Free
About
PointsCraft is the manual-tracking companion for points enthusiasts who carry premium credit cards and want to actually capture every dollar of benefits they're already paying for.
Annual fees on cards like Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X only pay off when you remember to use the credits. PointsCraft makes that one tap.
WHY POINTSCRAFT
• 130+ pre-loaded card templates — Amex Platinum, Gold, Business Platinum, Chase Sapphire Reserve & Preferred, Hilton Aspire, Marriott Brilliant, Bilt, Capital One Venture X, and more. Add a card and every standard credit is already there.
• Periodic credit tracking — monthly, quarterly, semi-annual (Saks, Resy), and annual cycles all handled correctly. The app rolls each cycle forward automatically.
• One-tap "Mark Used" on every benefit. Long-press to record the exact amount.
• Home Screen widget — see your top unused benefits this cycle without opening the app.
• Smart reminders — get notified before each cycle ends if you have unused credits. Tap "Mark Used" or "Snooze" right from the notification.
• Annual fee break-even — see at a glance whether you've captured enough value to justify the fee on each card.
• Welcome-bonus tracking — log spend toward a signup bonus and get deadline reminders before the offer expires (opt-in per card).
• Free-night certificate tracker — never let a Marriott, Hilton, Hyatt, or IHG anniversary night expire.
• Goals — set point targets for trips ("100,000 miles to Hawaii") and watch progress as your balances grow.
• Hotel loyalty programs — track Marriott Bonvoy, Hilton Honors, World of Hyatt, IHG, Wyndham, Choice, Accor, Radisson balances alongside your cards.
• Elite status tracking — record the hotel or airline tier you hold and get a heads-up before it lapses.
• Membership renewals — track Prime, Costco, Walmart+, Sam's Club, and AAA renewal dates with a keep-or-cancel verdict.
• Points & miles news — real headlines from The Points Guy, Doctor of Credit, Frequent Miler, and more, right in the app.
• Family grouping — see all your Amex MR, Chase UR, Capital One miles, and airline/hotel programs grouped together.
• Bulk balance updates — refresh every card's balance in one keyboard-driven sweep.
• Expiration alerts — never lose miles or hotel points to inactivity.
• iCloud sync — your cards and goals follow you across iPhone and iPad through your private iCloud account. No PointsCraft account, no PointsCraft server.
WHAT POINTSCRAFT IS NOT
• We do NOT auto-sync with banks. No Plaid. No login credentials. No PointsCraft cloud.
• We do NOT store account numbers or balances on our servers — your data lives in your private iCloud, controlled by you.
This is a manual-tracking app on purpose — it's faster, more private, and works for the periodic-credit use case that auto-sync apps can't see anyway.
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What's New in PointsCraft
1.0
July 10, 2026










