Comparison

VaultBudget vs Netlyne

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

VaultBudget

Features
Read full description

VaultBudget is a powerful yet simple personal finance manager designed to help you stay in control of your money. Track your income and expenses, create monthly budgets, and monitor your financial health with a clean and intuitive interface. **Free Features:** โ€ข Track income and expenses quickly โ€ข Create and manage budgets โ€ข View clear financial summaries โ€ข Support for multiple currencies โ€ข Secure data stored locally on your device โ€ข Privacy mode to hide financial amounts โ€ข Clean and distraction-free design VaultBudget helps you understand where your money goes and plan your financial future with confidence. Whether you want to control spending, manage budgets, or simply track daily transactions, VaultBudget gives you the tools you need. **Premium Features:** โ€ข Unlimited budgets โ€ข Advanced charts and detailed reports โ€ข Export data and PDF statements **Subscription Options:** โ€ข Monthly subscription โ€ข Yearly subscription โ€ข Lifetime one-time purchase Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged at confirmation of purchase. You can manage or cancel your subscriptions at any time in your Apple ID account settings. Your financial data stays private and secure on your device. Privacy Policy: https://sites.google.com/view/vaultbudget-privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Netlyne

Features
Read full description

Netlyne is a calm, focused way to watch your net worth grow โ€” one honest monthly check-in at a time. No bank connections. No cloud syncing. No ads. Just a simple, private ledger where you list what you own and what you owe, and let Netlyne do the math. HOW IT WORKS Add your assets โ€” cash, investments, retirement accounts, real estate, vehicles, and more โ€” along with your liabilities, like credit cards, student loans, auto loans, personal loans, and your mortgage. Netlyne instantly calculates your current net worth. Once a month, tap "Log Now" to save a snapshot. Over time, those snapshots become a trend line โ€” the signature view in Netlyne โ€” so you can see exactly how your financial picture has changed, month over month. FEATURES - Net worth at a glance โ€” your total assets, liabilities, and net worth, updated in real time as you edit your entries - Signature trend chart โ€” a clean line chart of your net worth history, with the change since your last snapshot shown at a glance - Goal tracking โ€” set a target net worth and watch a progress ring fill in as you close the gap - Category breakdown โ€” a simple donut chart shows how your assets and liabilities are distributed across categories like cash, investments, retirement, real estate, and more - Monthly history โ€” every snapshot is saved with its own asset and liability breakdown, plus an optional note, so you can look back and remember what changed and why - Multiple currencies โ€” display your numbers in USD, EUR, GBP, CAD, or AUD - Private by design โ€” every number you enter stays on your device. Nothing is uploaded to any server, ever - Export anytime โ€” download your full history as a JSON file whenever you want your own backup WHO IT'S FOR If you've ever wanted a net worth tracker without connecting your bank accounts or handing your financial data to a third party, Netlyne is built for you. It takes about 30 seconds a month to stay on top of your numbers โ€” no budgeting categories to fight with, no subscriptions to track, just the one number that actually summarizes how you're doing: what you own, minus what you owe. Download Netlyne and start your first snapshot today.

Screenshots

VaultBudget4 screens
Netlyne4 screens

Verdict

The call

The clearest difference is in-app purchases: Netlyne at none against VaultBudget's 3. Netlyne also leads on iOS requirement (15.6 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. VaultBudget sells 3 in-app purchases, starting at $3.99 per month. Netlyne asks for nothing beyond the download.

Scorecard2 real differences ยท 4 level
VaultBudget versus Netlyne: the parameters behind the verdict, then further details
ParameterVaultBudgetNetlyne
PriceFreeFree
Update frequencyEvery 3 weeksโ€”
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.6 โ€” better
Further details โ€” not scored
Size12 MB1 MB
Age rating4+4+
DeveloperWael InaimJESSICA SABRIN MCCALLOP

In-app purchases

3 purchases

VaultBudget

Subscriptions2
  • Premium Monthly$3.991 Month
  • VaultBudget Premium Yearly$39.991 Year
One-time1
  • VaultBudget Premium Lifetime$119.99
None

Netlyne

No in-app purchases

Questions

Is VaultBudget free?
VaultBudget is free to download, with in-app purchases available.
Is Netlyne free?
Netlyne is free to download, with no in-app purchases.
Do VaultBudget or Netlyne have ads?
Neither VaultBudget nor Netlyne shows ads.

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