BigPay Authenticator vs Save Wise
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
BigPay Authenticator
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Designed to support secure access, BigPay Authenticator strengthens account protection on BigPay Biz. It authorises time-based QR codes for transactions and activities to ensure reliable and controlled access to company accounts. - Works seamlessly with BigPay Biz - Functional and reliable QR code scan - Strengthens account protection with multi-factor authentication Built to safeguard transactions and activities across the BigPay Biz ecosystem.
Save Wise
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SaveWise โ Premium Expenses Tracker Built for Malaysians Stop guessing where your money goes. SaveWise gives you real-time financial clarity with the depth most budget apps skip โ EPF dividends, loan auto-deduct, credit card cycles, and full insight analysis, all in one beautifully designed app. SMART SCAN โ SCAN RECEIPTS IN ONE TAP Set up iPhone Back Tap, scan any receipt with a double tap on the back of your phone. On-device OCR extracts the amount, merchant, and date automatically. Confirm in the Dynamic Island and you're done โ no typing, no friction. FULL ACCOUNT COVERAGE โข Assets: bank, e-wallet, cash, investments โข Loans: personal, hire purchase, housing (with construction stages) โข Credit cards with statement cycles โข Provident Fund: MY EPF, SG CPF, India EPF, or custom โ with sub-accounts, auto-contribution, and dividend calculation LOAN AUTO-DEDUCT Set your monthly repayment once. SaveWise deducts it automatically every month in the background โ no missed payments, no manual entry. SMART CATEGORY PREDICTION Learns from your past transactions and gets better the more you use it. Fuzzy match plus keyword fallback across 7 categories means most scans are categorized correctly on the first try. REAL-TIME INSIGHTS โข Net worth at a glance โข Monthly income vs expense breakdown โข Spending by category, with trend analysis โข Saving goals with progress tracking BUILT FOR PRIVACY โ OFFLINE-FIRST All your financial data lives on your device. No accounts, no cloud sync of personal data, no ads. Your money is your business. PREMIUM DESIGN, NATIVE FEEL Crafted specifically for iOS with Apple's Liquid Glass design language โ translucent materials, fluid animations, and native controls throughout. It feels like it belongs on your iPhone because it was designed that way. HOME SCREEN WIDGETS Glance at your balance, today's spending, or net worth without opening the app. DAILY REMINDERS Optional spending reminders, loan payment alerts, and contribution reminders to keep you on track. CUSTOMIZABLE Choose your accent color, set a custom background, adjust blur intensity โ make it yours. MADE IN MALAYSIA Designed with Malaysian users in mind โ EPF, hire purchase loans, local categories โ but flexible enough to work anywhere in the world with any currency. No subscription. No ads. No data harvesting. Just a thoughtful expenses tracker that respects your time and your privacy. Download SaveWise and finally know exactly where you stand.
Screenshots
Verdict
The clearest difference is in-app purchases: BigPay Authenticator at none against Save Wise's 4. BigPay Authenticator also leads on update cadence (every 2 weeks vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Save Wise sells 4 one-off in-app purchases. BigPay Authenticator asks for nothing beyond the download.
BigPay Authenticator ships an update every 2 weeks, Save Wise every 6 weeks. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.
| Parameter | BigPay Authenticator | Save Wise |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks โ better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details โ not scored | ||
| Size | 36 MB | 45 MB |
| Age rating | 17+ | 4+ |
| Developer | BIG PAY PTE. LTD. | kian haw yoon |
In-app purchases
BigPay Authenticator
No in-app purchases
Save Wise
- Buy me a coffee$0.99
- Buy me a snack$2.99
- Buy me lunch$4.99
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- Super supporter$9.99
Questions
Is BigPay Authenticator free?
Is Save Wise free?
Do BigPay Authenticator or Save Wise have ads?
Which is updated more often, BigPay Authenticator or Save Wise?
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