My Wallet vs Inkapify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Wallet
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Most people know how much money they have. But do you know what your entire financial life is worth? **My Wallet brings your wealth, assets, liabilities, investments, income and expenses together in one place.** Track your complete financial picture, follow how your wealth evolves and understand where your money goes. ## KNOW YOUR NET WORTH See your real financial position at a glance. Track: • Total net worth • Assets • Liabilities • Profit & loss • Performance over time • Historical transactions Your net worth combines what you own and what you owe, giving you a single view of your financial position. ## TRACK YOUR COMPLETE WEALTH Your financial life is more than a bank account. Track: • Crypto • Stocks • Indices • ETFs & funds • Forex • Precious metals • Real estate • NFTs • Vehicles • Art & jewelry • Savings • Businesses • Loans • And more Add and organize the assets and liabilities that make up your personal wealth. ## SEE HOW YOUR WEALTH EVOLVES Follow individual assets and your complete portfolio. View: • Value history • Average purchase price • Total P&L • Return % • Transaction history • Portfolio performance Market prices are available for supported financial instruments, while other assets can be valued manually. ## UNDERSTAND YOUR MONEY FLOWS The Finances section gives you a clear picture of your income and spending. Track: • Expenses • Income • Categories • Daily, weekly, monthly and yearly activity • Monthly budgets • Average transactions • Largest expenses and income Create custom categories and budgets to organize your finances your way. ## FOR POKER PLAYERS & SPORTS BETTORS Keep poker and sports betting bankrolls separate while tracking detailed performance. ### Poker • ROI • Net results • Hourly rate • ITM% • Final tables • Wins • Sessions • Tournaments • Hours played ### Sports betting • ROI • Net profit • Win rate • Stakes • Individual bets • Multiple selections • Results ## HORIZON ### The macro compass for your wealth. Horizon is My Wallet's optional premium macroeconomic module. Understand the economic environment through the relationship between growth and inflation. Explore: • The current economic regime • Growth & inflation indicators • Historical market regimes • 150 years of market history • Regime changes • Advanced personal financial insights • Educational explanations • Macro regime alerts Horizon organizes economic conditions into four historical regimes: • Disinflationary Boom • Inflationary Boom • Inflationary Recession • Deflationary Depression Study how different environments behaved historically and explore how your own financial data relates to them. Horizon uses a historical exclusion-based approach: it highlights what has historically been less suitable in different environments rather than telling you what to buy. **Historical and educational reference points, identical for all users — not personalized financial advice.** ## FREE. WITHOUT LIMITS. My Wallet's core financial tracking features are available without limits. Track unlimited: • Portfolios • Assets • Liabilities • Transactions Horizon is an optional premium module for deeper macroeconomic analysis, historical research and advanced insights. ## PRIVATE & SECURE Your financial data stays under your control. • Secure authentication • Encrypted infrastructure • No selling of personal data • Export your data • Permanently delete your account ## MY WALLET **Know your wealth. Understand your world.** Your complete financial picture, in one place. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mywallet.uno/privacy
Inkapify
Manage your money with an AI-powered assistant that tracks expenses, budgets, and net worth. Ask personalized financial questions in plain language and get instant answers. Works offline for complete privacy and accessibility.
