Money Tree vs ShiftPay

Money Tree turns everyday money management into a habit you'll actually keep. Connect your bank securely, then let budgets, goals, and streaks turn small daily decisions into real progress. SEE YOUR MONEY CLEARLY • Safe to Spend: one number that tells you what's truly spendable today, after upcoming bills, budgets, and your buffer • Cash-flow forecast: see the next 30 days before they happen • Spending insights and subscription radar: see where money goes and catch forgotten subscriptions • Net worth and income tracking BUILD THE HABIT • Daily streaks, XP, and coins that reward showing up • Budgets with smart suggested limits • Savings goals with milestone rewards, for a down payment, a vacation, or paying off a card • Round-ups: track the spare change from every purchase toward a goal SECURE BY DESIGN • Bank connections through regulated open banking: Australia's Consumer Data Right, and Plaid in the United States and Canada • Read-only access, so we can never move your money • Disconnect a bank or delete your account and data at any time, in the app MONEY TREE PLUS (optional subscription) Always-on premium insights, smart budget suggestions, unlimited bank connections, 12 months of history, a monthly coin allowance and streak insurance. 14-day free trial. Billed to your Apple ID; cancel anytime in Settings. Money Tree is a personal-finance tool, not financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.doalier.com/moneytree/privacy.html

ShiftPay is a private shift calendar and gross-pay estimator for hourly workers. Record your schedule, understand how each total was calculated, and compare your estimate with the pay stub you received. PLAN SHIFTS YOUR WAY • Add shifts in seconds • Reuse templates or paint shifts across multiple days • Build repeating rotations such as 2-2-3, Pitman, DuPont, or custom cycles • Import a posted schedule from a photo with on-device text recognition • View upcoming work in Home Screen, Lock Screen, and Apple Watch widgets ESTIMATE EXPECTED GROSS PAY • Track regular hours, unpaid breaks, tips, differentials, and overtime • See a transparent line-by-line calculation • Use U.S. federal and state overtime presets, or build custom rules for your own country • Review monthly, quarterly, and year-to-date earnings COMPARE PAYCHECKS Enter or scan a pay stub and compare it with ShiftPay’s saved estimate. ShiftPay helps you spot differences worth reviewing without claiming to provide payroll, tax, or legal advice. PRIVATE BY DEFAULT No ShiftPay account is required. Schedule and pay information stays on your device. Schedule photos are processed on-device. Optional private iCloud sync stores a copy in your private CloudKit database. Optional analytics and crash reporting remain off until you enable them. FREE AND PRO The calendar, unlimited shifts, templates, rotations, paint mode, pay estimates, CSV export, and one schedule import are free. ShiftPay Pro adds multiple jobs, supported state overtime presets, unlimited schedule scans, saved paycheck comparisons, long-range statistics, calendar and PDF export, and private iCloud sync. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. A lifetime purchase is also available. Prices and trial eligibility are shown by the App Store. Important: ShiftPay provides estimates based on information you enter. Your employer and official pay statement remain authoritative. The app interface is currently available in English. Terms: https://shiftpay-ff58e.web.app/terms Privacy: https://shiftpay-ff58e.web.app/privacy Support: https://shiftpay-ff58e.web.app/support