Expenses vs Expenses & Subscriptions

Take control of your money - privately, offline, and beautifully. Expenses is the budget tracker that puts your privacy first. No sign-ups, no cloud accounts, no data collection. Everything stays on your device, protected by Face ID or Touch ID. Just open the app and start tracking. QUICK & EASY EXPENSE TRACKING - Add expenses and income in seconds with a smooth keypad entry - Snap photos of receipts to keep everything in one place - Set up recurring transactions for bills, subscriptions, and salary - Search and filter your full transaction history anytime SMART BUDGETS THAT WORK - Create monthly budgets for each spending category - Visual progress bars show exactly where you stand - Get alerts when you're approaching your limit (80%) - Never overspend on groceries, dining, or shopping again AI-POWERED INSIGHTS - See how your spending compares month-over-month - Spot spending surges before they become a problem - Track your daily average and monthly projection - Celebrate no-spend streaks and improving savings rates BEAUTIFUL CHARTS & STATS - Pie charts break down spending by category - Bar charts reveal daily and weekly trends - View your finances by week, month, or year - Know your top spending category at a glance SAVINGS GOALS - Set goals with custom names, icons, and target dates - Track progress with visual bars and countdowns - Save for holidays, emergencies, or that new gadget - Stay motivated watching your savings grow 100% PRIVATE & SECURE - Fully offline — works without internet, always - Face ID, Touch ID, and Optic ID lock - No accounts, no tracking, no ads - Your financial data never leaves your device BUILT FOR YOUR LIFE - 20 currencies supported worldwide (GBP, USD, EUR, JPY, INR & more) - Choose your month start date (1st, 15th, or 25th) - Light and dark mode - Available in 18+ languages - iCloud Sync to keep data across your Apple devices - Export to CSV or PDF for tax time or personal records PREMIUM UNLOCK (ONE-TIME PURCHASE) - Custom categories with 30+ icons and colours - CSV & PDF export - Recurring transactions with bill reminders - Unlock once, keep forever — no subscriptions Whether you're a student watching every pound, a freelancer juggling invoices, or simply want a clear picture of where your money goes — Expenses makes it effortless. Download now and start your journey to better spending habits.

Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Accounts with their cards, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.