- AI-powered finance assistant
- Expense and transaction tracking
- Customizable budgeting
- Net worth monitoring
- Goal and debt management
- Offline functionality
- Receipt scanning and import
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Take control of your money with Inkapify — The personal finance app built around Inka, your AI-powered finance assistant. Track expenses, manage budgets, monitor net worth, and plan for goals — all in one place. Works completely offline, so your finances are always available even without a connection. INKA AI: Ask Inka anything about your finances in plain language: • "What's my biggest expense this month?" • "Am I on track with my grocery budget?" • "How much did I spend on dining last quarter?" Inka reads your real data and gives personalized answers — not generic advice. • Free: 15 questions/month • Pro: 200 questions/month TRACK EVERY TRANSACTION: • Add expenses, income, and transfers in seconds • Split transactions across multiple categories • Attach receipts to any transaction • Import via CSV or PDF bank statement (AI-powered) • Scan receipts with your camera — AI fills in the details • Multi-currency support with live exchange rates • Soft delete with Trash — restore anything in one tap BUDGETS THAT WORK: • Set budgets by category, subcategory, or group • Monthly, quarterly, or yearly budget periods • Rollover unused budget to next month • Visual progress bars with today marker • Available-to-spend shown prominently • Instant alerts when you're close to your limit 18+ REPORTS & INSIGHTS: • Spending by Category — pie, bar, donut, or line chart • Income vs Expense — monthly net trend • Net Worth — track your financial growth over time • Monthly Summary — income, expense, savings by month • By Tag — spending across custom tags • By Payee — where your money goes per merchant • Budget Performance — actuals vs targets • Credit Card Rewards — cashback and points earned • Subscription Tracker — all recurring charges in one view • Year Over Year — compare your top expenses and income year over year • Compare any report across multiple years side by side (Pro) • Drill down from any chart to the individual transactions behind the numbers (Pro) RECURRING RULES: • Set up any recurring transaction (salary, rent, EMI, subscriptions) • Daily, weekly, biweekly, monthly, quarterly, yearly • Auto-enter transactions on their due date • Upcoming tab shows all future entries for the next 12 months • Confirm or skip individual upcoming entries ACCOUNTS FOR EVERYTHING: • Banking, Cash, Credit Card, Investment, Fixed Deposit • Loans and Mortgages with full amortization schedule • Property accounts with value tracking • Automatic loan EMI breakdown — interest, principal, escrow GOALS & DEBTS: • Set savings goals with target amounts and dates • Track progress with contribution history • Log money lent or borrowed with partial payment tracking • Automatic reminders before debt due dates WORKS OFFLINE — BUILT FOR PRIVACY: • No account required — no sign-up, no login, ever • Your financial data lives only on your device — never uploaded to any server • AI features only send content you explicitly share, and only when you trigger them • Encrypted backup — export and restore as a secure backup file or to iCloud Drive • App Lock with Face ID, Touch ID, and PIN fallback • Hide all amounts with one tap • Export your data anytime as CSV PERSONALISE EVERYTHING: • 10 themes free, 23 with Pro — light, dark, and coloured • Adjustable font size • Configurable dashboard — choose and arrange 13 tile types • Multi-currency with 170+ currencies supported PLANS: Free: track transactions, accounts, and basic reports forever. Pro: unlock PDF import, receipt scanning, advanced Inka AI, advanced reports, and more. Try free. Upgrade when you're ready. Questions? support@inkapify.com Privacy Policy: https://inkapify.com/privacy/ Terms of Use: https://inkapify.com/terms/
Screenshots
Verdict
The clearest difference is update cadence: Inkapify at weekly against My Wallet's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Wallet sells 2 in-app purchases, starting at $0.99 per month and Inkapify sells 10 in-app purchases, starting at $39.99 per year. Whichever you choose, the download price is not the number that matters.
My Wallet ships an update fortnightly, Inkapify weekly. The most recent releases landed on October 17, 2026 and October 25, 2026 respectively.
| Parameter | My Wallet | Inkapify |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 52 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | IMIN.UNO | Kamlesh Saini |
In-app purchases
My Wallet
- My Wallet Premium Monthly$0.991 Month
- Horizon$8.991 Year
Inkapify
- Inkapify Pro Annual7 Days trial$39.991 Year
- Donate $0.99$0.99
- Donate $2.99$2.99
- Donate $4.99$4.99
Show 6 moreShow fewer
- Donate $7.99$7.99
- Donate $9.99$9.99
- Donate $14.99$14.99
- Donate $19.99$19.99
- Donate $49.99$49.99
- Donate $99.99$99.99









