Comparison

Net Worth Tracker vs MoneyTurtle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

Features
Read full description

Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard — with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE • Cash accounts • Investments • Property • Loans • Credit cards • Assets & liabilities WHY VAULTLY • 100% private on your device • No bank connections required • Fast and simple setup • Clean modern iPhone experience • Visual wealth dashboard • Track progress over time WHETHER YOU'RE • Building wealth • Paying down debt • Planning retirement • Replacing spreadsheets • Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html

About

MoneyTurtle

Features
Read full description

See where your money goes, what you can spend today, and how your net worth grows. Privately. No account. No ads. No tracking. Everything you enter stays on your iPhone, and optional sync uses your own iCloud. Our App Store privacy label says it plainly: Data Not Collected. KNOW WHAT YOU CAN SPEND TODAY Safe to spend turns this month's income, what you've already spent and your subscriptions into one daily number. Spend less today and tomorrow's number goes up. TRACK EXPENSES IN SECONDS • Log an expense in a few taps, with categories and subcategories you control • See your month at a glance: spent, left, and whether you're on pace • Browse by day or on a calendar that shows your heaviest days • Get a heads-up when a top category runs ahead of its usual pace EVERY SUBSCRIPTION IN ONE PLACE • Monthly and yearly subscriptions with payment dates • Price changes and cancellations, kept month by month • Optionally add them to your expenses on payment day WATCH YOUR NET WORTH GROW • Savings, stocks, crypto, loans and credit cards, month by month • Assets vs. liabilities and your month-over-month change • Turtle Journey: your stage and milestones on the way to financial independence • Projection: see what investing a set amount each month could become PLAN EVERY PAYCHECK Salary flow splits your income across your bank, broker, crypto wallet and mortgage. See it as a flow, a ring or ranked bars, with a monthly rollup into Save, Invest and Debt. UNDERSTAND YOUR HABITS Plain-language insights worked out on your phone, category breakdowns, your biggest expenses, category movers, year-over-year comparisons and spending by day of week. MADE FOR IPHONE AND IPAD • Home Screen widgets for this month's spending and your net worth • Face ID lock • Light and dark mode, plus nine accent colors • Multiple currencies • Export everything to a file whenever you like Free. No ads. Your money, your data, your phone.

Screenshots

Net Worth Tracker4 screens
MoneyTurtle4 screens

Verdict

The call

The clearest difference is in-app purchases: MoneyTurtle at none against Net Worth Tracker's 2. Net Worth Tracker's advantage is iOS requirement (18.6 vs 26.5). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month. MoneyTurtle asks for nothing beyond the download.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 2 days, MoneyTurtle every 4 days. The most recent releases landed on November 9, 2026 and November 10, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Net Worth Tracker versus MoneyTurtle: the parameters behind the verdict, then further details
ParameterNet Worth TrackerMoneyTurtle
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 4 days
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad — better
Requires iOS18.6 — better26.5
Further details — not scored
Size18 MB4 MB
Age rating4+4+
DeveloperAmandeep Singh ChhatwalGerasimos Alexiou

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions2
  • Vaultly Pro$6.991 Month
  • Vaultly Pro$49.991 Year
None

MoneyTurtle

No in-app purchases

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is MoneyTurtle free?
MoneyTurtle is free to download, with no in-app purchases.
Do Net Worth Tracker or MoneyTurtle have ads?
Neither Net Worth Tracker nor MoneyTurtle shows ads.
Which is updated more often, Net Worth Tracker or MoneyTurtle?
Net Worth Tracker ships an update every 2 days, and MoneyTurtle every 4 days. Most recently, Net Worth Tracker was updated on November 9, 2026 and MoneyTurtle on November 10, 2026.

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