Comparison

Expense Manager vs Simple Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Manager

Features
Read full description

Take control of your finances like a pro! Whether you want to track your daily expenses, manage your monthly subscriptions, or analyze your spending habits, **Expense Manager** is the ultimate tool to achieve your financial goals. Built with simplicity and privacy in mind, our app works 100% offline, meaning your financial data stays securely on your device. **KEY FEATURES:** **Smart Financial Analytics** Understand where your money goes with beautiful, interactive Pie and Bar charts. Switch between exact amounts and percentages instantly. **Manage Subscriptions & Bills** Never forget a due date! Add your Netflix, rent, or internet bills, and the app will process them automatically every month. **Ultimate Customization** Create unlimited custom Categories, Stores, Income Sources, and even link transactions to specific Persons (e.g., family members). Assign unique colors to everything for a beautiful visual experience. **Advanced Search & Filters** Looking for a specific purchase? Use our powerful filtering system to sort by date, amount, category, or store in seconds. **Custom Currencies** Traveling or working with multiple currencies? Choose from our built-in list or create your own custom currency with its own symbol and 3-letter code. **100% Privacy & Auto-Backups** No sign-up required. Your data is yours. The app automatically backs up your data locally, and you can easily export/import your database as a JSON file to Google Drive or iCloud. **Dark Mode & Multilingual** Beautifully designed Light and Dark themes, with full support for English and Arabic (RTL) languages. Download **Expense Manager** today and start making smarter financial decisions! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Simple Finance

Manage budgets, net worth, investments, and retirement plans in one private space. This app offers a personal assistant, receipt scanning, and collaborative features for partners and family. Track assets, stocks, crypto, and plan for your future without sharing bank credentials.

Highlights
  • Private budget and net worth tracking
  • Investment and crypto monitoring
  • Full retirement planning tools
  • Receipt scanning and fast entry
  • Collaborative budgeting for partners/family
  • Personalized money assistant (Fin)
  • Cross-device support (iPhone, iPad, Mac, Apple Watch)
Features
Read full description

Download now and keep Simple Finance free for life. Rebuilt from the ground up in 3.0, Simple Finance puts budgets, net worth, investments and a full retirement plan in one calm place. No account to create, no bank login. Your data lives on your devices and in your own iCloud. No tracking, no analytics, nothing sold. Most finance apps start by asking for your bank password. This one doesn't. NEW IN 3.1 • Hundreds of polish fixes, plus Undo for deletes and any emoji or Genmoji as a category icon • Tags & Groups, and optional Places & Trips to see where you spend on a map • Smarter rules, edit many transactions at once, and bills every 2 to 12 months MEET FIN A private money assistant on your device. Ask how the month is going and it answers from your real numbers. What you ask never leaves your device. BUDGETS THAT FIT YOUR ACTUAL MONTH • Rings or bars, monthly or annual, with rollover and per-month overrides • Fast entry — scan a receipt, split a transaction, and let recurring bills post themselves • Cover an overspend from another category in one tap, and keep the history of it • A spend curve that knows rent lands on the 1st, so "over pace" means something • Import from a spreadsheet, CSV or OFX/QFX — or just copy the rows and paste SHARE WITH YOUR PARTNER, FAMILY AND FRIENDS • Partner: full two-way sync — you both see and edit the same accounts, transactions, budgets and goals • Family: a read-only summary you control per person, down to the categories you pick • Friends: compare just the numbers you choose — savings rate, budget used, no-spend days, or who has the lowest utility bill • Keep anything private: a category, an account, a goal, a single transaction • It all runs through your own iCloud. Nothing is ever on our servers. NET WORTH, TRACKED PROPERLY • Accounts, investments, crypto, vehicles, real estate and mortgages in one number • History you can scrub, asset allocation, and year-over-year comparisons STOCKS AND CRYPTO • Live prices and charts you can scrub, from one day to all time, with key statistics • Tax lots, cost basis, dividends, and a watchlist for what you don't own yet • See your portfolio against the S&P 500, the Dow and the NASDAQ PLAN YOUR RETIREMENT — BUILT IN A private, full-featured retirement planner. No spreadsheet, no advisor login. • Will your money last for life? See your odds across 500 market simulations and a century of real history — 1929, 1966, 2000 and every year since. • Find your earliest safe retirement age, then model Social Security timing, Roth conversions, RMDs, pensions, rental income, healthcare and one-time life events. • Plan as a couple, kept separate until you combine finances. • Year-by-year projections in today's dollars, plus a multi-page report you can share. ON EVERY DEVICE YOU OWN iPhone, iPad, Apple Watch and a real native Mac app — not a phone app in a window. Your own iCloud keeps them in step, with Home Screen and Lock Screen widgets and a watch complication. STUCK? ASK. A help center with hundreds of answers, and a way to reach a real person without leaving the app. Replies come back inside the app. PRIVATE BY DESIGN • No sign-up, no bank linking, no analytics, no third-party SDKs • Face ID app lock, blur-on-demand, and an app-switcher privacy shield • Demo Mode: show the app to anyone with sample data — your real finances stay hidden • Full JSON backups you own, plus optional weekly iCloud Drive auto-backup RUN A BUSINESS TOO? Clients, jobs, estimates and invoices, a work timer, mileage, crew hours and a Schedule C summary at tax time — kept completely apart from your personal money, with one switch to change which you're looking at. Simple Finance never tracks you, sells or shares your data. Our privacy policy is short, because there's so little to disclose.

Screenshots

Expense Manager4 screens
Simple Finance4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Finance at none against Expense Manager's 3. Expense Manager's advantage is iOS requirement (13.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Manager sells 3 in-app purchases, starting at $1.99 per month. Simple Finance asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Expense Manager versus Simple Finance: the parameters behind the verdict, then further details
ParameterExpense ManagerSimple Finance
PriceFreeFree
Rating—5.0 (7 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—7 — better
Update frequency—Weekly
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, Mac, Apple Watch — better
Requires iOS13.0 — better18.0
Further details — not scored
Size40 MB205 MB
Age rating4+4+
DeveloperFahd AljazmatiSimple Finance LLC

In-app purchases

3 purchases

Expense Manager

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Yearly$19.991 Year
One-time1
  • Pro Lifetime Access$49.99
None

Simple Finance

No in-app purchases

Questions

Is Expense Manager free?
Expense Manager is free to download, with in-app purchases available.
Is Simple Finance free?
Simple Finance is free to download, with no in-app purchases.
Do Expense Manager or Simple Finance have ads?
Neither Expense Manager nor Simple Finance shows ads.

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