Comparison

FiftyFifty vs IzyLife Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FiftyFifty

Features
Read full description

This app started as something I built for my girlfriend. We'd tried plenty of expense and bill-splitting apps. They were either so fiddly we gave up after two days, or plastered with ads. What we wanted was simple: quick to use, easy on the eyes, no ads getting in the way. Most of all, we wanted to see at a glance where the money went this month and who paid more (honestly, it's saved us a few arguments). We spent a year on it, tweaking it every day — me building, her giving me grief — fixing anything that felt off until it finally felt right. If you're looking for a way to track shared money that isn't complicated, doesn't start fights, and that both of you actually want to open every day, I hope this helps. [Core features] • One shared ledger for two — log an expense and your partner sees it right away • Flexible splits: equal, custom ratio, "I paid for us", or private • 20+ currencies with automatic exchange rates • Separate projects, so travel and daily life don't get mixed up [AI logging] • Voice: say it out loud and it's logged • Snap a receipt and it reads the amount and items • Describe several expenses in one sentence and it splits them for you • Voice and receipt scan share a monthly AI quota [Cat companions] • 12 cat characters — pick one as your avatar • Each cat has its own character card and story; log more to unlock more • You and your partner each get a cat; at settlement they face off, so you see who owes whom [Stats] • Monthly spending charts to see where it's going • A category pie chart for a quick breakdown • Side-by-side contribution, so you both see who paid more • Export to CSV anytime [Easy settlement] • Works out who owes whom, and how much • Settle in one tap, with a clear repayment history • The settlement card shows who owes whom at a glance — no manual reconciling [Languages] 繁體中文, 简体中文, English, ę—„ęœ¬čŖž [Subscriptions] Free: 1 project Ā· 3 AI uses/month Ā· 1 month of stats Plus: 10 projects Ā· 100 AI uses/month Ā· 6 months of stats Ā· auto exchange rates Ā· CSV export Pro: 200 projects Ā· 200 AI uses/month Ā· full stats history Ā· everything unlocked [Subscription terms] • Plus: [local price] / month, or [local price] / year • Pro: [local price] / month, or [local price] / year • The subscription runs for 1 month or 1 year, depending on the plan you choose. • Payment is charged to your Apple Account at confirmation of purchase. • Subscriptions renew automatically. They renew unless auto-renew is turned off at least 24 hours before the current period ends; your account is charged for the next period within 24 hours before the current one ends. • You can manage or cancel anytime in Settings on your device, under your Apple Account → Subscriptions. • One subscribes, two use: once the ledger owner subscribes, the other member of the ledger is unlocked too — no need to pay twice. Privacy Policy: https://fire3650investment-spec.github.io/aa-ledger-privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

IzyLife Split

Features
Read full description

Split expenses with friends, family, or roommates, no account needed, no subscription, ever. Create a group, add participants, log expenses, and IzyLife Split instantly calculates who owes what. Optimized reimbursements minimize the number of transfers needed to settle up. YOUR DATA STAYS ON YOUR DEVICE All your data is stored locally by default. Nothing leaves your phone unless you choose to activate live sharing, and even then, everything is end-to-end encrypted. KEY FEATURES • 4 split methods: equal, by amount, by shares, or by percentage • Optional live sync: activate sharing and track expenses together in real time • Smart settlements: the fewest transfers to balance everyone out • Multi-currency: EUR, USD, GBP, JPY, and 150+ currencies • Half shares for kids or partial participants • Expense categories with emoji presets • Share a text summary with one tap • Works 100% offline, no internet required • Dark mode supported • Available in 10 languages No sign-up. No subscription. One optional purchase to remove ads, that's it.

Screenshots

FiftyFifty4 screens
IzyLife Split4 screens

Verdict

The call

The clearest difference is ads: FiftyFifty at none against IzyLife Split's shown. FiftyFifty also leads on update cadence (every 9 days vs every 4 weeks) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. FiftyFifty sells 4 in-app purchases, starting at $1.99 per month and IzyLife Split sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FiftyFifty ships an update every 9 days, IzyLife Split every 4 weeks. Both last shipped on September 27, 2026.

Scorecard4 real differences Ā· 2 level
FiftyFifty versus IzyLife Split: the parameters behind the verdict, then further details
ParameterFiftyFiftyIzyLife Split
PriceFreeFree
Update frequencyEvery 9 days — betterEvery 4 weeks
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size45 MB13 MB
Age rating4+4+
DeveloperYuchih ChenAntoine Keriel

In-app purchases

4 purchases

FiftyFifty

Subscriptions4
  • Standard Monthly$1.991 Month
  • Pro Monthly$5.991 Month
  • Standard Yearly$19.991 Year
Show 1 more
  • Pro Yearly$59.991 Year
1 purchases

IzyLife Split

One-time1
  • Remove Ads$0.99

Questions

Is FiftyFifty free?
FiftyFifty is free to download, with in-app purchases available.
Is IzyLife Split free?
IzyLife Split is free to download, with in-app purchases available.
Do FiftyFifty or IzyLife Split have ads?
IzyLife Split shows ads; FiftyFifty does not.
Which is updated more often, FiftyFifty or IzyLife Split?
FiftyFifty ships an update every 9 days, and IzyLife Split every 4 weeks. Most recently, FiftyFifty was updated on September 27, 2026 and IzyLife Split on September 27, 2026.

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