DebtDown vs Kasso
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DebtDown
This app helps you create a personalized plan to eliminate your debts faster. It calculates your debt-free date and total interest paid, offering various payoff strategies. Track your progress and receive payment reminders to stay on course.
- Debt payoff strategies (Snowball, Avalanche)
- Calculate debt-free date
- Track interest costs
- Balance, interest, and timeline charts
- Payment reminders
- iCloud sync
- Amortization schedules
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Debtdown gives you a clear, actionable plan to pay off every debt you owe — credit cards, car loans, personal loans, and more. Add your debts, choose a payoff strategy, and Debtdown calculates exactly how long it will take and how much interest you'll pay. Watch your debt-free date get closer every time you make a payment. FEATURES - Snowball & Avalanche payoff strategies - See your exact debt-free date - Track interest costs across all debts - Balance, interest, and timeline charts - Payment reminders - Home screen widget - iCloud sync across your devices - Amortization schedules DEBTDOWN PRO (one-time purchase) - Unlimited debts - 5 additional payoff strategies - PDF export & shareable payoff cards - CSV import - Refinance simulator - Debt payoff challenges - Custom currency No subscription. No ads. Pay once, own it forever.
Kasso
Effortlessly track your expenses by speaking, typing, or snapping photos of receipts. This app prioritizes your privacy by processing all financial data directly on your device, ensuring your spending details never leave your phone. Get instant insights into your spending habits with customizable dashboards and budget alerts.
- Expense tracking via chat, voice, or receipt photos
- On-device data processing for maximum privacy
- AI-powered spending analysis and insights
- Monthly dashboards and category breakdowns
- Budgeting and goal setting with multi-currency support
- End-to-end encrypted backups
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Track every expense by just talking to it. Type "Coffee 4.50," say it out loud, or snap a photo of a receipt — Kasso sorts it in a second. And your money data never leaves your phone. PRIVATE BY DESIGN Every transaction is encrypted on your device with AES-256. Our servers never see your spending — not the amounts, not the merchants, not a single purchase. No bank linking. No tracking. No ads. No selling your data. Ever. THREE WAYS TO LOG, ZERO FRICTION - Chat: type "Lunch 12" and it's done - Voice: speak naturally in 15 languages - Photo: snap any receipt and the AI pulls out the merchant, items, prices, and total JUST ASK "How much did I spend on food this month?" Ask in plain words and get an instant answer. Your questions run on-device — only the text ever leaves your phone. SEE WHERE IT GOES - Monthly dashboards and category breakdowns - Spending trends and budget alerts - 35 currencies with automatic exchange rates - Budgets and goals in any currency - All calculated on your device NEVER LOSE YOUR DATA End-to-end encrypted backups to iCloud or Google Drive. Restore on any device with your backup key. FREE TO START 20 transactions and 50 AI requests a month, all core features, and basic analytics — no card required. KASSO PRO — $4.99/month or $39.99/year (save 33%) 7-day free trial for new users. - Unlimited transactions and AI requests with a faster AI engine - Photo receipt scanning - Voice input - Multi-currency - Encrypted cloud backups Money tracking that finally respects your privacy. Try Kasso today. Subscriptions are billed to your Apple ID. Your subscription auto-renews unless turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy Policy: https://kasso.app/privacy Terms of Use: https://kasso.app/terms Support: hello@kasso.app
Screenshots
Verdict
The clearest difference is in-app purchases: Kasso at none against DebtDown's 1. Kasso also leads on update cadence (weekly vs fortnightly) and iOS requirement (15.1 vs 17.0). On price, review sentiment, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DebtDown sells 1 one-off in-app purchase. Kasso asks for nothing beyond the download.
DebtDown ships an update fortnightly, Kasso weekly. The most recent releases landed on October 21, 2026 and October 8, 2026 respectively.
| Parameter | DebtDown | Kasso |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 4 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 2 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | Hrdlicka Apps LLC | Andrei Ivashchenko |
Customer experience
DebtDown
Kasso
In-app purchases
DebtDown
- Debtdown Pro$6.99
Kasso
No in-app purchases









