Kozeni vs ShiftPay

Kozeni is a private expense and income tracker. Log what you spend, see where it goes, and keep a budget. No subscription, no account, no ads. LOG IN A FEW TAPS Add a transaction with a clean keypad. Give it a category, a note if you want, and move on. Notes you've used before come up as suggestions. Income works the same way, so both sides of your money live in one place. RECURRING ENTRIES Mark rent, a paycheck, or a subscription as daily, weekly, every two weeks, or monthly, and it adds itself when it's due. Overview shows what's coming up in the next 7 days, and Settings lists every recurring item so you can stop one whenever you like. AUTOMATIC WITH SHORTCUTS Set up a Shortcuts automation and Apple Pay purchases land in Kozeni as you make them. Smart category files each one with past entries that share its note, and with Apple Intelligence it can pick a category for a note it hasn't seen. You can also log a transaction or start a new entry from Siri and Shortcuts. SEARCH Find any entry by its note or amount, then narrow it down by type, category, or date. Kozeni adds up what the results spent and earned. INSIGHTS Charts break down spending and income by week, month, or year, and by category. Tap any point or bar to jump to the transactions behind it. On devices with Apple Intelligence, Kozeni writes a few plain-English observations about each period. They are generated on your iPhone or iPad, not sent to a server. BUDGETS Set a weekly, monthly, or yearly budget for any category, or one that covers everything. Kozeni shows how much you have used and how much you have left, and points out the budgets that are close to or over their limit. CATEGORIES Make your own categories with an icon and a color. Entries without one wait in a list of their own, ready to sort. REMINDERS Get a daily nudge to log your spending at a time you choose, and a heads-up when a recurring item is due. RECENTLY DELETED Deleted entries stay for 7 days, so you can swipe to bring one back. PRIVATE BY DEFAULT Your data stays on your devices and can sync with iCloud. There is no Kozeni account and no third-party server. Export your transactions, categories, and budgets as CSV whenever you want, and import them back or bring in a file from another app. WIDGETS Small and medium Home Screen widgets show your net, income, or expenses for the week, month, or year, without opening the app. IPHONE AND IPAD Kozeni works on iPhone and iPad, upright or on its side. ONE PURCHASE, NO SUBSCRIPTION Kozeni is free to download, with no ads and no account. Everything above is free for everyone. Kozeni Pro is a single purchase that unlocks every color in Theme: all 15 accent colors, four more palettes for income, expenses, and budget status, and any hue for the glow at the top in dark mode. With Family Sharing, up to five family members get it too.

ShiftPay is a private shift calendar and gross-pay estimator for hourly workers. Record your schedule, understand how each total was calculated, and compare your estimate with the pay stub you received. PLAN SHIFTS YOUR WAY • Add shifts in seconds • Reuse templates or paint shifts across multiple days • Build repeating rotations such as 2-2-3, Pitman, DuPont, or custom cycles • Import a posted schedule from a photo with on-device text recognition • View upcoming work in Home Screen, Lock Screen, and Apple Watch widgets ESTIMATE EXPECTED GROSS PAY • Track regular hours, unpaid breaks, tips, differentials, and overtime • See a transparent line-by-line calculation • Use U.S. federal and state overtime presets, or build custom rules for your own country • Review monthly, quarterly, and year-to-date earnings COMPARE PAYCHECKS Enter or scan a pay stub and compare it with ShiftPay’s saved estimate. ShiftPay helps you spot differences worth reviewing without claiming to provide payroll, tax, or legal advice. PRIVATE BY DEFAULT No ShiftPay account is required. Schedule and pay information stays on your device. Schedule photos are processed on-device. Optional private iCloud sync stores a copy in your private CloudKit database. Optional analytics and crash reporting remain off until you enable them. FREE AND PRO The calendar, unlimited shifts, templates, rotations, paint mode, pay estimates, CSV export, and one schedule import are free. ShiftPay Pro adds multiple jobs, supported state overtime presets, unlimited schedule scans, saved paycheck comparisons, long-range statistics, calendar and PDF export, and private iCloud sync. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. A lifetime purchase is also available. Prices and trial eligibility are shown by the App Store. Important: ShiftPay provides estimates based on information you enter. Your employer and official pay statement remain authoritative. The app interface is currently available in English. Terms: https://shiftpay-ff58e.web.app/terms Privacy: https://shiftpay-ff58e.web.app/privacy Support: https://shiftpay-ff58e.web.app/support