Comparison

Spendli vs DaySpend

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spendli

Features
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Spendli makes expense tracking effortless โ€” whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad. SMART EXPENSE ENTRY Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. Spendli parses everything automatically. SHARED ROOMS Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared spending. Settle up when you're done โ€” Spendli calculates who owes whom and minimizes the number of transfers needed. SPLITS THAT SETTLE THEMSELVES Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) โ€” right from the app. MULTI-CURRENCY & TRAVEL MODE Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time exchange rates. Perfect for international trips. BUDGETS & SPENDING MONITORS Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or spending patterns with smart spending monitors. INSIGHTS THAT MATTER Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly comparisons. Spend Mood tracks your financial wellness over time. YOUR DATA, YOUR CONTROL All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No analytics. No ads. No tracking. Export your data anytime. Delete your account instantly. BACKUP YOUR WAY Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device. FREE TO START Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and budgets, or Ultra for managed AI and cloud sync. โ€” Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup. Free โ€ข Expense tracking with manual entry (unlimited) โ€ข 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds โ€ข Local bill splits (up to 5 participants) โ€ข 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip). โ€ข iCloud / Google Drive encrypted backup (local) โ€ข Widget, basic analytics Spendli Plus (paid subscription required) โ€ข 5X AI parsing โ€” Quick Add, Voice Add, Receipt Scanner โ€ข Spending DNA โ€” radar charts, heat maps, behavioural clusters โ€ข Budgets & Monitors with live burn-rate alerts (unlimited) โ€ข Shared Rooms and Trips with real-time sync (unlimited) โ€ข Statement Import (Excel / PDF / CSV) (unlimited) โ€ข PDF / CSV report export (unlimited) Spendli Ultra (paid subscription required) โ€ข Everything in Plus โ€ข Managed AI (Google Gemini) โ€” no setup, no API key - โ€ข Managed Cloud Backup โ€” encrypted, recoverable on any device, your trips, shared rooms, splits all backed up โ€ข Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you. Subscription terms Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID โ†’ Subscriptions; cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendli-app.web.app/privacy.html Questions? Contact customer.support@microvernitech.com

About

DaySpend

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Most expense apps feel like homework. DaySpend doesn't. Snap a receipt or just say what you spent โ€” AI captures it in 3 seconds. Subscriptions, cards and budgets live alongside, so you always know where your money goes. No bank login. No account. SMART CAPTURE - AI Receipt Scanner โ€” Point your camera at any receipt. DaySpend reads the total, merchant and date in seconds. - Voice Capture โ€” Just say "coffee five fifty" and you're done. Speak naturally in any of 15 languages, AI fills in the rest. - Apple Pay Auto-Capture โ€” A Shortcut saves contactless payments to DaySpend without opening the app. MONEY YOU FORGET YOU'RE SPENDING - Subscriptions & recurring bills โ€” Netflix, Spotify, gym, rent. See what renews next and how much it really costs you per year. - Cards & payment methods โ€” Log spending by card or cash. See which card you actually use most. - Daily & per-category budgets โ€” Real-time progress bars. Never overspend by accident. KNOW YOUR HABITS - Beautiful statistics โ€” Daily, weekly, monthly and yearly breakdowns with editorial-quality charts. - 10+ categories โ€” Food, Transport, Shopping, Entertainment, Health, Home, Subscriptions, Work, Travel and more. - Streaks & achievements โ€” Build the habit and stay consistent. - Multi-currency โ€” Switch currencies on the fly. Perfect for travel. - Export โ€” CSV or PDF anytime, for your records or spreadsheets. BUILT WITH CARE - Biometric lock โ€” Face ID, Touch ID or PIN. - Dark & light mode โ€” Material 3 design that adapts to your system. - 15 languages โ€” English, Spanish, French, German, Italian, Portuguese, Chinese, Japanese, Turkish, Dutch, Swedish, Indonesian, Vietnamese, Korean, Hindi. DAYSPEND PREMIUM Unlock the full power: - Unlimited AI receipt scans and voice captures - Unlimited subscriptions, cards and budgets - Advanced statistics and insights - Smart spending notifications - Priority access to new features Plans monthly or yearly. Try free, cancel anytime. PRIVACY FIRST Your expenses live on your device. No account required. Receipts and voice clips are sent to our AI only to read the amount, then discarded โ€” never sold, never used for ads. Download DaySpend and finally know where your money goes. Terms of Use: https://cantelabs.com/dayspend/terms Privacy Policy: https://cantelabs.com/dayspend/privacy

Screenshots

Spendli4 screens
DaySpend4 screens

Verdict

The call

The clearest difference is ads: Spendli at none against DaySpend's shown. Spendli also leads on update cadence (every 3 days vs fortnightly). DaySpend's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 26.2). On price and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spendli sells 2 in-app purchases, starting at $3.99 per month and DaySpend sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendli ships an update every 3 days, DaySpend fortnightly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard4 real differences ยท 2 level
Spendli versus DaySpend: the parameters behind the verdict, then further details
ParameterSpendliDaySpend
PriceFreeFree
Update frequencyEvery 3 days โ€” betterFortnightly
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS26.213.0 โ€” better
Further details โ€” not scored
Size36 MB54 MB
Age rating4+4+
DeveloperAyush MishraSneyder Cante

In-app purchases

2 purchases

Spendli

Subscriptions2
  • Spendli Plus Monthly$3.991 Month
  • Spendli Ultra Monthly$9.991 Month
2 purchases

DaySpend

Subscriptions2
  • DaySpend Premium$2.991 Month
  • DaySpend Premium7 Days trial$19.991 Year

Questions

Is Spendli free?
Spendli is free to download, with in-app purchases available.
Is DaySpend free?
DaySpend is free to download, with in-app purchases available.
Do Spendli or DaySpend have ads?
DaySpend shows ads; Spendli does not.
Which is updated more often, Spendli or DaySpend?
Spendli ships an update every 3 days, and DaySpend fortnightly. Most recently, Spendli was updated on October 28, 2026 and DaySpend on October 31, 2026.

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