My Wallet vs PointsCraft
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Wallet
Read full descriptionHide full description
Most people know how much money they have. But do you know what your entire financial life is worth? **My Wallet brings your wealth, assets, liabilities, investments, income and expenses together in one place.** Track your complete financial picture, follow how your wealth evolves and understand where your money goes. ## KNOW YOUR NET WORTH See your real financial position at a glance. Track: • Total net worth • Assets • Liabilities • Profit & loss • Performance over time • Historical transactions Your net worth combines what you own and what you owe, giving you a single view of your financial position. ## TRACK YOUR COMPLETE WEALTH Your financial life is more than a bank account. Track: • Crypto • Stocks • Indices • ETFs & funds • Forex • Precious metals • Real estate • NFTs • Vehicles • Art & jewelry • Savings • Businesses • Loans • And more Add and organize the assets and liabilities that make up your personal wealth. ## SEE HOW YOUR WEALTH EVOLVES Follow individual assets and your complete portfolio. View: • Value history • Average purchase price • Total P&L • Return % • Transaction history • Portfolio performance Market prices are available for supported financial instruments, while other assets can be valued manually. ## UNDERSTAND YOUR MONEY FLOWS The Finances section gives you a clear picture of your income and spending. Track: • Expenses • Income • Categories • Daily, weekly, monthly and yearly activity • Monthly budgets • Average transactions • Largest expenses and income Create custom categories and budgets to organize your finances your way. ## FOR POKER PLAYERS & SPORTS BETTORS Keep poker and sports betting bankrolls separate while tracking detailed performance. ### Poker • ROI • Net results • Hourly rate • ITM% • Final tables • Wins • Sessions • Tournaments • Hours played ### Sports betting • ROI • Net profit • Win rate • Stakes • Individual bets • Multiple selections • Results ## HORIZON ### The macro compass for your wealth. Horizon is My Wallet's optional premium macroeconomic module. Understand the economic environment through the relationship between growth and inflation. Explore: • The current economic regime • Growth & inflation indicators • Historical market regimes • 150 years of market history • Regime changes • Advanced personal financial insights • Educational explanations • Macro regime alerts Horizon organizes economic conditions into four historical regimes: • Disinflationary Boom • Inflationary Boom • Inflationary Recession • Deflationary Depression Study how different environments behaved historically and explore how your own financial data relates to them. Horizon uses a historical exclusion-based approach: it highlights what has historically been less suitable in different environments rather than telling you what to buy. **Historical and educational reference points, identical for all users — not personalized financial advice.** ## FREE. WITHOUT LIMITS. My Wallet's core financial tracking features are available without limits. Track unlimited: • Portfolios • Assets • Liabilities • Transactions Horizon is an optional premium module for deeper macroeconomic analysis, historical research and advanced insights. ## PRIVATE & SECURE Your financial data stays under your control. • Secure authentication • Encrypted infrastructure • No selling of personal data • Export your data • Permanently delete your account ## MY WALLET **Know your wealth. Understand your world.** Your complete financial picture, in one place. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mywallet.uno/privacy
PointsCraft
Manually track credit card benefits, points, and loyalty programs. Get reminders for unused credits, track annual fee break-even, and monitor progress towards travel goals. Stay updated with points and miles news.
- 130+ pre-loaded card templates
- Periodic credit tracking
- One-tap benefit marking
- Home Screen widget
- Smart reminders for unused credits
- Annual fee break-even analysis
- Welcome bonus and free-night tracking
Read full descriptionHide full description
PointsCraft is the manual-tracking companion for points enthusiasts who carry premium credit cards and want to actually capture every dollar of benefits they're already paying for. Annual fees on cards like Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X only pay off when you remember to use the credits. PointsCraft makes that one tap. WHY POINTSCRAFT • 130+ pre-loaded card templates — Amex Platinum, Gold, Business Platinum, Chase Sapphire Reserve & Preferred, Hilton Aspire, Marriott Brilliant, Bilt, Capital One Venture X, and more. Add a card and every standard credit is already there. • Periodic credit tracking — monthly, quarterly, semi-annual (Saks, Resy), and annual cycles all handled correctly. The app rolls each cycle forward automatically. • One-tap "Mark Used" on every benefit. Long-press to record the exact amount. • Home Screen widget — see your top unused benefits this cycle without opening the app. • Smart reminders — get notified before each cycle ends if you have unused credits. Tap "Mark Used" or "Snooze" right from the notification. • Annual fee break-even — see at a glance whether you've captured enough value to justify the fee on each card. • Welcome-bonus tracking — log spend toward a signup bonus and get deadline reminders before the offer expires (opt-in per card). • Free-night certificate tracker — never let a Marriott, Hilton, Hyatt, or IHG anniversary night expire. • Goals — set point targets for trips ("100,000 miles to Hawaii") and watch progress as your balances grow. • Hotel loyalty programs — track Marriott Bonvoy, Hilton Honors, World of Hyatt, IHG, Wyndham, Choice, Accor, Radisson balances alongside your cards. • Elite status tracking — record the hotel or airline tier you hold and get a heads-up before it lapses. • Membership renewals — track Prime, Costco, Walmart+, Sam's Club, and AAA renewal dates with a keep-or-cancel verdict. • Points & miles news — real headlines from The Points Guy, Doctor of Credit, Frequent Miler, and more, right in the app. • Family grouping — see all your Amex MR, Chase UR, Capital One miles, and airline/hotel programs grouped together. • Bulk balance updates — refresh every card's balance in one keyboard-driven sweep. • Expiration alerts — never lose miles or hotel points to inactivity. • iCloud sync — your cards and goals follow you across iPhone and iPad through your private iCloud account. No PointsCraft account, no PointsCraft server. WHAT POINTSCRAFT IS NOT • We do NOT auto-sync with banks. No Plaid. No login credentials. No PointsCraft cloud. • We do NOT store account numbers or balances on our servers — your data lives in your private iCloud, controlled by you. This is a manual-tracking app on purpose — it's faster, more private, and works for the periodic-credit use case that auto-sync apps can't see anyway.
Screenshots
Verdict
The clearest difference is in-app purchases: PointsCraft at none against My Wallet's 2. My Wallet's advantage is iOS requirement (15.1 vs 17). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Wallet sells 2 in-app purchases, starting at $0.99 per month. PointsCraft asks for nothing beyond the download.
| Parameter | My Wallet | PointsCraft |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17 |
| Further details — not scored | ||
| Size | 52 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | IMIN.UNO | Buildfront LLC |
In-app purchases
My Wallet
- My Wallet Premium Monthly$0.991 Month
- Horizon$8.991 Year
PointsCraft
No in-app purchases









