DebtDown vs AI Expense Tracker

Debtdown gives you a clear, actionable plan to pay off every debt you owe — credit cards, car loans, personal loans, and more. Add your debts, choose a payoff strategy, and Debtdown calculates exactly how long it will take and how much interest you'll pay. Watch your debt-free date get closer every time you make a payment. FEATURES - Snowball & Avalanche payoff strategies - See your exact debt-free date - Track interest costs across all debts - Balance, interest, and timeline charts - Payment reminders - Home screen widget - iCloud sync across your devices - Amortization schedules DEBTDOWN PRO (one-time purchase) - Unlimited debts - 5 additional payoff strategies - PDF export & shareable payoff cards - CSV import - Refinance simulator - Debt payoff challenges - Custom currency No subscription. No ads. Pay once, own it forever.

Ginti is an AI-powered expense tracker that makes logging transactions as fast as pasting a text message. No spreadsheets, no manual typing, no data entry. Copy a bank SMS, payment receipt, or credit card alert. Paste it into Ginti. AI extracts the amount, merchant, category, and currency — instantly. ================================ SMART PASTE ================================ - Paste any bank SMS, credit card alert, or payment notification - Works with Chase, Amex, Venmo, PayPal, Apple Pay, Google Pay, and hundreds more - AI-powered parsing extracts amount, merchant, and category automatically - 30+ currencies supported — USD, EUR, GBP, INR, and more - Spam, OTPs, and promotions are filtered out automatically ================================ SMART BUDGETS ================================ - Set a monthly budget and Ginti does the math for you - Live daily target updates with every transaction - See if you're ahead, on pace, or tightening up - Per-category budgets with over-allocation warnings - Automatic month rollover — no manual reset needed ================================ CLEAR INSIGHTS ================================ - Cumulative spending charts and category breakdowns - Month-over-month comparisons - Spending velocity tracked against your budget pace - Budget leakage alerts for overspent categories ================================ GENTLE REMINDERS ================================ - Start of Day — review yesterday's transactions - End of Day — catch up on today's spending before bed - Pick your own time for each reminder - Write your own message, or let Ginti rotate friendly defaults ================================ PRIVACY FIRST ================================ - Account numbers, card numbers, and phone numbers are masked before any AI processing - No access to your SMS, inbox, contacts, or clipboard history - Sign in with Apple — minimal data shared - Your data stays yours — delete your account anytime ================================ ALSO INCLUDED ================================ - Dark and light themes that match your system - Set up in under a minute ================================ HOW IT WORKS ================================ 1. Sign in with Apple or Google 2. Copy any bank SMS, alert, or receipt 3. Paste into Ginti — AI extracts the details 4. Review, approve, and track — all in one place ================================ GINTI PREMIUM ================================ Unlock full access to Ginti with a Premium subscription. Every new account gets a 21-day free trial of Ginti Premium — no payment, no credit card, and no subscription required to start. Enjoy full premium access during the trial. When the trial ends, you can choose a plan to continue. Available plans (auto-renewing) after the trial: - Weekly — $2.49 / week - Monthly — $6.99 / month - 3-Month — $17.99 / 3 months - Annual — $49.99 / year (best value) Payment will be charged to your Apple ID only if you choose to subscribe. Subscriptions automatically renew at the price shown at the time of purchase unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription at any time in Settings → Apple ID → Subscriptions on your device. ================================ LEGAL ================================ Privacy Policy: https://ginti.app/privacy Terms of Use (EULA): https://ginti.app/terms ================================ SUPPORT ================================ Email: hello@ginti.app Support: https://ginti.app/support Stop tracking expenses manually. Let Ginti handle it.