Roommate Bill Splitter vs TipChip

Stop losing track of who owes what. Split handles every household expense - rent, groceries, utilities, takeout, fees - calculates running balances instantly, and finds the simplest path to settle up. Whether you lend money to a roommate or borrow to cover a shared bill, Split keeps an honest ledger of every transaction. KNOW YOUR BALANCES INSTANTLY Your home screen shows your net balance with each roommate the moment you open the app. Green means you are owed. Red means you owe. Live, automatic, no mental math required. TRACK EVERY EXPENSE IN SECONDS Log any tab or household expense in under 5 seconds. Choose equal splits, custom amounts, or percentage dues - you decide how costs are divided. Every category covered: food, transport, home, utilities, health, entertainment. THE SMARTEST WAY TO SETTLE UP Split's algorithm minimizes the number of payments needed. Instead of a tangled web of IOUs, you get a clear settlement ledger: "Jake pays Sarah $48, Sarah pays Alex $23." No back-and-forth. No forgotten owing. BUILT FOR REAL HOUSEHOLDS - Up to 3 roommates free, up to 8 with Pro - Recurring bills for rent, utilities, and subscriptions - Full balance history and settlement records - Works completely offline - no internet required - Search and filter your expense history SPLIT PRO - THE FULL EXPERIENCE Upgrade to unlock everything: - AI Roommate Advisor - smart suggestions for fair bill splits - Expense analytics with monthly breakdowns and charts - Unlimited roommates (up to 8) - Unlimited recurring bills - Receipt photo attachments - CSV export for your records - Custom app icons YOUR DATA, YOUR CONTROL Everything stays on your device with iCloud sync. No account required. No ads. No selling your data. Delete all your data anytime from the Profile tab. Sign in with Apple for optional personalization - no password, no email required. Download Split free. See exactly who owes what - before you decide to go Pro. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Split any check in about a minute — no math, no group chat, no awkward reminders. SCAN, DON'T TYPE Point your camera at the receipt. TipChip reads the items, prices, tax, and tip right on your phone — nothing is uploaded anywhere to do it. Bad angle or a blurry shot? Fix any line with two taps before you move on. EVERYONE PICKS THEIR OWN TIP This is the one thing every other bill-splitting app gets wrong: they force the whole table onto a single tip percentage. TipChip doesn't. One person tips 22%, another tips 18%, and nobody has to explain why in the group chat. Quick presets (18/20/22%) or a custom amount, per person, every time. ASSIGN ITEMS IN SECONDS One page per person: tap what they had, then move on to the next. Shared appetizer? Everyone who had a bite taps it on their own page, and TipChip splits that line evenly among just them. SETTLE UP, YOUR WAY When everyone's done, TipChip shows exactly who owes what — broken down by items, tax, and their own tip. Copy any person's share, or share it straight to whatever app you already pay each other with. Or send a clean summary card as an image. TIPCHIP NEVER TOUCHES YOUR MONEY No account to create, no balance to hold, no fees. TipChip works out the split; sending it is yours to do, in the app you already use — your card and bank details never pass through TipChip at all. WORKS OFFLINE The camera, the math, and the split all happen on your phone. No signal at the table? No problem — TipChip only needs a connection when you're ready to share. PAST CHECKS Every settled check is saved automatically so you can look back at what a night out actually cost — no extra "save" button, no extra step. TipChip is built for the moment the check hits the table: fast enough that nobody's phone is out for more than a minute, and fair enough that nobody's stuck footing someone else's tip.