Comparison

DebtDown vs Kasso

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DebtDown

This app helps you create a personalized plan to eliminate your debts faster. It calculates your debt-free date and total interest paid, offering various payoff strategies. Track your progress and receive payment reminders to stay on course.

Highlights
  • Debt payoff strategies (Snowball, Avalanche)
  • Calculate debt-free date
  • Track interest costs
  • Balance, interest, and timeline charts
  • Payment reminders
  • iCloud sync
  • Amortization schedules
Features
Read full description

Debtdown gives you a clear, actionable plan to pay off every debt you owe — credit cards, car loans, personal loans, and more. Add your debts, choose a payoff strategy, and Debtdown calculates exactly how long it will take and how much interest you'll pay. Watch your debt-free date get closer every time you make a payment. FEATURES - Snowball & Avalanche payoff strategies - See your exact debt-free date - Track interest costs across all debts - Balance, interest, and timeline charts - Payment reminders - Home screen widget - iCloud sync across your devices - Amortization schedules DEBTDOWN PRO (one-time purchase) - Unlimited debts - 5 additional payoff strategies - PDF export & shareable payoff cards - CSV import - Refinance simulator - Debt payoff challenges - Custom currency No subscription. No ads. Pay once, own it forever.

About

Kasso

Effortlessly track your expenses by speaking, typing, or snapping photos of receipts. This app prioritizes your privacy by processing all financial data directly on your device, ensuring your spending details never leave your phone. Get instant insights into your spending habits with customizable dashboards and budget alerts.

Highlights
  • Expense tracking via chat, voice, or receipt photos
  • On-device data processing for maximum privacy
  • AI-powered spending analysis and insights
  • Monthly dashboards and category breakdowns
  • Budgeting and goal setting with multi-currency support
  • End-to-end encrypted backups
Features
Read full description

Track every expense by just talking to it. Type "Coffee 4.50," say it out loud, or snap a photo of a receipt — Kasso sorts it in a second. And your money data never leaves your phone. PRIVATE BY DESIGN Every transaction is encrypted on your device with AES-256. Our servers never see your spending — not the amounts, not the merchants, not a single purchase. No bank linking. No tracking. No ads. No selling your data. Ever. THREE WAYS TO LOG, ZERO FRICTION - Chat: type "Lunch 12" and it's done - Voice: speak naturally in 15 languages - Photo: snap any receipt and the AI pulls out the merchant, items, prices, and total JUST ASK "How much did I spend on food this month?" Ask in plain words and get an instant answer. Your questions run on-device — only the text ever leaves your phone. SEE WHERE IT GOES - Monthly dashboards and category breakdowns - Spending trends and budget alerts - 35 currencies with automatic exchange rates - Budgets and goals in any currency - All calculated on your device NEVER LOSE YOUR DATA End-to-end encrypted backups to iCloud or Google Drive. Restore on any device with your backup key. FREE TO START 20 transactions and 50 AI requests a month, all core features, and basic analytics — no card required. KASSO PRO — $4.99/month or $39.99/year (save 33%) 7-day free trial for new users. - Unlimited transactions and AI requests with a faster AI engine - Photo receipt scanning - Voice input - Multi-currency - Encrypted cloud backups Money tracking that finally respects your privacy. Try Kasso today. Subscriptions are billed to your Apple ID. Your subscription auto-renews unless turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy Policy: https://kasso.app/privacy Terms of Use: https://kasso.app/terms Support: hello@kasso.app

Screenshots

DebtDown4 screens
Kasso4 screens

Verdict

The call

The clearest difference is in-app purchases: Kasso at none against DebtDown's 1. Kasso also leads on update cadence (weekly vs fortnightly) and iOS requirement (15.1 vs 17.0). On price, review sentiment, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DebtDown sells 1 one-off in-app purchase. Kasso asks for nothing beyond the download.

UpkeepUpdate frequency

DebtDown ships an update fortnightly, Kasso weekly. The most recent releases landed on October 21, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
DebtDown versus Kasso: the parameters behind the verdict, then further details
ParameterDebtDownKasso
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings4 — better—
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size2 MB56 MB
Age rating4+4+
DeveloperHrdlicka Apps LLCAndrei Ivashchenko

Customer experience

DebtDown

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Kasso

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

DebtDown

One-time1
  • Debtdown Pro$6.99
None

Kasso

No in-app purchases

Questions

Is DebtDown free?
DebtDown is free to download, with in-app purchases available.
Is Kasso free?
Kasso is free to download, with no in-app purchases.
Do DebtDown or Kasso have ads?
Neither DebtDown nor Kasso shows ads.
Which is updated more often, DebtDown or Kasso?
DebtDown ships an update fortnightly, and Kasso weekly. Most recently, DebtDown was updated on October 21, 2026 and Kasso on October 8, 2026.

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