FinancePal vs Expense Manager

FinancePal is a personal finance planning app built specifically for Indian salaried professionals. Enter your CTC and see your real take-home — after tax, EPF, and every deduction — in seconds. INCOME & TAX - Full FY 2025-26 tax calculation for both New and Old regimes - Automatic regime recommendation — see exactly which regime saves you more and by how much - EPF impact on take-home clearly shown - Surcharge, marginal relief, 87A rebate, and 4% cess — all calculated correctly EXPENSES & SAVINGS - Track monthly expenses by category - Plan one-time future expenses (home, travel, car) by financial year with funding source allocation - See your annual cash savings and wealth created each year INVESTMENTS & PORTFOLIO - Track SIP investments with projected corpus at weighted returns - Enter your starting portfolio — equity, debt, EPF, PPF, gold, real estate - Net worth dashboard with liabilities 20-YEAR WEALTH FORECAST - See your financial life projected 20 years forward - Annual cash flow waterfall — income, expenses, savings, and investments in one view - Portfolio growth by asset class with constituent level detail - Key milestones — set your own income, savings, and portfolio targets and see which year you'll hit them - One-time expenses automatically reduce forecast savings in the right year PRIVACY FIRST - All data stored on your device — nothing sent to any server - Optional iCloud sync to your personal account only - No ads, no analytics, no data collection of any kind FinancePal is free. No subscriptions required to access any core feature.

Take control of your finances like a pro! Whether you want to track your daily expenses, manage your monthly subscriptions, or analyze your spending habits, **Expense Manager** is the ultimate tool to achieve your financial goals. Built with simplicity and privacy in mind, our app works 100% offline, meaning your financial data stays securely on your device. **KEY FEATURES:** **Smart Financial Analytics** Understand where your money goes with beautiful, interactive Pie and Bar charts. Switch between exact amounts and percentages instantly. **Manage Subscriptions & Bills** Never forget a due date! Add your Netflix, rent, or internet bills, and the app will process them automatically every month. **Ultimate Customization** Create unlimited custom Categories, Stores, Income Sources, and even link transactions to specific Persons (e.g., family members). Assign unique colors to everything for a beautiful visual experience. **Advanced Search & Filters** Looking for a specific purchase? Use our powerful filtering system to sort by date, amount, category, or store in seconds. **Custom Currencies** Traveling or working with multiple currencies? Choose from our built-in list or create your own custom currency with its own symbol and 3-letter code. **100% Privacy & Auto-Backups** No sign-up required. Your data is yours. The app automatically backs up your data locally, and you can easily export/import your database as a JSON file to Google Drive or iCloud. **Dark Mode & Multilingual** Beautifully designed Light and Dark themes, with full support for English and Arabic (RTL) languages. Download **Expense Manager** today and start making smarter financial decisions! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/