Basic Checkbook vs Reshta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Basic Checkbook
A simple, offline digital checkbook register that tracks all your transactions and updates your balance instantly. Manage multiple accounts and easily reconcile with your bank statements.
- Running balance updates
- Transaction logging (deposits, withdrawals, checks, transfers)
- Bank statement reconciliation
- Search and filter transactions
- Multiple account management
- CSV export
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Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only show transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal register where you log every dollar as you spend it, across checking, savings, credit cards, and brokerage accounts, so your running balance is always accurate, up to date, and yours. No bank logins. No credentials on anyone's server. Just a fast, private register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See every account's combined total at the top, with card debt subtracted • See any month at a glance, free: money in, money out, your net, and your biggest expense • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it • Add a transaction from your home screen with the Quick Add widget • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance a statement step by step • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and reuse any tag with one tap • Filter by type or status and search your whole register by payee, amount, memo, or tag • Schedule bills and income every 1 to 4 weeks, twice a month, monthly by date or weekday, quarterly, or yearly, with reminders, and skip one • Set a low balance warning and get a notice two days before a scheduled bill takes the balance under it • Earn interest on savings: choose the day it posts each month, and see the total at a glance • Track a brokerage account, 401(k) or IRA by its value: type it, paste it, scan a screenshot, or ask Siri, and Checkbook writes the gain or loss, keeps what you put in separate, shows your return, and reminds you to update it • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free • Back up your entire register to a file and restore it anytime • Lock the app with Face ID, Touch ID, or a passcode BASIC CHECKBOOK PREMIUM Two ways to upgrade: Lifetime Premium, a single purchase that never renews and never expires, or a yearly plan if you prefer it. Both unlock: • Unlimited accounts: keep checking, savings, credit cards, brokerage, and more in one place • Your accounts over time: tap the total and see how they have moved, month by month, with a tile for each one • Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF • Payoff plan: set a monthly payment on any credit card and see the payoff date and what the interest will cost • Projected balance: where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons • Monthly PDF statements: clean, bank-style statements for any date range • CSV import and export: bring your history in, or take it anywhere • Color themes and app icons: premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank or your brokerage. It never reads your transactions or stores your credentials anywhere. It's your ledger: private, accurate, and completely yours. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Reshta
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Track your money by dragging one category onto another. Reshta puts your income, accounts, and expenses on one screen. With Reshta Pro, sync in real time across devices using the same account, whether you manage your money on your own or together. Your data is stored on your device, so you can start tracking your money right away, even without an account or an internet connection. HOW IT WORKS • Drag an income category onto an account to record income. • Drag an account onto an expense category to record spending. • Drag one account onto another to record a transfer between accounts. Income and expense totals reset each month. Account balances carry over. FEATURES • Choose from 43 currencies and set a currency for each category. Reshta converts amounts using current exchange rates, or you can enter both amounts yourself. • Add, subtract, multiply, and divide directly in the amount field. • Add notes and color tags, and choose any date and time for each transaction. • View income, expenses, net totals, and balances by day, week, month, quarter, or year, with breakdowns by category. • Make Reshta yours with 380 icons and light and dark themes. • Archive categories you no longer use. PRIVATE BY DESIGN • No ads, no tracking, and no connection to your bank. • Protect the app with Face ID or your passcode. • Back up and restore your data, export to CSV, or delete all your data at any time. RESHTA PRO • Sync in real time across devices using the same Reshta account—whether you manage your money on your own or together. • Create unlimited categories. The free plan includes 5 of each type. Reshta Pro is available as an auto-renewing monthly or annual subscription. Privacy Policy: https://reshta.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Basic Checkbook at every 2 days against Reshta's every 10 days. Basic Checkbook also leads on iOS requirement (17.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Basic Checkbook sells 2 in-app purchases, starting at $23.99 per year and Reshta sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Basic Checkbook ships an update every 2 days, Reshta every 10 days. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.
| Parameter | Basic Checkbook | Reshta |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 2 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 27 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Sean Trapani | MYKYTA SOLOVIOV |
In-app purchases
Basic Checkbook
- Annual Premium$23.991 Year
- Lifetime Premium$59.99
Reshta
- Monthly7 Days trial$1.991 Month
- Annual7 Days trial$11.991 Year
Questions
Is Basic Checkbook free?
Is Reshta free?
Do Basic Checkbook or Reshta have ads?
Which is updated more often, Basic Checkbook or Reshta?
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