Send vs PointsCraft

Send money around the world in seconds, for free.¹ No wire transfer. No three to five business days. No waiting for the bank to open. The amount you send is the amount they get. No fee taken out, no network fee passed to you. Send is one app for all of it: a debit card, savings, stocks, and crypto in a single balance. Your money stays yours, and we never hold it. SEND MONEY AROUND THE WORLD FOR FREE¹ - Send and receive dollars in seconds, wherever your people are - Send money to family and friends abroad without the transfer fee - Send $100 and they get $100 - Pay anyone by their Sendtag, with no long address to copy - A heads up before you send to someone for the first time - No cutoff times, no weekends off, no three day hold SPEND ANYWHERE WITH THE SEND CARD² - Spend your Send balance with a debit card - Add it to Apple Pay and Google Pay and tap to pay - Real-time alerts on every transaction - No monthly fees, no hidden fees SAVE TOWARD A GOAL AND EARN ON EVERY DOLLAR³ - Create a savings goal, name it, pick an icon, and watch it fill up - Save at the same rate as everyone else, with no tier to unlock - Your rate moves with the market, not with how much you spend - No minimum balance, no lock up, no waiting to withdraw GET PAID WITH YOUR SEND PROFILE - Build a public profile with a link-in-bio layout - Put your link in a bio, an invoice, or a text - Get paid by anyone who has it, with no account number to hand out EARN BONUSES ON SEND - Earn bonuses when you refer friends to Send - Get rewarded for the things you already do in the app Create your profile. Share your link. Get paid. Send is not a bank. Send, Inc. does not custody or control user funds. Send is a non-custodial wallet, and all assets are managed directly by users via their private keys. ¹ Send does not charge a fee to send or receive money in Send, and Send covers network fees on those transfers. Fees for other services are disclosed in the app before you confirm. ² The Send card program is provided by Wirex. The card is issued by Wirex’s issuing bank pursuant to a license from the card network. Card services are subject to separate terms disclosed in the app. ³ Savings rates in Send are variable, are not guaranteed, and change with market conditions. The current rate is shown in the app. Savings rewards in Send are not bank interest and are not FDIC insured. Send does not target UK consumers with cryptoasset promotions. Future UK availability will comply with FCA rules under Section 21 of FSMA or Article 73ZA. Support: https://support.send.app Email: support@send.app Send, Inc. 101 N. Indian Hill Blvd., Suite 206 Claremont, CA 91711

PointsCraft is the manual-tracking companion for points enthusiasts who carry premium credit cards and want to actually capture every dollar of benefits they're already paying for. Annual fees on cards like Amex Platinum, Chase Sapphire Reserve, and Capital One Venture X only pay off when you remember to use the credits. PointsCraft makes that one tap. WHY POINTSCRAFT • 130+ pre-loaded card templates — Amex Platinum, Gold, Business Platinum, Chase Sapphire Reserve & Preferred, Hilton Aspire, Marriott Brilliant, Bilt, Capital One Venture X, and more. Add a card and every standard credit is already there. • Periodic credit tracking — monthly, quarterly, semi-annual (Saks, Resy), and annual cycles all handled correctly. The app rolls each cycle forward automatically. • One-tap "Mark Used" on every benefit. Long-press to record the exact amount. • Home Screen widget — see your top unused benefits this cycle without opening the app. • Smart reminders — get notified before each cycle ends if you have unused credits. Tap "Mark Used" or "Snooze" right from the notification. • Annual fee break-even — see at a glance whether you've captured enough value to justify the fee on each card. • Welcome-bonus tracking — log spend toward a signup bonus and get deadline reminders before the offer expires (opt-in per card). • Free-night certificate tracker — never let a Marriott, Hilton, Hyatt, or IHG anniversary night expire. • Goals — set point targets for trips ("100,000 miles to Hawaii") and watch progress as your balances grow. • Hotel loyalty programs — track Marriott Bonvoy, Hilton Honors, World of Hyatt, IHG, Wyndham, Choice, Accor, Radisson balances alongside your cards. • Elite status tracking — record the hotel or airline tier you hold and get a heads-up before it lapses. • Membership renewals — track Prime, Costco, Walmart+, Sam's Club, and AAA renewal dates with a keep-or-cancel verdict. • Points & miles news — real headlines from The Points Guy, Doctor of Credit, Frequent Miler, and more, right in the app. • Family grouping — see all your Amex MR, Chase UR, Capital One miles, and airline/hotel programs grouped together. • Bulk balance updates — refresh every card's balance in one keyboard-driven sweep. • Expiration alerts — never lose miles or hotel points to inactivity. • iCloud sync — your cards and goals follow you across iPhone and iPad through your private iCloud account. No PointsCraft account, no PointsCraft server. WHAT POINTSCRAFT IS NOT • We do NOT auto-sync with banks. No Plaid. No login credentials. No PointsCraft cloud. • We do NOT store account numbers or balances on our servers — your data lives in your private iCloud, controlled by you. This is a manual-tracking app on purpose — it's faster, more private, and works for the periodic-credit use case that auto-sync apps can't see anyway.