Comparison

UStocks Steward vs Netlyne

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

UStocks Steward

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Want a clearer view of your US stock investments? "UStocks Steward" is an asset management tool specifically designed for US stock investors. With intuitive visual charts and precise historical record management, you can keep track of every trade and every cent of your dividends. Core Features Intuitive Asset Allocation Pie Chart Visualization: Understand your stock weightings at a glance to help balance your portfolio. Dashboard Overview: Integrated market value, daily gain/loss, and cumulative returnsβ€”let the data speak for itself. Comprehensive Holding Records Trade Management: Easily log every detail of your buy and sell transactions. Dividend Tracking: Automatically record cash dividends and track your passive income sources. Stock Lending Income: Exclusive support for recording US stock lending returnsβ€”every small gain counts. Corporate Actions: Perfectly handles stock splits and mergers to ensure your holding quantities remain 100% accurate. Secure Backup & Restore Local Data Export: Support for exporting private backup files (.uss). Your personal investment data stays under your control. Instant Recovery: Switching phones is hassle-free; simply import your previous records with ease. App Highlights Minimalist Design: No complex navigation, focusing purely on your core financial data. Privacy Protection: Streamlined data with local backup support to safeguard your investment privacy. Tailored for US Stocks: Optimized for unique US stock tax rates and lending mechanisms to fit your investment details. Multi-Currency Conversion: Support for AUD, CAD, CHF, CNY, EUR, GBP, HKD, TWD, JPY, NZD, SEK, SGD, THB, and ZAR. View your net worth in your preferred currency effortlessly. Privacy Policy: https://ivory-curiosity-504.notion.site/Privacy-Policy-and-Related-Information-of-UStocks-Steward-326e859e336a805e9277c965f7a39cb2 Terms of Use (EULA): https://ivory-curiosity-504.notion.site/End-User-License-Agreement-EULA-of-UStocks-Steward-326e859e336a8037a767e5fcaa178037

About

Netlyne

Features
Read full description

Netlyne is a calm, focused way to watch your net worth grow β€” one honest monthly check-in at a time. No bank connections. No cloud syncing. No ads. Just a simple, private ledger where you list what you own and what you owe, and let Netlyne do the math. HOW IT WORKS Add your assets β€” cash, investments, retirement accounts, real estate, vehicles, and more β€” along with your liabilities, like credit cards, student loans, auto loans, personal loans, and your mortgage. Netlyne instantly calculates your current net worth. Once a month, tap "Log Now" to save a snapshot. Over time, those snapshots become a trend line β€” the signature view in Netlyne β€” so you can see exactly how your financial picture has changed, month over month. FEATURES - Net worth at a glance β€” your total assets, liabilities, and net worth, updated in real time as you edit your entries - Signature trend chart β€” a clean line chart of your net worth history, with the change since your last snapshot shown at a glance - Goal tracking β€” set a target net worth and watch a progress ring fill in as you close the gap - Category breakdown β€” a simple donut chart shows how your assets and liabilities are distributed across categories like cash, investments, retirement, real estate, and more - Monthly history β€” every snapshot is saved with its own asset and liability breakdown, plus an optional note, so you can look back and remember what changed and why - Multiple currencies β€” display your numbers in USD, EUR, GBP, CAD, or AUD - Private by design β€” every number you enter stays on your device. Nothing is uploaded to any server, ever - Export anytime β€” download your full history as a JSON file whenever you want your own backup WHO IT'S FOR If you've ever wanted a net worth tracker without connecting your bank accounts or handing your financial data to a third party, Netlyne is built for you. It takes about 30 seconds a month to stay on top of your numbers β€” no budgeting categories to fight with, no subscriptions to track, just the one number that actually summarizes how you're doing: what you own, minus what you owe. Download Netlyne and start your first snapshot today.

Screenshots

UStocks Steward4 screens
Netlyne4 screens

Verdict

The call

The clearest difference is ads: Netlyne at none against UStocks Steward's shown. Netlyne also leads on iOS requirement (15.6 vs 17.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Β· 4 level
UStocks Steward versus Netlyne: the parameters behind the verdict, then further details
ParameterUStocks StewardNetlyne
PriceFreeFree
Update frequencyDailyβ€”
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhoneiPhone, iPod β€” better
Requires iOS17.615.6 β€” better
Further details β€” not scored
Size8 MB1 MB
Age rating4+4+
DeveloperYU-CHUN CHENJESSICA SABRIN MCCALLOP

In-app purchases

None

UStocks Steward

No in-app purchases

None

Netlyne

No in-app purchases

Questions

Is UStocks Steward free?
UStocks Steward is free to download, with no in-app purchases.
Is Netlyne free?
Netlyne is free to download, with no in-app purchases.
Do UStocks Steward or Netlyne have ads?
UStocks Steward shows ads; Netlyne does not.

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