger and expat expense tracker. Generate a clean business expense report to pass directly to tax accountants. Offline Receipt Log with FX: 100% on-device cross-border expense manager with zero cloud processing or server billing. KEY FEATURES AI budget assistant Expense tracker and money manager Budget planner and spending tracker Income and expense tracker Personal finance tracker Savings tracker Monthly budget planner Recurring payment tracker EMI tracker and installment manager Receipt scanner and bill organizer iCloud backup & CSV export support Start controlling your money. Download now and experience the top finance app for 2026. Terms of Use -https://www.apple.com/legal/internet-services/itunes/dev/stdeula/