Comparison

Mahfazati vs Masareef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mahfazati

Features
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Take control of your money with Mahfazati! The easiest way to track your daily expenses and manage your monthly salary. Features: • Record expenses manually or via bank SMS • Track your salary — see what's left in real time • Installments — car, property, personal loans with early payment • Monthly bills — electricity, internet, telecom • Credit cards — track balance and due dates • Budget — set limits per category • Debts — track money owed to and from you • Savings goals — set targets and track progress • Trips — track expenses per trip • Monthly reports with charts • Salary plan — 50/30/20 or customize your own • PDF export Supports Arabic and English. Free version includes all basic features. Subscribe to Pro for unlimited cards, budgets, and installments! Annual subscription: 49.99 SAR/year with free trial. Terms of Use: https://yousefalotaibi1.github.io/mahfazati-policy/terms.html Privacy Policy: https://yousefalotaibi1.github.io/mahfazati-policy/privacy-policy.html

About

Masareef

Features
Read full description

Masareef is a fast, private expense tracker that does the boring part for you. Most money apps make you type in every purchase, and after a week you stop. Masareef turns your bank's SMS alerts into transactions. Set it up once and bank texts are caught even while the app is closed, then filed when you open it. It works offline once you're signed in, and your financial data never reaches an analytics service. AUTOMATIC SPENDING CAPTURE • A guided one-time setup walks you through a Shortcuts automation • A banner tells you when a bank text is caught • On iOS 27 and later, a second automation can catch your bank app's alerts too • Payments, transfers, top-ups, ATM cash and income, each to the right wallet or card • Or share a bank message, or import a CSV, Excel or PDF statement • Review first, or let confident ones post on their own, with undo WORKS WITH YOUR BANK Recognises payment alerts from 1202 banks, wallets and payment apps, including: • Egypt — NBE, Banque Misr, CIB, QNB Alahli, Banque du Caire, AAIB, Bank of Alexandria, HSBC, ADIB, Al Baraka, aiBANK • Egypt wallets — InstaPay, Vodafone Cash, Orange Cash, e& Cash, WE Pay, Fawry, Telda, ValU, Meeza, Contact • Saudi Arabia — Al Rajhi, SNB, Riyad Bank, SAB, Alinma, Albilad, Bank Aljazira, stc pay, urpay • Gulf & MENA — Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, NBK, QNB, Arab Bank Masareef is an independent app, not affiliated with or endorsed by any bank or wallet listed, and it never asks for your banking password. ADD IN SECONDS • Type it in plain words, English or Arabic: "coffee 45, taxi 80" logs both • Or hold the + and say it, in Arabic or English YOUR DAY • An 8:30 brief: what you can spend today and the bills due, with your streak on Home • Pin the seven tools you use most to Home • Ask about your money, answered on your phone. Coach says what to do next (Pro) WIDGETS & SIRI • Home and Lock Screen widgets for today's spending and safe-to-spend; budget, goal and quick-log widgets (Pro) • Siri in English and Arabic, plus Control Center and Action button shortcuts WALLETS & NET WORTH • Cash, bank and mobile wallets side by side, in any country and currency • One total across every wallet, with a six-month trend • Wallets in another currency, plus gold, silver, shares and funds in one net worth (Pro) BUDGETS & PLANNING • Category budgets that warn you at 80% and over the limit • A monthly target that says what's safe to spend today; your month can start on payday • Savings goals, money owed, installments and gam'eyas, and zakat worked out for you • Plan: a split for your income and where it leads in 5, 10 and 20 years (Pro) SUBSCRIPTIONS & INSIGHTS • Subscriptions found in your history, with yearly cost and price rises flagged • Recurring rent, salary and bills post on schedule • Where it went: every category ranked, plus double charges and refunds • Trends, merchants, unusual charges, cash flow and your money story (Pro) COMPARE PRICES • Scan a barcode to see prices near you, each with its source and date PRIVATE & BACKED UP • A free account (email, Google or Apple sign-in) unlocks the app and backs up your data for a new phone • Data syncs only to your own account, and Face ID can lock the app • No ads, no data selling, and no financial data in analytics, ever • AI features (Pro) run only when you ask, and never see your whole ledger MASAREEF PRO Free includes 25 automatic captures a month and everything above not marked Pro. Pro adds unlimited capture, receipt photos and warranty reminders, trips, a shared ledger, sync on all your phones, Google Drive backup, CSV export, statements for any dates, and AI that reads the alerts Masareef couldn't. Pro is a monthly or yearly subscription that renews until cancelled in your App Store settings, or a one-time lifetime purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vette1123.github.io/masareef-privacy/

Screenshots

Mahfazati4 screens
Masareef4 screens

Verdict

The call

Mahfazati and Masareef are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mahfazati sells 1 in-app purchase, starting at $14.99 per year and Masareef sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

ScorecardNo meaningful differences
Mahfazati versus Masareef: the parameters behind the verdict, then further details
ParameterMahfazatiMasareef
PriceFreeFree
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size15 MB101 MB
Age rating4+4+
DeveloperYousef AlotaibiMohamed Gado

In-app purchases

1 purchases

Mahfazati

Subscriptions1
  • Pro3 Days trial$14.991 Year
3 purchases

Masareef

Subscriptions2
  • Pro Monthly: Expense Tracker$4.991 Month
  • Pro Yearly: Expense Tracker$29.991 Year
One-time1
  • Pro Lifetime: Expense Tracker$99.99

Questions

Is Mahfazati free?
Mahfazati is free to download, with in-app purchases available.
Is Masareef free?
Masareef is free to download, with in-app purchases available.
Do Mahfazati or Masareef have ads?
Neither Mahfazati nor Masareef shows ads.
Which is updated more often, Mahfazati or Masareef?
Mahfazati ships an update every 2 days, and Masareef every 2 days. Most recently, Mahfazati was updated on October 15, 2026 and Masareef on October 24, 2026.

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