DaySpend vs Billy
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
DaySpend
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Most expense apps feel like homework. DaySpend doesn't. Snap a receipt or just say what you spent โ AI captures it in 3 seconds. Subscriptions, cards and budgets live alongside, so you always know where your money goes. No bank login. No account. SMART CAPTURE - AI Receipt Scanner โ Point your camera at any receipt. DaySpend reads the total, merchant and date in seconds. - Voice Capture โ Just say "coffee five fifty" and you're done. Speak naturally in any of 15 languages, AI fills in the rest. - Apple Pay Auto-Capture โ A Shortcut saves contactless payments to DaySpend without opening the app. MONEY YOU FORGET YOU'RE SPENDING - Subscriptions & recurring bills โ Netflix, Spotify, gym, rent. See what renews next and how much it really costs you per year. - Cards & payment methods โ Log spending by card or cash. See which card you actually use most. - Daily & per-category budgets โ Real-time progress bars. Never overspend by accident. KNOW YOUR HABITS - Beautiful statistics โ Daily, weekly, monthly and yearly breakdowns with editorial-quality charts. - 10+ categories โ Food, Transport, Shopping, Entertainment, Health, Home, Subscriptions, Work, Travel and more. - Streaks & achievements โ Build the habit and stay consistent. - Multi-currency โ Switch currencies on the fly. Perfect for travel. - Export โ CSV or PDF anytime, for your records or spreadsheets. BUILT WITH CARE - Biometric lock โ Face ID, Touch ID or PIN. - Dark & light mode โ Material 3 design that adapts to your system. - 15 languages โ English, Spanish, French, German, Italian, Portuguese, Chinese, Japanese, Turkish, Dutch, Swedish, Indonesian, Vietnamese, Korean, Hindi. DAYSPEND PREMIUM Unlock the full power: - Unlimited AI receipt scans and voice captures - Unlimited subscriptions, cards and budgets - Advanced statistics and insights - Smart spending notifications - Priority access to new features Plans monthly or yearly. Try free, cancel anytime. PRIVACY FIRST Your expenses live on your device. No account required. Receipts and voice clips are sent to our AI only to read the amount, then discarded โ never sold, never used for ads. Download DaySpend and finally know where your money goes. Terms of Use: https://cantelabs.com/dayspend/terms Privacy Policy: https://cantelabs.com/dayspend/privacy
Billy
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Billy reads your receipt and works out exactly what each person owes โ including tax and service โ so nobody argues and nobody gets short-changed. Scan the receipt. Tap who ordered what. Send everyone their share. SCANNING THAT STAYS ON YOUR PHONE Point your camera at the receipt and Billy reads the items using Apple's on-device text recognition. No AI service, no server, no upload. The photo never leaves your phone and is not kept. Because paper receipts are creased, faded and inconsistent, every scan opens a review screen first. Fix a name, correct a price, untick anything that isn't an item, add whatever was missed. Only what you confirm reaches the bill. TAX AND SERVICE, DONE PROPERLY Restaurants price two different ways, and Billy supports both. If menu prices exclude tax and service, they're added to the subtotal and split in proportion to what each person ordered โ so the person who had the expensive main pays more of the service, which is only fair. If prices already include them, nothing is added twice. SPLIT HOWEVER IT ACTUALLY HAPPENED Assign an item to one person, to a few who shared it, or to everyone. Anything left unassigned is split equally and flagged, so you never accidentally leave something out. Quantities, discounts, tips and delivery are all handled. THE MATHS ALWAYS ADDS UP Money is handled in whole piastres and leftover pennies are handed out one at a time, never rounded away. Each person's share is exact, and the shares always total the bill. SHARE IN ONE TAP Send each person their own itemised share, or the whole breakdown, through WhatsApp, Messages or anything else on your phone. GROUPS AND HISTORY Save the people you split with often and every new bill starts with them already added. Past bills stay on your phone, ready to reopen and check. ENGLISH AND EGYPTIAN ARABIC Switch language in one tap, with full right-to-left layout. The receipt reader handles Arabic receipts and Arabic-Indic numerals too. CURRENCY CONVERTER Over 160 currencies for when you're travelling, cached on your device so it still works with no signal, and always dated so you know how current the rate is. DON'T FORGET YOUR THINGS Keep a list of what you always leave behind โ bottle, ID, keys โ and get a reminder as you head out the door. PRIVATE BY DESIGN No account. No sign-up. No analytics, no advertising, no tracking. Your bills live on your phone and nowhere else.
Screenshots
Verdict
The clearest difference is in-app purchases: Billy at none against DaySpend's 2. Billy also leads on ads (none vs shown). DaySpend's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. DaySpend sells 2 in-app purchases, starting at $2.99 per month. Billy asks for nothing beyond the download.
| Parameter | DaySpend | Billy |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | โ |
| Ads | Yes | No โ better |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 13.0 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 54 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Sneyder Cante | Mariam Eskander |
In-app purchases
DaySpend
- DaySpend Premium$2.991 Month
- DaySpend Premium7 Days trial$19.991 Year
Billy
No in-app purchases









