Comparison

BigPay Authenticator vs Save Wise

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BigPay Authenticator

Features
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Designed to support secure access, BigPay Authenticator strengthens account protection on BigPay Biz. It authorises time-based QR codes for transactions and activities to ensure reliable and controlled access to company accounts. - Works seamlessly with BigPay Biz - Functional and reliable QR code scan - Strengthens account protection with multi-factor authentication Built to safeguard transactions and activities across the BigPay Biz ecosystem.

About

Save Wise

Features
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SaveWise โ€” Premium Expenses Tracker Built for Malaysians Stop guessing where your money goes. SaveWise gives you real-time financial clarity with the depth most budget apps skip โ€” EPF dividends, loan auto-deduct, credit card cycles, and full insight analysis, all in one beautifully designed app. SMART SCAN โ€” SCAN RECEIPTS IN ONE TAP Set up iPhone Back Tap, scan any receipt with a double tap on the back of your phone. On-device OCR extracts the amount, merchant, and date automatically. Confirm in the Dynamic Island and you're done โ€” no typing, no friction. FULL ACCOUNT COVERAGE โ€ข Assets: bank, e-wallet, cash, investments โ€ข Loans: personal, hire purchase, housing (with construction stages) โ€ข Credit cards with statement cycles โ€ข Provident Fund: MY EPF, SG CPF, India EPF, or custom โ€” with sub-accounts, auto-contribution, and dividend calculation LOAN AUTO-DEDUCT Set your monthly repayment once. SaveWise deducts it automatically every month in the background โ€” no missed payments, no manual entry. SMART CATEGORY PREDICTION Learns from your past transactions and gets better the more you use it. Fuzzy match plus keyword fallback across 7 categories means most scans are categorized correctly on the first try. REAL-TIME INSIGHTS โ€ข Net worth at a glance โ€ข Monthly income vs expense breakdown โ€ข Spending by category, with trend analysis โ€ข Saving goals with progress tracking BUILT FOR PRIVACY โ€” OFFLINE-FIRST All your financial data lives on your device. No accounts, no cloud sync of personal data, no ads. Your money is your business. PREMIUM DESIGN, NATIVE FEEL Crafted specifically for iOS with Apple's Liquid Glass design language โ€” translucent materials, fluid animations, and native controls throughout. It feels like it belongs on your iPhone because it was designed that way. HOME SCREEN WIDGETS Glance at your balance, today's spending, or net worth without opening the app. DAILY REMINDERS Optional spending reminders, loan payment alerts, and contribution reminders to keep you on track. CUSTOMIZABLE Choose your accent color, set a custom background, adjust blur intensity โ€” make it yours. MADE IN MALAYSIA Designed with Malaysian users in mind โ€” EPF, hire purchase loans, local categories โ€” but flexible enough to work anywhere in the world with any currency. No subscription. No ads. No data harvesting. Just a thoughtful expenses tracker that respects your time and your privacy. Download SaveWise and finally know exactly where you stand.

Screenshots

BigPay Authenticator4 screens
Save Wise4 screens

Verdict

The call

The clearest difference is in-app purchases: BigPay Authenticator at none against Save Wise's 4. BigPay Authenticator also leads on update cadence (every 2 weeks vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Save Wise sells 4 one-off in-app purchases. BigPay Authenticator asks for nothing beyond the download.

UpkeepUpdate frequency

BigPay Authenticator ships an update every 2 weeks, Save Wise every 6 weeks. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.

Scorecard2 real differences ยท 4 level
BigPay Authenticator versus Save Wise: the parameters behind the verdict, then further details
ParameterBigPay AuthenticatorSave Wise
PriceFreeFree
Update frequencyEvery 2 weeks โ€” betterEvery 6 weeks
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.015.0
Further details โ€” not scored
Size36 MB45 MB
Age rating17+4+
DeveloperBIG PAY PTE. LTD.kian haw yoon

In-app purchases

None

BigPay Authenticator

No in-app purchases

4 purchases

Save Wise

One-time4
  • Buy me a coffee$0.99
  • Buy me a snack$2.99
  • Buy me lunch$4.99
Show 1 more
  • Super supporter$9.99

Questions

Is BigPay Authenticator free?
BigPay Authenticator is free to download, with no in-app purchases.
Is Save Wise free?
Save Wise is free to download, with in-app purchases available.
Do BigPay Authenticator or Save Wise have ads?
Neither BigPay Authenticator nor Save Wise shows ads.
Which is updated more often, BigPay Authenticator or Save Wise?
BigPay Authenticator ships an update every 2 weeks, and Save Wise every 6 weeks. Most recently, BigPay Authenticator was updated on October 8, 2026 and Save Wise on October 12, 2026.

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