Spendli vs Expense Tracker AI

Spendli makes expense tracking effortless — whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad. SMART EXPENSE ENTRY Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. Spendli parses everything automatically. SHARED ROOMS Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared spending. Settle up when you're done — Spendli calculates who owes whom and minimizes the number of transfers needed. SPLITS THAT SETTLE THEMSELVES Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) — right from the app. MULTI-CURRENCY & TRAVEL MODE Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time exchange rates. Perfect for international trips. BUDGETS & SPENDING MONITORS Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or spending patterns with smart spending monitors. INSIGHTS THAT MATTER Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly comparisons. Spend Mood tracks your financial wellness over time. YOUR DATA, YOUR CONTROL All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No analytics. No ads. No tracking. Export your data anytime. Delete your account instantly. BACKUP YOUR WAY Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device. FREE TO START Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and budgets, or Ultra for managed AI and cloud sync. — Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup. Free • Expense tracking with manual entry (unlimited) • 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds • Local bill splits (up to 5 participants) • 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip). • iCloud / Google Drive encrypted backup (local) • Widget, basic analytics Spendli Plus (paid subscription required) • 5X AI parsing — Quick Add, Voice Add, Receipt Scanner • Spending DNA — radar charts, heat maps, behavioural clusters • Budgets & Monitors with live burn-rate alerts (unlimited) • Shared Rooms and Trips with real-time sync (unlimited) • Statement Import (Excel / PDF / CSV) (unlimited) • PDF / CSV report export (unlimited) Spendli Ultra (paid subscription required) • Everything in Plus • Managed AI (Google Gemini) — no setup, no API key - • Managed Cloud Backup — encrypted, recoverable on any device, your trips, shared rooms, splits all backed up • Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you. Subscription terms Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID → Subscriptions; cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendli-app.web.app/privacy.html Questions? Contact customer.support@microvernitech.com

LensReport is the expense tracker that does more than record what you spent. It reads your receipts, answers questions about your money and shows you concrete ways to spend less. LOG AN EXPENSE IN SECONDS Point your camera at a receipt and the AI fills in the merchant, amount, date and category. In a hurry? Just say it out loud, or type it in. Every expense lands in one clean day-by-day ledger with the category art that makes your spending easy to read at a glance. GET TIPS BASED ON WHAT YOU ACTUALLY BUY Log a coffee and you'll see a tip about coffee. Log groceries and you'll see a tip about groceries. LensReport draws on a library of 200+ practical money-saving tips and matches them to your real spending, so the advice is about your life, not generic finance. FIND CHEAPER OPTIONS NEARBY Logged something you buy often? LensReport can look up nearby places that sell the same thing for less, with real ratings, photos and distance, plus an estimated price so you know what you'd save. ASK AI ABOUT YOUR SPENDING "Where did my money go this month?" "How much do I spend on takeaway?" "Can I still afford $150 this week?" Ask in plain language and get a clear answer with a chart, grounded in your own entries. Every answer comes with a saving plan you can act on. SET A BUDGET THAT'S EASY TO FOLLOW Set a total or per-category budget, monthly, weekly or daily. LensReport shows how much you have left and how many days it needs to last, and lets you know the moment you're heading over. NEVER MISS A RENEWAL Track subscriptions and bills in one place and get a reminder before each renewal, so you're never surprised by a charge you forgot about. A MONTHLY OVERVIEW THAT SPEAKS PLAINLY See what you spent, how it compares to last month, your biggest purchase and your top categories, with short AI-written notes that explain what changed. EXPORT WHEN YOU NEED TO Export your ledger to Excel or PDF, or share a read-only link. BUILT FOR PRIVACY Personal details like emails, phone numbers and card numbers are removed before any AI processing. Your location is only used when you ask for cheaper options nearby and is never stored. FREE TO START Log your first expenses and ask the AI a few questions each day for free. Upgrade for unlimited expenses, more AI questions, budgets, subscriptions and exports. SUBSCRIPTION DETAILS Subscriptions are billed to your Apple ID account and renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings at any time. Any unused portion of a free trial is forfeited when you purchase a subscription. LEGAL Terms of Use (EULA): https://lensreport.app/terms Privacy Policy: https://lensreport.app/privacy