Salaryon vs ECAP

Salaryon brings your income, budget and wealth together, helping you understand your finances today and build a clearer picture of what comes next. Start with what you earn. Understand your take-home pay and what affects it. Build a budget around your real income. See your assets, liabilities and net worth in one place. Explore how your finances could evolve over time. And as life changes, Salaryon changes with you. UNDERSTAND YOUR INCOME Go beyond a basic salary calculator with a detailed breakdown of your pay, tax, National Insurance, pension and more. Salaryon supports a wide range of UK circumstances, including: • PAYE income • Scottish and Welsh taxpayers • Pension contributions and salary sacrifice • Defined benefit pensions • Student Loans and Postgraduate Loans • Bonuses and additional income • Benefits and salary sacrifice • Contractors and IR35 • Self-employed income • Limited company directors • Changes of job and previous income Explore different scenarios and understand how changes to your salary, pension and circumstances could affect what you take home. BUDGET AROUND WHAT YOU ACTUALLY EARN Start with your real take-home pay and build from there. See your needs, wants and savings together, understand where your money is going and explore different ways to balance today with what you want to build for tomorrow. SEE YOUR WEALTH IN ONE PLACE Bring together the bigger picture. Track savings, investments, pensions, property, mortgages, credit and other assets and liabilities to understand your net worth. Explore how your wealth could change over time, model different assumptions and build a clearer view of your longer-term position. LEARN AS YOU GO Personal finance can be complicated. Salaryon helps make it understandable. Learn about tax, pensions, budgeting, investing and other areas of personal finance, then connect what you learn with your own numbers and circumstances. START FREE Salary calculations and Salaryon Learn are free. Use Salaryon to understand your income, explore different scenarios and build your financial knowledge without needing Premium. GO FURTHER WITH SALARYON PREMIUM Premium turns your numbers into something you can build on over time. Unlock budgeting, wealth tracking and projections, saved calculations, personalised insights and the tools to build, revisit and evolve your financial picture as life changes. Choose Monthly or Annual Premium, with a 14-day free trial for eligible new subscribers. Salaryon Premium Monthly: £8.99 per month Salaryon Premium Annual: £69.99 per year Payment will be charged to your Apple Account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current subscription period. You can manage or cancel your subscription through your Apple Account settings. Terms of Use: https://salaryon.com/terms/ Privacy Policy: https://salaryon.com/privacy/ Salaryon is designed for UK personal finance and tax circumstances. Information and projections provided by Salaryon are for informational and educational purposes and do not constitute financial, investment, tax or legal advice.

ECAP: Global Finance, Simplified Manage international payments, foreign exchange and treasury activity through one secure, intuitive app. The ECAP app gives businesses and private clients greater clarity, confidence and control when moving money globally. Access key services, monitor activity and connect with ECAP’s experienced team through a streamlined digital experience. With the ECAP app, you can: • View and manage international payment activity • Access foreign exchange solutions • Monitor transactions and account information • Submit payment instructions securely • Upload and manage supporting documents • Receive updates on transaction progress • Connect directly with the ECAP team ECAP combines institutional expertise with the agility and personal service of a specialist treasury consultancy. Through a trusted network of regulated partners, ECAP helps clients navigate complex international financial requirements with greater simplicity and transparency. Whether you are managing routine payments, international supplier costs, currency exposure or more complex treasury needs, the ECAP app provides a clear and convenient way to stay informed and in control. One relationship. Global financial access.