Comparison

Wealthify vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthify

Read full description

Know where your money is going. Know where your wealth is headed. Wealthify combines net-worth tracking with AI-powered spending analysis in one place. Record snapshots of your assets and liabilities, log transactions in plain language, and get the full picture of your financial life. NET WORTH TRACKING Record dated balance-sheet snapshots, user our predefined categories for assets (cash, savings, investments, real estate, pension) and liabilities (credit cards, loans, mortgages) or create your own categories. Wealthify computes your net worth, draws your trajectory on a chart, and estimates your position on days without a snapshot, using your income and spending data to fill the gaps. AI TRANSACTION INPUT Type what you spent in plain language. "Coffee 3.50, gym 49 a month, salary 4000." The app parses the sentence, picks the category, converts the currency, and logs the entry. No forms. No dropdowns. No friction. VOICE INPUT Tap the microphone and say your transactions out loud. Wealthify transcribes and categorizes them automatically. AI FINANCIAL SUMMARIES App provides a written summary for any period: daily, weekly, monthly, quarterly, half-yearly, or yearly. The AI identifies your top spending categories, flags unusual patterns, compares periods, and explains your income-expense balance in plain language, in your language. YOUR DATA STAYS YOURS AI processing is optional and starts only when you explicitly request it, after your consent. No advertising networks. No data brokers. No selling of your spending habits. BUILT FOR THE WORLD 150+ currencies with automatic conversion. With AI summaries generated in your chosen language. Configurable number formats, date formats, and display currency. BIOMETRIC APP LOCK Face ID and Touch ID keep the app locked when not in use. FREE FEATURES Net-worth tracking, manual transaction entry, spending charts, and category management. PREMIUM SUBSCRIPTION Unlock AI transaction parsing, AI financial summaries, and voice input. Monthly and yearly plans available. Download Wealthify. Start seeing where your money actually goes.

About

Net Worth Tracker

Features
Read full description

Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard — with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE • Cash accounts • Investments • Property • Loans • Credit cards • Assets & liabilities WHY VAULTLY • 100% private on your device • No bank connections required • Fast and simple setup • Clean modern iPhone experience • Visual wealth dashboard • Track progress over time WHETHER YOU'RE • Building wealth • Paying down debt • Planning retirement • Replacing spreadsheets • Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html

Screenshots

Net Worth Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Net Worth Tracker at 18.6 against Wealthify's 26.0. On price and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Wealthify sells 2 in-app purchases, starting at $4.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference Ā· 5 level
Wealthify versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterWealthifyNet Worth Tracker
PriceFreeFree
Update frequency—Every 2 days
Ads—No
In-app purchasesYesYes
Devices—iPhone — better
Requires iOS26.018.6 — better
Further details — not scored
Size72 MB18 MB
Age rating4+4+
DeveloperOskar MatysekAmandeep Singh Chhatwal

In-app purchases

2 purchases

Wealthify

Subscriptions2
  • Wealthify Monthly Subscription14 Days trial$4.991 Month
  • Wealthify Yearly Subscription$39.991 Year
2 purchases

Net Worth Tracker

Subscriptions2
  • Vaultly Pro$6.991 Month
  • Vaultly Pro$49.991 Year

Questions

Is Wealthify free?
Wealthify is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.

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