Comparison

VaultBudget vs Luupy

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

VaultBudget

Features
Read full description

VaultBudget is a powerful yet simple personal finance manager designed to help you stay in control of your money. Track your income and expenses, create monthly budgets, and monitor your financial health with a clean and intuitive interface. **Free Features:** β€’ Track income and expenses quickly β€’ Create and manage budgets β€’ View clear financial summaries β€’ Support for multiple currencies β€’ Secure data stored locally on your device β€’ Privacy mode to hide financial amounts β€’ Clean and distraction-free design VaultBudget helps you understand where your money goes and plan your financial future with confidence. Whether you want to control spending, manage budgets, or simply track daily transactions, VaultBudget gives you the tools you need. **Premium Features:** β€’ Unlimited budgets β€’ Advanced charts and detailed reports β€’ Export data and PDF statements **Subscription Options:** β€’ Monthly subscription β€’ Yearly subscription β€’ Lifetime one-time purchase Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged at confirmation of purchase. You can manage or cancel your subscriptions at any time in your Apple ID account settings. Your financial data stays private and secure on your device. Privacy Policy: https://sites.google.com/view/vaultbudget-privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Luupy

Read full description

Luupy is the simplest way to track your subscriptions, bills and recurring payments. Stop being surprised by charges you forgot about β€” and never let a free trial roll into a paid subscription again. HOW MUCH ARE YOU REALLY PAYING EACH MONTH? Most people pay $80–$200 a month in subscriptions they've forgotten. Luupy instantly shows you the monthly, weekly and yearly total of everything you have active β€” so you can decide what stays and what goes. FREE TRIAL GUARDIAN β€” NEW Add a free trial end date to any subscription and Luupy will warn you 3 days before the first real charge. Cancel before you get billed, or keep it on purpose. Either way, the decision is yours, not the app's. CONTRACT END REMINDER β€” NEW (Premium) Telecom, energy, gym and insurance contracts often lock you in for 12–24 months. The day your commitment ends is the best day to renegotiate or switch β€” and most people miss it. Luupy reminds you 30 days before so you have time to compare and save. WHAT YOU CAN DO WITH LUUPY β€’ Add Netflix, Spotify, your gym, mortgage, electricity, water, internet or any recurring payment. β€’ Flexible billing cycles: monthly, weekly, yearly or custom. β€’ Reminders 3 days, 1 day and on the day of every charge. β€’ Clear stats by category, monthly trends and total spending. β€’ Automatic icons for over 3,000 brands. β€’ Mute notifications per subscription with one tap. β€’ Sleek dark mode (Premium). β€’ Cloud sync across all your devices (Premium). LUUPY PREMIUM The free version manages up to 5 subscriptions β€” enough to start. Premium unlocks: β€’ Unlimited subscriptions β€’ Contract End Reminder (Permanencia Tracker) β€’ Custom billing cycles (weekly, yearly, custom interval) β€’ End date on any subscription β€’ Elegant dark mode β€’ Cloud sync across all your devices β€’ Priority customer support Plans: β€’ Weekly: $1.99 / week β€’ Monthly: $5.99 / month (limited-time offer) Payment is charged to your account at confirmation of purchase. Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Manage and cancel anytime from your account settings. PolΓ­tica de privacidad: https://laniakea96.github.io/luupy-support/#privacidad TΓ©rminos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

VaultBudget4 screens
Luupy4 screens

Verdict

The call

The clearest difference is update cadence: Luupy at every 4 days against VaultBudget's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. VaultBudget sells 3 in-app purchases, starting at $3.99 per month and Luupy sells 2 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

VaultBudget ships an update every 3 weeks, Luupy every 4 days. The most recent releases landed on October 25, 2026 and October 20, 2026 respectively.

Scorecard1 real difference Β· 5 level
VaultBudget versus Luupy: the parameters behind the verdict, then further details
ParameterVaultBudgetLuupy
PriceFreeFree
Update frequencyEvery 3 weeksEvery 4 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.616.0 β€” better
Further details β€” not scored
Size12 MB73 MB
Age rating4+4+
DeveloperWael InaimSamuel Parreno Martinez

In-app purchases

3 purchases

VaultBudget

Subscriptions2
  • Premium Monthly$3.991 Month
  • VaultBudget Premium Yearly$39.991 Year
One-time1
  • VaultBudget Premium Lifetime$119.99
2 purchases

Luupy

Subscriptions2
  • Luupy Premium$1.997 Days
  • Luupy Premium$4.991 Month

Questions

Is VaultBudget free?
VaultBudget is free to download, with in-app purchases available.
Is Luupy free?
Luupy is free to download, with in-app purchases available.
Do VaultBudget or Luupy have ads?
Neither VaultBudget nor Luupy shows ads.
Which is updated more often, VaultBudget or Luupy?
VaultBudget ships an update every 3 weeks, and Luupy every 4 days. Most recently, VaultBudget was updated on October 25, 2026 and Luupy on October 20, 2026.

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