Basic Checkbook vs Checkbook Register

Your bank app shows what cleared. Basic Checkbook shows what's real. Most banking apps only show transactions that have already posted, not the check you wrote yesterday, the bill that hits Friday, or the withdrawal you made this morning. Basic Checkbook is a personal register where you log every dollar as you spend it, across checking, savings, credit cards, and brokerage accounts, so your running balance is always accurate, up to date, and yours. No bank logins. No credentials on anyone's server. Just a fast, private register that works the way a checkbook always has, only better. WHAT YOU CAN DO • Log purchases, deposits, bills, withdrawals, checks, credits, and transfers as they happen • Watch your true running balance update with every entry • See every account's combined total at the top, with card debt subtracted • See any month at a glance, free: money in, money out, your net, and your biggest expense • Track credit cards alongside your bank accounts: what you owe, the credit you have left, your APR, and the day payment is due • See how much of a card's limit you are using, so you know when a balance is creeping up • Decide what interest costs you: your card shows a projected charge on its due day, and you accept, adjust, or skip it • Add a transaction from your home screen with the Quick Add widget • Add a transaction hands-free with Siri, the Shortcuts app, or Spotlight • Mark items cleared one at a time, fly through a statement with Quick Reconcile, or balance a statement step by step • Void a canceled or torn-up check and keep it on the record while the money returns to your balance • Tag transactions with as many labels as you like, and reuse any tag with one tap • Filter by type or status and search your whole register by payee, amount, memo, or tag • Schedule bills and income every 1 to 4 weeks, twice a month, monthly by date or weekday, quarterly, or yearly, with reminders, and skip one • Set a low balance warning and get a notice two days before a scheduled bill takes the balance under it • Earn interest on savings: choose the day it posts each month, and see the total at a glance • Track a brokerage account, 401(k) or IRA by its value: type it, paste it, scan a screenshot, or ask Siri, and Checkbook writes the gain or loss, shows your return, and reminds you to update it • Scan a check or receipt to fill in the details automatically • Track a different currency per account • Keep every account in sync across your devices with iCloud, free • Back up your entire register to a file and restore it anytime • Bring your history from another checkbook app: import its QIF or CSV file, free • Lock the app with Face ID, Touch ID, or a passcode BASIC CHECKBOOK PREMIUM Two ways to upgrade: Lifetime Premium, one purchase that never renews or expires, or a yearly plan. Both unlock: • Unlimited accounts: keep checking, savings, credit cards, brokerage, and more in one place • Your accounts over time: tap the total and see how they have moved, month by month, with a tile for each one • Full Monthly Recap: the tags and payees you spent the most on, plus save any month as a PDF • Payoff plan: set a monthly payment on any credit card and see the payoff date and what the interest will cost • Projected balance: where your balance is headed from your scheduled and recurring activity • Receipt photos: attach a receipt to the transaction it belongs to • Spending analytics: charts, trends, budgets, and period comparisons • Monthly PDF statements: clean, bank-style statements for any date range • CSV export: take your history anywhere • Color themes and app icons: premium palettes and home-screen icons Basic Checkbook doesn't connect to your bank or your brokerage. It never reads your transactions or stores your credentials anywhere. It's your ledger: private, accurate, and completely yours. Privacy Policy: https://basicapps.tech/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your bank shows what has cleared. Your register also counts the checks and payments still pending, so you know what is really available. Checkbook Register keeps those balances separate and helps you match your records to a statement, without connecting your bank. YOUR ENTRIES FIRST Open directly to your entries below a compact balance and search. Tap Pending or Cleared to change status, with Undo if you need it. Keep the transaction date separate from the clearing date, correct a clearing date, and see the status history in entry details. A REGISTER THAT FITS YOU Choose six accent colors and System, Light or Dark appearance. Switch between Register and Overview, arrange the overview cards, and choose compact or comfortable rows. Show the running balance, category, check number and status dates you need. SIMPLE OR STATEMENT MODE Simple mode keeps everyday Pending and Cleared controls in view. Statement mode adds reconciliation: tick matching entries, investigate the difference and close the statement when it reaches zero. Changing modes preserves your records and statement history. Completed statements keep matched entries locked until deliberately reopened. RECEIPTS WITH YOUR RECORDS Attach receipt images or PDFs from Camera, Photos or Files. Preview, share or remove them from entry details. Each entry supports up to 10 attachments, 20 MB each. Files stay on your device; there is no OCR or cloud upload. THE REST OF YOUR REGISTER - Multiple accounts and linked transfers - Running balances and payee search - A cushion, low-balance limit and seven-day forecast - Recurring entries that post only when you choose - CSV import with a preview and CSV export with running balances - Verified full backups, with optional encryption, including receipts and status history - Optional Face ID or device-passcode protection TRY 30 TRANSACTIONS New customers can try every feature with 30 successfully saved transactions, with no time limit. A transfer counts once. CSV imports and posted recurring entries use the same lifetime allowance; deleting entries does not refill it. An opening balance does not count. After the allowance, Pro is required to add transactions, accounts or recurring rules. You can always view, search, correct, clear and reconcile existing entries, manage their receipts, export, back up and restore. Earlier-version customers retain permanent Pro access, including these improvements. Restore Purchases is in Settings. YOUR FINANCIAL RECORDS STAY LOCAL No sign-in, bank connection, advertising, analytics or tracking. Your records leave the device only when you choose to export them. Apple handles purchases and purchase verification. This is a manual register, not a bank balance service. CHECKBOOK PRO Continue adding transactions, accounts and recurring rules beyond the starter allowance. Pro is available as a yearly auto-renewable subscription. The localized price is shown before purchase. Payment is charged to your Apple Account at confirmation. Subscriptions auto-renew until canceled. Cancel anytime in your Apple ID Subscriptions settings at least 24 hours before the renewal date. There is no additional timed free trial. Cancellation leaves Pro active until the paid period ends and never removes your records. Privacy policy: https://app.innovaapps.ai/privacy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula