Wealthify vs Inkapify

Know where your money is going. Know where your wealth is headed. Wealthify combines net-worth tracking with AI-powered spending analysis in one place. Record snapshots of your assets and liabilities, log transactions in plain language, and get the full picture of your financial life. NET WORTH TRACKING Record dated balance-sheet snapshots, user our predefined categories for assets (cash, savings, investments, real estate, pension) and liabilities (credit cards, loans, mortgages) or create your own categories. Wealthify computes your net worth, draws your trajectory on a chart, and estimates your position on days without a snapshot, using your income and spending data to fill the gaps. AI TRANSACTION INPUT Type what you spent in plain language. "Coffee 3.50, gym 49 a month, salary 4000." The app parses the sentence, picks the category, converts the currency, and logs the entry. No forms. No dropdowns. No friction. VOICE INPUT Tap the microphone and say your transactions out loud. Wealthify transcribes and categorizes them automatically. AI FINANCIAL SUMMARIES App provides a written summary for any period: daily, weekly, monthly, quarterly, half-yearly, or yearly. The AI identifies your top spending categories, flags unusual patterns, compares periods, and explains your income-expense balance in plain language, in your language. YOUR DATA STAYS YOURS AI processing is optional and starts only when you explicitly request it, after your consent. No advertising networks. No data brokers. No selling of your spending habits. BUILT FOR THE WORLD 150+ currencies with automatic conversion. With AI summaries generated in your chosen language. Configurable number formats, date formats, and display currency. BIOMETRIC APP LOCK Face ID and Touch ID keep the app locked when not in use. FREE FEATURES Net-worth tracking, manual transaction entry, spending charts, and category management. PREMIUM SUBSCRIPTION Unlock AI transaction parsing, AI financial summaries, and voice input. Monthly and yearly plans available. Download Wealthify. Start seeing where your money actually goes.

Take control of your money with Inkapify — The personal finance app built around Inka, your AI-powered finance assistant. Try Pro free for 7 days. Track expenses, manage budgets, monitor net worth, and plan for goals — all in one place. Works completely offline, so your finances are always available even without a connection. INKA AI: Ask Inka anything about your finances in plain language: • "What's my biggest expense this month?" • "Am I on track with my grocery budget?" • "How much did I spend on dining last quarter?" Inka reads your real data and gives personalized answers — not generic advice. • Free: 15 questions/month • Pro: 200 questions/month TRACK EVERY TRANSACTION: • Add expenses, income, and transfers in seconds • Split transactions across multiple categories • Attach receipts to any transaction • Import via CSV or PDF bank statement (AI-powered) • Scan receipts with your camera — AI fills in the details • Multi-currency support with live exchange rates • Soft delete with Trash — restore anything in one tap BUDGETS THAT WORK: • Set budgets by category, subcategory, or group • Monthly, quarterly, or yearly budget periods • Rollover unused budget to next month • Visual progress bars with today marker • Available-to-spend shown prominently • Instant alerts when you're close to your limit 18+ REPORTS & INSIGHTS: • Spending by Category — pie, bar, donut, or line chart • Income vs Expense — monthly net trend • Net Worth — track your financial growth over time • Monthly Summary — income, expense, savings by month • By Tag — spending across custom tags (Pro) • By Payee — where your money goes per merchant (Pro) • Budget Performance — actuals vs targets • Credit Card Rewards — cashback and points earned (Pro) • Subscription Tracker — all recurring charges in one view (Pro) • Year Over Year — compare your top expenses and income year over year (Pro) • Compare any report across multiple years side by side (Pro) • Drill down from any chart to the individual transactions behind the numbers (Pro) RECURRING RULES: • Set up any recurring transaction (salary, rent, EMI, subscriptions) • Daily, weekly, biweekly, monthly, quarterly, yearly • Auto-enter transactions on their due date • Upcoming tab shows all future entries for the next 12 months • Confirm or skip individual upcoming entries ACCOUNTS FOR EVERYTHING: • Banking, Cash, Credit Card, Investment, Fixed Deposit • Loans and Mortgages with full amortization schedule (Pro) • Property accounts with value tracking • Automatic loan EMI breakdown — interest, principal, escrow GOALS & DEBTS: • Set savings goals with target amounts and dates • Track progress with contribution history • Log money lent or borrowed with partial payment tracking • Automatic reminders before debt due dates WORKS OFFLINE — BUILT FOR PRIVACY: • No account required — no sign-up, no login, ever • Your financial data lives only on your device — never uploaded to any server • AI features only send content you explicitly share, and only when you trigger them • Encrypted backup — export and restore as a secure backup file or to iCloud Drive • App Lock with Face ID, Touch ID, and PIN fallback • Hide all amounts with one tap • Export your data anytime as CSV PERSONALISE EVERYTHING: • 10 themes free, 23 with Pro — light, dark, and coloured • Adjustable font size • Configurable dashboard — choose and arrange 13 tile types • Multi-currency with 170+ currencies supported PLANS: Free: track transactions, accounts, and basic reports forever. Pro: unlock PDF import, receipt scanning, advanced Inka AI, advanced reports, and more. FREE TRIAL: Eligible new subscribers get 7 days of Pro free. Monthly or annual plans, billed to your Apple ID. Auto-renews unless cancelled at least 24 hours before the trial or period ends. Manage in App Store settings. Questions? support@inkapify.com Privacy Policy: https://inkapify.com/privacy/ Terms of Use: https://inkapify.com/terms/