VaultBudget vs Coinova
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VaultBudget
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VaultBudget is a powerful yet simple personal finance manager designed to help you stay in control of your money. Track your income and expenses, create monthly budgets, and monitor your financial health with a clean and intuitive interface. **Free Features:** • Track income and expenses quickly • Create and manage budgets • View clear financial summaries • Support for multiple currencies • Secure data stored locally on your device • Privacy mode to hide financial amounts • Clean and distraction-free design VaultBudget helps you understand where your money goes and plan your financial future with confidence. Whether you want to control spending, manage budgets, or simply track daily transactions, VaultBudget gives you the tools you need. **Premium Features:** • Unlimited budgets • Advanced charts and detailed reports • Export data and PDF statements **Subscription Options:** • Monthly subscription • Yearly subscription • Lifetime one-time purchase Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged at confirmation of purchase. You can manage or cancel your subscriptions at any time in your Apple ID account settings. Your financial data stays private and secure on your device. Privacy Policy: https://sites.google.com/view/vaultbudget-privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Coinova
Effortlessly track expenses, set budgets, and save for your goals. This personal finance app offers travel budgeting, secure card storage, and offline access. Understand your spending habits and manage your money privately.
- Expense and income tracking
- Monthly budgeting by category
- Savings goal tracking
- Travel budgeting with multiple currencies
- Encrypted card wallet
- Offline access and multi-device sync
- Privacy-focused with no ads or data sales
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Stop wondering where your money went. Coinova is the modern personal finance app for people who want to actually understand their spending, hit savings goals, and travel without blowing the budget. Built for everyday humans, not accountants. WHAT YOU CAN DO • TRACK every expense and income with one tap. Recurring bills auto-generate so you never forget a subscription. • BUDGET monthly per category. The Smart Insights widget tells you exactly when you've overspent and forecasts the rest of the month. • SAVE toward goals — vacation, emergency fund, new laptop. Coinova celebrates milestones at 25%, 50%, 75%, and 100%. • TRAVEL TRACKER for trips abroad. Each trip gets its own currency, budget, and expense book — no more mental math at the hotel front desk. • CARDS WALLET stores your credit and debit card details, fully encrypted on device. Face ID or Touch ID required to reveal. The clipboard wipes itself after 30 seconds. • BUDGET ALERTS, BILL REMINDERS, AND WEEKLY SUMMARIES delivered as gentle notifications, only when you actually need them. • OFFLINE FIRST. Add transactions on a plane, in a tunnel, anywhere. Everything syncs the moment you're back online. • MULTI-DEVICE SYNC. Sign in on your iPhone and iPad — entries appear instantly across both. PRIVACY YOU CAN TRUST • Card numbers and CVVs are encrypted on your device with AES-256-GCM. Encryption keys live in the iOS Keychain — they never leave your phone, and we never see them. • Optional backups can be password-protected with PBKDF2 + AES-256. Forget the password and not even we can recover it. • Lock the entire app behind a 4-digit PIN and Face ID / Touch ID. • No ads. No data sales. No third-party tracking SDKs. Just you and your money. GLOBAL READY • 60+ currencies supported • Configurable week start (Sunday, Monday, or Saturday — auto-detected from your region) • Custom categories and tags • Localized number and date formatting WHY COINOVA? Most finance apps are either bloated banking aggregators that demand read-access to your bank accounts, or stripped-down trackers that miss the features you actually need. Coinova is the middle ground — powerful enough to replace your spreadsheet, simple enough to use every day, private enough that you don't have to think twice. No subscriptions. No paywalls. No upsells. Built by indie developers at Adverge Studio. Questions, feedback, or feature requests: hello@advergestudio.com Privacy policy: https://advergestudio.com/coinova/privacy/ Terms of service: https://advergestudio.com/coinova/terms/
Screenshots
Verdict
The clearest difference is in-app purchases: Coinova at none against VaultBudget's 3. Coinova also leads on update cadence (every 6 days vs every 3 weeks) and iOS requirement (15.0 vs 17.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. VaultBudget sells 3 in-app purchases, starting at $3.99 per month. Coinova asks for nothing beyond the download.
VaultBudget ships an update every 3 weeks, Coinova every 6 days. The most recent releases landed on September 29, 2026 and September 24, 2026 respectively.
| Parameter | VaultBudget | Coinova |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Wael Inaim | Rishadul Islam |
In-app purchases
VaultBudget
- Premium Monthly$3.991 Month
- VaultBudget Premium Yearly$39.991 Year
- VaultBudget Premium Lifetime$119.99
Coinova
No in-app purchases









